Antonio Posada is a financial advisor with OSAIC in San Jose, CA, holding a Series 66 designation and 10 years of industry experience. His prior experience includes roles at Arbor Point Advisors and Securities America Advisors. He also conducts a limited life insurance business focused on term life policies and manages an annuity business inherited from his family. OSAIC serves a diverse range of retail and institutional clients through a large network of advisers, offering integrated brokerage, investment advisory, and financial planning services. The firm employs various asset-allocation tools and provides access to third-party money managers and wrap programs.

Linh Tran is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2017. Outside of her advisory work, Tran is involved in education and real estate through board memberships with Little Builders International Academy LLC and ALKAL Franz LLC. Morgan Stanley Wealth Management provides comprehensive advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and offers services spanning from personal financial plans to corporate financial planning agreements.

Lin Wu is a financial advisor with Morgan Stanley in Mountain View, CA, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank NA, and Wells Fargo Advisors LLC, where he worked between 2013 and 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery processes and planning tools, managing approximately $2.74 trillion in client assets.

Seema Shrivastav is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Wells Fargo Clearing and Wells Fargo Advisors. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

David Cuellar is a CFP® professional with 35 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2014 to 2016. Outside of his advisory role, Cuellar writes children's books and teaches financial strategies for retirement at De Anza College, Canada College, and the College of San Mateo. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Shuk Ming Leung is a financial advisor at J.P. Morgan Securities with nine years of industry experience. His work history includes roles at HSBC Securities, Morgan Stanley, Citigroup, and Bank of America. He holds Series 63 and Series 65 licenses. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Deborah Mazzulla is a financial advisor at UBS Financial Services in San Jose, CA, with 45 years of industry experience. She has been with UBS since 1995. She holds Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and capital markets activities.

Pierre Manneh is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2012 and 2015, respectively. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools, with plans based on model-driven outcome simulations, while clients retain responsibility for implementation.

Vicky Hsia is a CFP® professional with 26 years of experience in the financial services industry. She is currently affiliated with Charles Schwab, where she has worked since 2019 and previously from 1999 to 2017. Her prior experience includes a brief tenure at Quantum Capital Management. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios and access to alternative investments through a centralized operational structure.

Ashley Hanson is a Wealth Management Planning Consultant at Fidelity Investments, a position she has held since 2015. She works closely with Wealth Management Advisors and families to support their financial planning needs. Prior to her current role, Ashley served as a Relationship Manager at Fidelity Investments from 2012 to 2015, and as a Financial Representative from 2010 to 2012. She began her career as a Client Service Associate at Stevens Foster Financial Advisors from 2005 to 2010. Ashley holds a California Insurance License. Her professional focus is on delivering client service that enables clients to concentrate on their personal priorities while managing their financial goals effectively.

Gary Cornford is a financial advisor with Charles Schwab in Cupertino, CA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Charles Schwab since 2000 and Charles Schwab Bank, SSB since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and alternative investments, supported by a large-scale, integrated operational structure.

Annie Tran is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and 5 years of industry experience. She has been with Morgan Stanley since 2017, following her studies at UC Irvine. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs focused on tailored financial planning, utilizing structured discovery conversations and firm-approved planning tools.

Wooseok Chang is a financial advisor with Merrill based in Palo Alto, CA, holding a Series 66 designation. He has experience working at Bank of America and Merrill since 2026, along with prior roles in various industries including aviation, food service, and rideshare companies. His background includes entrepreneurial activities in the restaurant sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Grush is a financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he worked at Commure, Augmedix, JustAnswer, and SquareTrade. He holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Tammy Ramsay is a financial advisor at OSAIC in San Jose, CA, with 36 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Securities America Advisors and Securities America Inc. for 14 years. Outside of her advisory role, she sells term insurance as needed and manages a leased office space that she subleases to another business. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors, offering brokerage and advisory services, financial planning, and access to multiple investment platforms. The firm employs firm-provided asset-allocation tools and supports various managed-account solutions.

Sandra Lanoie is a financial advisor at Morgan Stanley with 42 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2020. She holds Series 63 and Series 65 credentials. Lanoie serves on the advisory board of the Children’s Musical Theater in San Jose. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, combining tailored financial planning and investment services supported by structured discovery processes and firm-approved planning tools.

Thomas Anderson is a financial advisor with UBS Financial Services in Palo Alto, CA, holding Series 63 and Series 65 designations and with 40 years of industry experience. He has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, tailored investment solutions.

Gregory Wood Jr. is a financial advisor at LPL Enterprise with four years of industry experience. He holds Series 66, Series 65, and Series 63 licenses. His prior roles include positions at Merrill, BOFA Securities, and Freedom Asset Management Limited. Wood Jr. has served in the United States Navy Reserve Component since 2016. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides financial planning, advisory services, and brokerage products, utilizing a platform that integrates adviser programs with other financial product sales, including insurance.

Leonard Sun is a financial advisor at UBS Financial Services with Series 63 and Series 66 credentials. He has one year of industry experience and previously worked at Wells Fargo Bank, N.A. He studied full-time at the University of California, Davis, and Ohlone College prior to entering the financial services industry. Leonard has also been involved with Bay Angels. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research to tailor plans to clients’ goals and risk tolerances.

Mary Suhr is a Series 66-licensed financial advisor at Morgan Stanley in Palo Alto, CA, with 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.