Jaime Bardina is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Inc. and Bank of America, N.A. since 2019. Prior to his financial career, he spent three years at the Milpitas Police Department. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Gaylord Gomez is a financial advisor with Wells Fargo Clearing in San Mateo, CA, holding a Series 66 designation and bringing 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brendan O'Brien is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and at Morgan Stanley Smith Barney since 2009, with earlier experience at Citigroup Global Markets beginning in 1999. Outside of his advisory role, he coaches lacrosse in Woodside, California. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models to support clients' financial goals.

Emmanuel Assa is a financial advisor at Morgan Stanley in Menlo Park, CA, holding a Series 66 designation with one year of industry experience. His prior roles include positions at RBC Bank and consulting experience with The Boston Consulting Group. He also spent several years affiliated with Stanford University and worked with Pyul Corp under Lakefront Finance and Lakefront Labs. Morgan Stanley Wealth Management serves both individual and institutional clients by providing customized financial planning and investment advisory services. The firm employs structured planning tools and models to support client goals, managing approximately $2.74 trillion in assets.

Elizabeth Jessup is a financial advisor at Wells Fargo Clearing in Palo Alto, CA, holding a Series 66 designation with one year of industry experience. She previously worked at Origin Point in 2022 and has been with Wells Fargo Clearing since 2003. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Hannah Avanessian is a Wealth Management Planning Consultant at Fidelity Investments. She collaborates with individuals and families to create and maintain financial plans tailored to their unique lifestyles. Hannah emphasizes trust, respect, and empathy as the foundations of the strong relationships she maintains with clients. She has held several roles at Fidelity Investments, beginning as a Financial Representative in 2022, then serving as a Relationship Manager from 2023 to 2024, followed by Planning Consultant from 2024 to 2025 before assuming her current position in 2026. Outside of her professional work, Hannah has interests in cooking and baking, gardening, swimming, and traveling.

Omid Sajjadi is the Market Leader responsible for overseeing Fidelity's investor centers within the San Francisco market. In this role, he provides financial and investment guidance to clients, including one-on-one retirement planning, income strategies, and college planning services. Prior to his current position, Omid served as Vice President and Branch Leader at Fidelity Investments from 2020 to 2025. He also held the position of Branch Manager at TD Ameritrade from 2010 to 2020. Omid holds a California Insurance License. Outside of his professional responsibilities, he is interested in fitness, social events, museums, soccer, traveling, and yoga.

Dawn Aquilina is a financial advisor with UBS Financial Services in Palo Alto, CA, holding Series 63 and Series 65 licenses. She has 18 years of industry experience, all with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory services, offering financial planning, portfolio management, and access to a broad range of investment products. The firm combines institutional trading capabilities with wealth management and provides proprietary research and capital markets services.

Kosta Stathopoulos is currently Vice President and Branch Leader at Fidelity Investments, a role he has held since 2025. His leadership approach focuses on disciplined strategy combined with personalized client support, emphasizing active listening and transparent communication to help clients make informed decisions with confidence. Prior to his current position, Kosta held several roles in the financial services industry, including Institutional Consultant Relations & Business Development at Brown Advisory from 2021 to 2025, Vice President of Institutional Sales at Aristotle Capital Management from 2018 to 2021, Director of Wealth Management at TIAA between 2016 and 2018, Director of Client Services and Lead Advisor at Brighton Jones from 2013 to 2016, and Client Services Group Manager at Fisher Investments from 2005 to 2013. He holds a California Insurance License. Outside of his professional career, Kosta enjoys activities such as spending time at the beach, cars, family activities, fitness, reading, and traveling.

John Yeager is a financial advisor at UBS Financial Services in San Mateo, CA, holding Series 63 and Series 65 licenses with 21 years of industry experience. He has been with UBS Financial Services Inc. since 2006. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to client goals.

Robert Mclalan Jr. is a financial advisor with Morgan Stanley in San Mateo, CA, holding Series 63 and Series 65 licenses and 45 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and also with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Christoph Menzl is a financial advisor with Edward Jones in Burlingame, CA, holding a Series 66 designation and four years of industry experience. Before joining Edward Jones in 2021, he worked for Abbott Laboratories from 2007 to 2021. He serves on the advisory board of the nonprofit Phase2Careers and is a director on the board of PetroplastVinora AG. Edward Jones is a full-service wealth management firm that serves both individual and institutional clients, offering a broad range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Jennifer Cai is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2022, following previous roles at RBC Capital Markets and WageWorks, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Elise Mincey is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015 and 2016, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its advisory services.

Matthew Kerr is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2024. Outside of finance, he is involved with Alice's Restaurant, a restaurant and bar in Woodside, California, where he participates in customer service, sales, and administrative roles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutional clients. The firm provides tailored financial planning using structured tools and supports a comprehensive range of investment and planning services.

Erin Sinclair is a Certified Financial Planner™ (CFP®) based in San Mateo, CA, affiliated with Edward Jones. She has 27 years of industry experience, including 12 years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment options, operating under a fiduciary standard while maintaining a large retail advisor and branch network.

Ronald Bland is a financial advisor at OSAIC with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Royal Alliance Associates, Inc. and Signator Investors, Inc. Bland is also involved in insurance and property-casualty businesses, serving as president of AEIS Inc. and as a principal and 50% owner of Allied Brokers Inc. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services. The firm’s approach includes asset-allocation tools, risk-tolerance assessments, and automated rebalancing across portfolios that may include various asset classes, managed on discretionary or non-discretionary bases.

Jack Wong is a financial advisor with Morgan Stanley in Saratoga, California, holding a Series 66 designation and 24 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2011. Outside of his advisory work, he owns a rental property managed by a third party. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and market simulations.

Chau Huynh is a financial advisor at Merrill with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Merrill Lynch since 2000. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad set of products and services beyond typical investment management.

Kathleen M. Snodgrass is a financial advisor at UBS Financial Services with 35 years of industry experience. She has been with UBS since 1992 and holds Series 63 and Series 65 licenses. Snodgrass serves on the investment committee of the Hanna Boys Center, a faith-based nonprofit residential treatment center for at-risk teenage boys, and is a board member and investment committee participant at Mercy Investment Services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored using proprietary research and capital market assumptions.