John Davis is a financial advisor at Edelman Financial Engines with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Edelman Financial Engines and its predecessors since 1997. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment options across a broad range of portfolios and retirement solutions.

Edward Holton is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 17 years of industry experience. He worked at Robert W. Baird & Co. Inc. for 15 years before joining Raymond James & Associates in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management styles and affiliated research.

Ann Williams is a financial advisor at Edward Jones in Ashburn, VA, holding a Series 66 credential with one year of industry experience. Her prior roles include positions at Centrifuge LLC, STEELE Strategies, Strategy and Management Services, Inc., and the United States Conference of Catholic Bishops. Outside of her advisory work, she owns a commercial real estate business and operates a freelance photography service. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies through a nationwide network of financial advisors and branch offices.

Stephen Gray is a Wealth Management Advisor based in Leesburg, Virginia, affiliated with Merrill Lynch Wealth Management. He joined Merrill Lynch in 2009 and focuses on retirement planning, wealth strategies, tax minimization, and small business retirement plans. His approach involves a disciplined process to deliver a consistent yet customized wealth management experience, taking the time to understand each client’s individual and professional priorities to establish objectives and develop appropriate strategies. Stephen’s expertise includes education planning, managing new wealth, portfolio management services, tax minimization, and retirement income. He conducts regular reviews with clients to monitor progress toward their goals and to adjust strategies as needed to reflect changes in their lives or businesses. Stephen holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Stephen earned a Bachelor's Degree from George Mason University. He grew up in Fauquier County, Virginia, and is a skilled horseman and animal lover. He has volunteered with Habitat for Humanity and the Humane Foundation. His personal interests include fishing, horseback riding, running, scuba diving, skiing, spending time with family, and traveling.

Deanna Lyons is a financial advisor with Ameriprise in Manassas, VA, holding a Series 66 designation and nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2008. Outside of her advisory role, Lyons works part-time as a hairstylist at Valon Salon. Ameriprise serves clients primarily through retirement-income planning services tailored for individuals with significant investable assets. The firm employs a combination of research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations, supported by a centralized consulting team and algorithmic tools.

Nardaneh Bahraminejad is a financial advisor at OSAIC with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining OSAIC, she was involved with Miye Wire, LLC and Kokonut Grill. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to manage diversified portfolios.

Benjamin Devine is a financial advisor with Ameriprise in Broadlands, VA, holding a Series 66 designation and over 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory work, he is involved in a business entity, JBRC Companies LLC, and participates in solar energy generation through a solar panel system that produces and sells Solar Renewable Energy Certificates (SRECs). Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Abril Azmi is a financial advisor with Merrill in Vienna, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has worked at Merrill since 2008 and previously spent two years with Morgan Stanley in different capacities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth clients, and institutions.

Elena Lazo Perez is a financial advisor at Edelman Financial Engines with a Series 65 designation and four years of industry experience. She previously worked at Citibank and Truist, among other firms. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven proprietary modeling process combined with planner delivery and online tools, providing both discretionary and non-discretionary investment management with a focus on diversified portfolios and long-term orientation.

William Magrath is a financial advisor with Fidelity in Reston, VA, holding a Series 66 designation and one year of industry experience. His prior work includes financial management with the Department of the Navy and delivery work with DoorDash. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management as well as fund advisory. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction.

Victoria Neeley is a financial advisor with Thrivent Investment Management in Fairfax, VA, holding a Series 66 designation and six years of industry experience. Her prior work includes a five-year role with Virginia Cooperative Extension and consulting in 2020. She has been with Thrivent Financial and Thrivent Investment Management since 2020. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written recommendations on a wide range of financial planning topics. The firm delivers holistic, goal-based analyses and allows clients to integrate planning with managed-account programs under a consolidated billing option, while maintaining separate services.

Khalil Andraos is a Wealth Management Advisor with Merrill Lynch Wealth Management, a role he has held since 2006. He focuses on assisting a select group of individuals and institutions in developing disciplined approaches to comprehensive wealth planning, investment management, and corporate benefit plan management. His work emphasizes understanding clients' values, goals, and concerns to develop customized strategies. Khalil is also a Senior Retirement Benefits Consultant, representing retirement programs for companies nationwide. He holds a B.S. in commerce with a concentration in finance and accounting from the University of Virginia's McIntire School of Commerce and an M.B.A. from the McDonough School of Business at Georgetown University. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP®), Chartered Retirement Planning Counselor (CRPC), Certified Investment Management Analyst (CIMA®), and Certified Plan Fiduciary Advisor (CPFA). Khalil's expertise encompasses corporate benefits, executive services, equity compensation, institutional consulting, and services for defined benefit and contribution plans. Khalil's personal interests include baseball, basketball, biking, camping, chess, football, golfing, hiking, skiing, and spending time with his family. He enjoys pairing unique wines with food, collecting global coins and currency, learning history, and traveling with his family.

David Hurst is a financial advisor with Charles Schwab in Reston, VA, holding Series 63 and 66 licenses and bringing 18 years of industry experience. He has worked at TD Ameritrade and Charles Schwab Bank SSB prior to his current roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management with multi-asset model portfolios and alternative investment options.

Eric Macdonnell is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works one-on-one with clients to develop personalized financial strategies that align with their long-term goals. His approach focuses on creating flexible wealth management solutions tailored to clients' individual financial situations and objectives. Eric holds the Professional Investment Advisor (PIA) designation and earned a bachelor's degree from George Mason University. He is committed to the Merrill tradition of community involvement and spends time volunteering with local organizations. His practice integrates investment insights from Merrill and banking and lending solutions from Bank of America to support clients comprehensively.

English Koontz is a Series 66-licensed financial advisor with 15 years of industry experience. He has worked at Merrill since 2022 and previously held roles at FNB Bank and BB&T. Koontz is based in Reston, VA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Eduardo Alzona is a financial advisor at Merrill with 16 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2018. Prior to Merrill, he was with Aviso Wealth Management and First Allied Securities, Inc. from 2015 to 2017. Outside of his advisory role, he is the sole owner of Alzona and Associates LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

John Kidwell is a financial professional with Cetera and holds a Series 66 designation. He has nine years of industry experience and also maintains ownership of a law firm, John Kent Kidwell PC, where he practices as an attorney. In addition, he is an author of self-published books and owns a title services business. Cetera Investment Advisers LLC provides financial advisory services through a nationwide network of over 10,000 independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Zach Plaster is a Financial Consultant with Fidelity Investments, where he has been serving since 2025. Prior to this role, he held positions as a Planning Consultant and Relationship Manager at Fidelity Investments from 2023 to 2025. He also worked as a Financial Consultant with Equitable Advisors in 2023. Zach helps local families and individuals create personalized financial plans centered on their unique objectives. He collaborates closely with clients to understand their goals and develop strategies aimed at achieving financial success. Having grown up and spent much of his professional life in Northern Virginia, Zach is committed to supporting his local community. He holds a California Insurance License. Outside of his professional work, Zach enjoys bowling, attending social events with friends, playing musical instruments, reading, and playing tennis.

Gregory Eftink is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory role, he serves on the Budget and Finance Committee for The Enclave Condominium in Fairfax, VA, where he helps review and set the community’s budget. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jessica Perry is a CFP®-certified financial advisor with LPL Financial in Ashburn, VA, bringing two years of industry experience. She has worked at several financial institutions, including Potomac Bank Trust & Wealth, Bank of America, Merrill, and Sandy Spring Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset management, and institutional platforms.