Wendy Piniecki is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation with 20 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she is involved as an independent contractor in a sales position for a women-only company focused on in-home sales. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs. The firm emphasizes structured financial planning supported by proprietary tools and offers services that incorporate global investment research and scenario modeling.

Ryan Strasdauskas is a CFP® professional affiliated with LPL Financial, with 10 years of experience in the financial services industry. He has worked at Cambridge Investment Research Advisors and Advanced Financial Consultants prior to his current role. Outside of his advisory work, he is involved in tax preparation and accounting services through Advanced Tax, Accounting & Software Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party subadvisors, and institutional platforms.

Connor Curro is a CFP® with 10 years of industry experience, currently serving as a financial advisor at RBC Capital Markets since 2016. He coaches an elite lacrosse team through Predators Lacrosse, an organization based in Westchester, NY. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, utilizing both in-house and third-party managers to implement customized investment strategies.

Ejner Johnson Jr. is a financial advisor with UBS Financial Services in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with UBS since 1999 and has also worked at Prudential Securities since 1981. Outside of advising, he serves as a director at K Bank in Baltimore and is on the board of Chartwell Golf & Country Club, a private non-profit organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor financial plans, offering fiduciary financial planning, portfolio management, and capital markets services.

Kenton Brown is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation with two years of industry experience. Before joining Morgan Stanley in 2024, he worked at General Solar Corporation for nine years and had a role at Golds Gym from 2018 to 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Omar Anderson is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and previously worked at Priority One Staffing/PDP-Ally Financial, Levels Entertainment, and Levels One Personnel/MDTA/Ez Pass MD. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Larisa Roth is an investment advisor representative with LPL Financial, holding Series 65 and Series 63 credentials and nine years of industry experience. She has worked at LPL Financial since 2016 and at Summit Investment Advisors LLC dba Summit Financial from 2014 to 2025. She is also a notary public at her business location. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, combining scale and diverse financial services with oversight of over $819 billion in discretionary assets.

Patrick Mcmullen is a financial advisor at OSAIC with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Lincoln Financial Advisors and Morgan Stanley Private Bank. Outside of his advisory role, he is also an agent with Heritage Financial Consultants, LLC, involved in the sale and service of various insurance products. OSAIC serves a wide range of retail and institutional clients, offering brokerage and advisory services including financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment approach with portfolio optimization and multiple program options tailored to client needs.

Christopher Gable is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs and structured financial planning services, managing approximately $2.74 trillion in client assets.

Richard Farrell Jr. is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining Cambridge, he worked at Transamerica Capital LLC for three years and Nationwide Investment Services Corporation for fourteen years. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base through thousands of financial professionals and offers investment services across multiple platforms and custodians.

Evan Horn is a Certified Financial Planner® with 25 years of industry experience, currently advising at Osaic Wealth since 2025. He spent 24 years at Lincoln Financial Advisors prior to joining Osaic. Outside of his advisory role, he is also an insurance agent providing fixed insurance and annuity products. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering brokerage and advisory services across various managed portfolio programs. The firm emphasizes model-based asset allocation and portfolio optimization supported by a multi-advisor platform.

Adam Gelcich is a financial advisor with Morgan Stanley in Lutherville, MD, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Wells Fargo Clearing, Credit Suisse Securities, and J.P. Morgan Securities. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial and estate planning, managing approximately $2.74 trillion in client assets. The firm’s approach involves structured discovery and firm-approved planning tools but does not provide individual security recommendations as part of standalone planning.

David Sheusi is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has worked at Wells Fargo since 2016 and previously at UBS Financial Services from 2006 to 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

John Fuggi is a financial advisor with Robert Baird & Co. in Towson, MD, holding Series 65 and Series 63 licenses and bringing 14 years of industry experience. He has worked at Baird since 2023 and previously spent nine years at Franklin Distributors LLC and seven years at Legg Mason & Co LLC. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, separately managed accounts, and municipal advisory services, supported by in-house research and the use of artificial intelligence in client advice.

Arnoldo Lezama is a financial advisor at Merrill with the Series 66 designation and three years of industry experience. He has held positions at Bank of America, Merrill, and previously worked in non-financial roles including at Mercedes-Benz of Hunt Valley and Laureate Education Inc. Outside of advising, he is involved as a general partner and managing member of an LLC that provides HR consulting services. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations utilizing a combination of model-based and discretionary investment strategies.

Brittany Stafford is a financial advisor at Robert Baird & Co. with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Baird, she worked at Howard County Public Schools and Shappard Pratt: The Forbush School in Hunt Valley. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers financial planning, portfolio management, and brokerage services, utilizing a combination of manager-traded and model-traded strategies along with ongoing research and investment tools.

Rachel Burk is a financial planner with Cetera, holding a Series 66 designation and three years of industry experience. She has worked at several financial services firms, including Kestra Advisory and Offit Advisors. In addition to her advisory role, she is an intake coordinator at The Naomi Center, a mental health care provider. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and various program structures, with over $256 billion in assets under management and a network of more than 10,000 advisors.

William Dorr is a financial advisor at Mass Mutual Investors Services with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mass Mutual Investors Services since 2017. Dorr also serves as an insurance agent specializing in life insurance, property/casualty, health, and fixed annuities. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships using firm-approved analytical tools and offers various specialized planning programs and educational seminars.

William Koras is a CFP® professional with 30 years of industry experience, currently with Morgan Stanley. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets and Legg Mason Wood Walker. He serves as a trustee and co-trustee on multiple trusts in Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning services and manages approximately $2.74 trillion in client assets.

Bonnie Krosin is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and 34 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s financial planning emphasizes structured discovery and modeling tools, with clients responsible for plan implementation and updates.