Matthew Emerson is a CFP® professional with six years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Lincoln Financial Advisors Corporation and Triad Advisors LLC. Emerson’s background also includes work in dining services and university employment. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management options along with model portfolios and research support.

Stacey Hampton is a financial advisor with Primerica Advisors in Owings Mills, MD, holding Series 63 and Series 65 licenses and eight years of industry experience. Her work history includes roles at Healthcare Access Maryland and PFSI Investment Inc., alongside her ongoing tenure with Primerica Financial Services. Outside of her advisory work, she serves as a clinical supervisor for All Walks of Life in Baltimore. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities while utilizing a tiered wrap-fee structure.

Kelly Alcala is a financial advisor with Morgan Stanley, holding a Series 66 designation and 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by advanced modeling tools.

Charles Hurtt is a financial advisor with Ameriprise in Lutherville, MD, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at Ameriprise since 2018 and previously spent nine years with Wells Fargo Advisors. Outside of his advisory role, Hurtt is involved in tax preparation through business ownership. Ameriprise is an institutional firm that offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets. The firm uses a combination of research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, with a focus on assets held in Ameriprise Managed Accounts.

Anthony Patti Jr. is a financial advisor with LPL Enterprise in Cockeysville, MD. He holds Series 63 and Series 65 licenses and joined the firm in 2025. Prior to his advisory role, his work experience includes positions at Papa John's, Target, and Little Caesars, as well as an academic background at Towson University and Calvert Hall College High School. He is also a commissioned notary. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to various investment and insurance products through advisory and brokerage channels. The firm utilizes a combination of proprietary research, model portfolios, and third-party strategists to deliver investment advice.

Alex Kongkraphun is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 24 years of industry experience. He has been with Raymond James & Associates since 2016 and is currently based in Hunt Valley, MD. Outside of his advisory role, he works as a grassroots soccer referee and coach. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and governmental entities, offering non-discretionary financial planning and portfolio recommendations.

David Kelley is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab since 1999. Outside of his advisory work, he manages a rental property in Towson, Maryland. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and brokerage with access to alternative investments and multi-asset model portfolios.

Richard Welsh is a financial advisor with LPL Financial and holds Series 63 and Series 65 designations. He has 35 years of industry experience and has been associated with Private Advisor Group, LLC and LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management along with access to model portfolios and research.

Marcus Aiello is a financial advisor with Raymond James & Associates in Hunt Valley, MD. He holds the CFP® designation and a Series 66 license, with 18 years of industry experience. Marcus has been with Raymond James & Associates since 2016. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm serves a broad client base through wealth advisory planning, investment consulting, and institutional services, offering a range of firm-sponsored programs and consulting capabilities.

Scott Taylor is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with MassMutual and MML Investors Services since 2001. Outside of his advisory role, Taylor serves on the board of the Maryland Motor Truck Association and is involved in the sale of various insurance products. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-focused planning supported by a range of analytical tools.

Brian Sigwart is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding the CFP® designation and Series 63 and 65 licenses. He has 18 years of industry experience, including prior roles at Metlife Securities Inc. and MassMutual Life Insurance Co. Outside of his advisory work, he is involved in a solar micro-grid venture through Buzzard Bolts LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, offering collaborative annual planning engagements that utilize firm-approved software and tools to analyze client goals.

Steven Young is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Bank of America and Merrill Lynch. Young is currently based in Hunt Valley, MD. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering financial planning through structured discovery conversations and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and includes various investment products and strategies in its offerings.

Joseph Heathcock is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and previously worked at Thrivent Financial, Burgundy Farm Country Day School, Veritas Underground Media, and Sandy Spring Friends School. Outside of his advisory role, he is involved in managing a residential property with his wife. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Benjamin Akyereko is a financial advisor with MassMutual Investors Services holding a Series 66 designation and seven years of industry experience. His prior roles include positions at SCF Securities, The ON Equity Sales Company, and Ohio National Financial Services. Outside of advising, he works as an insurance broker specializing in life, disability, long-term care, and fixed annuities. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s offerings include collaborative annual planning engagements supported by advanced analytical tools, with implementation options through separate brokerage or insurance arrangements.

Bradley Bartkowiak is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2009. Outside of his advisory role, he serves on the Board of Directors at Stevenson University. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and additional event-driven planning services, including divorce and estate-settlement planning.

Christopher Portner is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. He worked at Lincoln Financial Advisors for 10 years before joining OSAIC in 2025. In addition to his advisory role, he is an agent with Heritage Financial Consultants, LLC, offering various insurance products. OSAIC serves a diverse client base including individual and institutional investors, providing integrated brokerage and advisory services through a broad network of financial advisers and multiple platforms. The firm utilizes advanced asset-allocation tools and third-party services to construct and manage portfolios across a range of investment types.

Scott Alberding is a financial advisor with Stifel in Hunt Valley, MD, holding CFP® and ChFC® designations and the Series 66 license. He has 28 years of industry experience and has been with Stifel Nicolaus since 2007. Outside of his advisory role, he is a co-owner of Crab Alley Craft House LLC. Stifel serves individual and institutional clients, including high net worth individuals, pension plans, and charitable organizations, providing both brokerage and advisory services. The firm’s investment approach relies on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Steven James is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation and T. Rowe Price. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and technology-driven strategies.

Nicholas Smeresky is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models such as Monte Carlo simulations as part of its financial planning process.

Connor Buck is a CFP® with one year of industry experience, currently serving as a financial advisor at Wells Fargo Advisors. Prior to joining Wells Fargo, he worked at OSAIC Wealth, Inc. and Heritage Financial Consultants, LLC. His background also includes roles outside finance, such as working at Towson University and The Narrows Restaurant. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas like business-owner transition and sports & entertainment planning, using proprietary research and planning tools.