Michael Stabinski is a financial advisor with Sanctuary Advisors, LLC, holding a Series 66 credential and 13 years of industry experience. He previously worked at UBS Financial Services for seven years before joining Sanctuary Advisors in 2022. He is also the owner and registered investment advisor of Questar Stabinski LLC. Sanctuary Advisors serves a diverse client base including individuals, corporations, pension plans, trusts, and charitable organizations through a network of over 400 independent adviser representatives. The firm offers a range of investment management and financial planning services, employing various analytical approaches and acting as a fiduciary when engaged under written agreements.

Pamela Mellor is a financial advisor at Guardian Life with 22 years of industry experience. She holds a Series 66 designation and has worked at Park Avenue Securities and Guardian Life Insurance Company since 2004. Outside of her advisory role, she is a silent partner in a film company with no active involvement. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, businesses, and charitable organizations. The firm offers a range of financial planning and consulting services, combining advisor-led management with model-based strategies and proprietary digital solutions.

Joseph Cain is a financial advisor at Osaic Advisory Services, LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for American Portfolios Financial Services, Inc. for 20 years. Outside of his advisory role, he operates SideGig.com and provides tax preparation services as an enrolled agent through Finest Financial Group. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of services such as investment management, financial planning, retirement consulting, and access to alternative investments through multiple program models and partnerships with third-party platforms.

Danny Gomez is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and possessing 11 years of industry experience. Prior to joining Citigroup in 2021, he worked at Bank of America, Merrill, TD Bank, Axa Advisors, David Lerner Associates, New York Life, JPMorgan Chase Bank, and J.P. Morgan Securities. Outside of his advisory role, he owns Adu & Beto LLC, a flagging service business, and works as a security guard. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies implemented through discretionary and non-discretionary programs and maintains significant institutional resources, including in-house research and complex market roles.

Adam Nalewajek is a financial advisor at Hightower Advisors with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Guardian Life, Prosperian Wealth Management, and Altium Wealth Management. Adam has been with Hightower Advisors since 2023. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach includes discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, utilizing a combination of affiliated and third-party managers along with proprietary research and multi-manager solutions.

Anthony Crimeni is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. Outside of his advisory work, he serves as a youth basketball referee at the Marlboro Recreation Center in New Jersey. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including swap dealing and futures commission merchant activities.

Keith Gardner is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 66 credentials and 21 years of industry experience. His prior work includes roles at Charles Schwab and TD Ameritrade, where he spent several years before joining TD Private Client Wealth. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients, offering portfolio management, financial planning, and access to a range of investment products through a combination of affiliated and third-party sub-managers.

Laura Medigovich is a financial advisor at Janney Montgomery Scott with 20 years of industry experience. She holds the CFP® and ChFC® designations and has worked at Janney Montgomery Scott since 2019, following 11 years at M&T Bank and M&T Securities. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Joel Talish is a financial advisor with Hightower Advisors, holding Series 63 and Series 65 registrations and bringing 31 years of industry experience. He has worked at Hightower Advisors since 2017 and previously spent time at Wells Fargo Clearing. Outside of advising, he serves as Chair of the Development Committee for School in the Square, a public charter middle school in New York, overseeing its financial activities. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, pension plans, and charitable organizations. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers along with proprietary research and a range of investment vehicles.

Jose Baez is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with Citigroup Global Markets since 2012, following brief tenures at J.P. Morgan Securities and Chase Investment Services Corp. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including swap dealing and futures commission merchant activities.

Gregory Galef is a CFP® with 24 years of industry experience, currently serving with Guardian Life and Park Avenue Securities in Rye Brook, NY. He has been affiliated with both firms since 2002. Outside of his primary advisory role, he acts as a co-trustee for two family trusts. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to a diverse client base, including individuals, retirement plan sponsors, and charitable organizations. The firm offers financial planning, discretionary and model-based management strategies, and access to proprietary and third-party advisory solutions.

Richard Flahive is a financial advisor with Hightower Advisors in Harrison, NY, holding Series 65 and Series 66 licenses and six years of industry experience. He has been with Hightower Advisors since 2016. Hightower provides investment advisory and planning services to a diverse range of individual and institutional clients, focusing on manager selection and multi-manager solutions through both affiliated and third-party managers. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting with a notable emphasis on proprietary research and customized portfolio construction.

Brian Carenza is a financial advisor at Brookstone Capital Management LLC with the designations ChFC® and Series 63, and three years of industry experience. He has worked at Brookstone since 2022 and has held roles at Advisors Elite Financial, First Ameritas Life Insurance Corp. of New York, and DiPaola Financial Group since 2008. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base including individuals, retirement plans, corporations, charitable organizations, sovereign wealth funds, and banking institutions, delivering investment management primarily on a discretionary basis through various model portfolios and managed accounts.

Adam Rolewicz is a financial advisor with Guardian Life who holds Series 63 and Series 65 designations and has 25 years of industry experience. He has worked at Guardian Life and Park Avenue Securities since 2001. Outside of his advisory work, he is involved with The Opus Foundation, which raises funds for local charitable organizations through events such as golf outings and wine tastings. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary and third-party advisory solutions.

Marc Mirabella is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Guardian Life and Park Avenue Securities since 2009. Outside of his advisory role, he serves as a volunteer firefighter with the Elmsford Fire Department. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management combined with model-based strategies through proprietary programs and third-party platforms, delivering tailored client solutions across a broad range of financial planning and investment advisory needs.

Ryan Cron is a financial advisor at Guardian Life with a Series 66 designation and four years of industry experience. He has held roles at Guardian Life since 2022 and previously worked at Certified Financial Services, Movado Group, and Scotts Miracle-Gro. Guardian Life, through its subsidiary Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm employs both advisor-led discretionary management and model-based strategies, providing a range of financial planning and consulting services alongside access to proprietary and third-party investment solutions.

Christine Hyla is a financial advisor at Hightower Advisors with 16 years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations. Her prior work includes roles at CMG, Equitable Advisors, and AXA Advisors. Hightower Advisors offers investment advisory and planning services to a diverse client base, including individuals, institutions, and charitable organizations. The firm focuses on manager selection and multi-manager solutions, utilizing a combination of affiliated and third-party managers across various investment vehicles and strategies.

Michael Oakley is a CFP® with 36 years of industry experience, currently affiliated with OSAIC Institutions, Inc. He has held positions at Apple Bank and Infinex Investments since 2022, and previously worked at Citigroup Global Markets and Citicorp Investment Services. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan support, and access to alternative investments and lending solutions, operating under a hybrid adviser and broker-dealer model.

Dillon Frame is a financial advisor at TIAA-CREF with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America and Primerica Advisors. Outside of his financial advisory roles, he has been involved with the Village of Irvington for over a decade. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and managed account programs primarily to individuals with connections to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm offers both point-in-time planning services and ongoing discretionary portfolio management, utilizing model portfolios and customized strategies under a fiduciary standard.

Mindy Fisdel is a financial advisor with Eagle Strategies (NY Life) holding a Series 66 designation and seven years of industry experience. She has previously worked at Wells Fargo Institutional Retirement & Trust and Ann Taylor. Eagle Strategies serves a diverse group of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers tailored solutions across multiple program types and manages a substantial asset base primarily on a non-discretionary basis.