Richard Schultz is a financial advisor with Primerica Advisors in Wheaton, IL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Primerica Advisors since 1984 and Primerica Financial Services since 1991. Outside of his advisory role, he serves on the board of directors for Seed Capital Group, Inc. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and select separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and oversees portfolio implementation using a tiered wrap-fee structure.

Daniel Wack is a financial advisor at Cetera with Series 66 and Series 63 licenses and four years of industry experience. His prior roles include positions at Morgan Stanley, Charles Schwab, E*Trade Securities, and TD Ameritrade. He operates his advisory services through Schumann Financial, a wealth management DBA. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers. The firm manages over $256 billion in assets with a network of more than 10,000 advisors nationwide.

Natalie Gurga is a financial advisor with Ameriprise, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, she worked in rehabilitative services with the Illinois Secretary of State and has experience in home health care and private caregiving. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. This service provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Richard Williams is a financial advisor with LPL Financial based in Naperville, IL. He holds Series 63 and Series 65 designations and has four years of industry experience. Prior to joining LPL Financial, he worked at BMO Bank NA and US Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and corporations. The firm offers various advisory programs, financial planning, and retirement consulting through a national network of investment adviser representatives.

Jay Carlson is a financial advisor at Fisher Investments with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fisher Investments since 1999 and Quasar Distributors, LLC since 2001. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized Investment Policy Committee to guide investment decisions and employs tax-aware processes and defensive tactics to manage risk and positioning.

Rosario Muncy is a Series 66 licensed financial advisor with Merrill, based in Lisle, IL, with four years of industry experience. He has been associated with Merrill since 2003, totaling 23 years at the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Timothy Glennon is a financial advisor with LPL Financial, holding a Series 66 credential and 28 years of industry experience. He previously worked at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. Outside of his advisory role, Glennon is involved with JP Glennon & Associates and The Financial Group, Ltd., where he holds roles including business entity representative and notary. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research supported by both in-house and third-party sources.

Brendan Sheehy is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, N.A., Merrill, and the Valley View School District. Sheehy is a minority limited partner in Sheehy Family, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and Estate Planning strategies.

Daniel Murphy is a financial advisor with Edward Jones in Elburn, IL, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he manages individual and education savings accounts for a family member and holds a traditional IRA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Alondra Harvey is a financial advisor with J.P. Morgan Securities in Wheaton, IL, holding Series 63 and Series 66 licenses and having 10 years of industry experience. She has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. Outside of her advisory role, she was involved with Seven Bridges Golf Course from 2015 to 2020. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Taylor Brinkworth serves as Vice President, Financial Consultant at Fidelity Investments, a role held since 2025. In this capacity, Taylor focuses on understanding clients' personal and financial situations to develop and adjust tailored financial plans using Fidelity's tools and resources. Prior to this, Taylor held several positions within Fidelity, including Financial Consultant (2021-2025), Investment Management Consultant (2018-2021), and multiple roles from 2013 to 2018 that contributed to building expertise in financial services. Taylor holds an Arkansas Insurance License, supporting the ability to advise clients in areas involving insurance products. Outside of professional pursuits, Taylor engages in family activities and enjoys hobbies such as horseback riding, outdoor adventures, Pilates, and running.

Thomas Royce is a CFP®-certified financial advisor with 31 years of industry experience. He has worked at Ameriprise since 2020 and previously spent 14 years at LPL Financial. He is also the president of Voyage Financial Group, LLC. Ameriprise provides a retirement-income planning service targeting individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Laura Niemeier is a financial advisor at Edward Jones in Naperville, Illinois, holding Series 65 and Series 63 licenses with three years of industry experience. Prior to her current role, she worked for the Indian Prairie School District 204 for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Hussam Zayyad is a financial advisor with Mass Mutual Investors Services, holding CFP®, Series 65, and Series 63 credentials and 19 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with Metlife Securities, Inc. from 2012 to 2017. Outside of his advisory role, he is also a mortgage broker and an independent insurance agent specializing in dental, disability income, fixed annuities, life, accident, health, Medicare-related products, and property and casualty insurance. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers structured, annual financial planning engagements and a range of programs including investment management and educational seminars.

Jacob Hernandez is a financial advisor at Edward Jones in Wheaton, IL, holding Series 63 and Series 66 licenses with nine years of industry experience. His prior roles include positions at LPL Financial, CUNA Mutual Group, BMO Harris Financial Advisors, Bank of America, Merrill Lynch, and JPMorgan Securities. Edward Jones is a wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Amanda Daluga is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and seven years of industry experience. She has worked at multiple Cetera entities since 2017 and has prior experience with OneAmerica Securities and American United Life. Outside of her advisory role, she owns and operates Good Financial, Inc., Good Insurance, Inc., and Good Tax Solutions, Inc., providing financial, insurance, and tax preparation services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers varied portfolio management and financial planning services through a large network of independent advisors and a multi-manager platform with multiple program structures and custodial relationships.

Senka Barney is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 designations and 29 years of industry experience. Prior to joining Raymond James in 2025, she worked at UBS Financial Services Inc. for 14 years. She also serves as Vice President at Mountain Street Advisors, LLC, a business focused on operations and administration. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and consultative services supported by advanced analytical tools and maintains notable municipal advisor affiliations and specialized SIMPLE IRA employer advisory programs.

Martina Beckford is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. She holds the Series 66 designation and has worked previously at Raymond James & Associates, Noyes Advisors LLC, and David A. Noyes & Company. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Olson is a financial advisor at LPL Financial with nine years of industry experience. He holds a Series 66 designation and previously worked at BMO Harris Financial Advisors and BMO Harris Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and various technology-driven solutions.

Christine Potterton is a financial advisor with J.P. Morgan Securities in Wheaton, Illinois, holding Series 63 and Series 66 licenses and having 26 years of industry experience. Her prior roles include positions at Commonwealth Financial Network, INVEST Financial, and Riverstone Wealth Partners. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.