Zachary Mc Bride is a Series 66-licensed financial advisor with Merrill in Needham, MA, beginning his industry career in 2026. His prior experience includes roles at Bank of America, Leonardo Electronics, and various service and hospitality positions. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of client types, including individuals, high-net-worth clients, and institutional fiduciaries.

David Capelle is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads a goals-based wealth management practice focused on delivering personalized financial strategies. He works closely with clients to understand their financial priorities, concerns, and long-term objectives, providing comprehensive guidance supported by the resources and investment insights of Merrill and the banking capabilities of Bank of America. His clientele frequently includes business owners, entrepreneurs, and senior executives seeking coordinated and sophisticated wealth management solutions. David has more than 27 years of experience in the financial services industry, having joined Merrill Lynch Wealth Management in 2011. He earned a Bachelor of Arts degree in Economics and Political Science from the University of Rhode Island and holds the CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He is committed to continuous education as a cornerstone of delivering advice in clients' best interests. Born and raised on the South Shore, David resides in Scituate, Massachusetts, with his wife Beth and their four children. He remains actively involved in the community, having served in leadership roles such as Trustee for South Shore Hospital and coaching youth hockey and baseball. In his personal time, David enjoys boating, fishing, skiing, golfing, and spending time with his family.

Andrew Eaves is a financial advisor with Ameriprise in Chatham, MA, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering coordinated advice through a centralized consulting team alongside financial advisors.

John White is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers tailored investment strategies through various advisory programs that combine in-house and third-party managers, with features such as tax management, responsible investing screens, and alternative investments.

Jack Austin is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at Star Financial Group and various positions outside the financial sector, including at G.R. Boyle Landscape Contractor and Demoulas Supermarkets. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, managing assets through both discretionary and non-discretionary approaches.

Mary Ellen Horcher is a Planning Consultant at Fidelity Investments, a position she has held since 2022. In this role, she partners with two Wealth Planners to collaborate with clients and their families on retirement planning, wealth accumulation, and tax-efficient investing. Prior to her current role, she served as a Workplace Planning Consultant II at Fidelity Investments from 2020 to 2022. Her professional experience includes positions in fixed income institutional sales and municipal bond sales and marketing. She worked as Director of Credit Fixed Income Institutional Sales at UBS Securities LLC from 1994 to 1999, Associate in Taxable Fixed Income Institutional Sales at JP Morgan Securities LLC from 1991 to 1994, Vice President of Municipal Bond Sales and Marketing at Morgan Stanley Smith Barney LLC from 1986 to 1989, and Supervisor of Active Assets Account at Morgan Stanley Dean Witter & Co. LLC from 1984 to 1986.

Leanna Devinney is a financial advisor at Fidelity with 14 years of industry experience. She holds a Series 66 designation and has been with Fidelity Investments in various roles since 2011. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm supports diverse investment vehicles, including fund advisory and model portfolios, and maintains unique roles such as registration with the CFTC and formal advisory responsibilities to multiple registered investment companies.

Jean Germain is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cetera and its affiliated entities since 2025. Prior to that, he spent 16 years with Avantax Investment Services and seven years with Avantax Insurance Agency. Outside of his advisory work, Germain is the owner and sole proprietor of City Globe Real Estate & Tax Services, where he provides tax preparation services and acts as a real estate broker. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers various portfolio management and financial planning services, operating a multi-manager platform with model portfolios, third-party managers, and bespoke strategies across multiple program structures and custodial relationships.

Emily Claire is a financial advisor at LPL Financial with 10 years of industry experience. She previously worked at Edward Jones for 10 years before joining LPL Financial in 2025. She holds a Series 66 designation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by research and technology solutions.

Jason Mackey is a financial advisor with Primerica Advisors in Natick, MA, holding Series 63 and Series 65 credentials and eight years of industry experience. He has been with Primerica Advisors since 2017 and has a long-term association with Primerica Financial Services dating back to 1999. Outside of advising, he is involved in sales of loan products and home security and automation referrals through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, offering various investment models including Strategic, Tactical, Tax-Aware, and Income Distribution approaches.

Caryn McGrath is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 19 years of industry experience. She has worked with Mass Mutual Investors Services since 2017 and has prior experience at MetLife Securities Inc. and Baystate Financial. Mass Mutual Investors Services, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by providing ongoing financial planning and asset management services. The firm uses firm-approved software and collaborative annual planning engagements to analyze client goals and deliver recommendations.

John White is a financial advisor with RBC Capital Markets in Norwell, MA, holding Series 63 and Series 66 credentials and seven years of industry experience. His work history includes roles at City National Bank and State Street, in addition to his current position at RBC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies and access to both in-house and third-party managers.

Mark Dittrich is a CFP® professional with 33 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. since 2009. He is the owner of a support company and also holds a role as a notary. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to tailor strategies while maintaining client decision authority.

Matthew Haggerty is a Wealth Management Advisor serving as a Merrill Resident Director. He has over ten years of experience in the financial services industry, working with families and businesses to help meet their financial goals. Matt holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor of Science degree from Bridgewater State College and a Master of Business Administration (MBA) from Bryant College. Matt's expertise encompasses areas such as Divorce Transition Planning, Education Planning, Managing New Wealth, Tax Minimization, and Retirement Income. He emphasizes personalized financial strategies developed collaboratively with clients. Outside his professional role, Matt is actively involved in his community, coaching floor hockey and baseball through organizations such as the Taunton Boys & Girls Club and Taunton West Little League. He spends time with his wife and their four children and enjoys baseball, skiing, and traveling.

Christopher Spellman is a Planning Consultant at Fidelity Investments. In this role, he partners with clients and their Financial Consultants to develop financial plans tailored to individual needs and goals. He provides support and guidance for planning life events and making important financial decisions. Christopher has been with Fidelity Investments since 2022, progressing through roles including Financial Representative and Relationship Manager before becoming a Planning Consultant in 2024. This experience has provided him with a foundation in client relationship management and financial planning. No additional information about his education, credentials, personal interests, or community involvement has been provided.

William Robinson is a financial advisor with Ameriprise in Milton, MA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its related entities since 2014. Robinson is also a co-owner of W.C. Robinson Group, through which he manages his advisory business. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Timothy Maclellan is a financial advisor with Cetera, holding the PFS™ designation and Series 63 license, and has 29 years of industry experience. He has worked with Cetera and its affiliated entities since 1998 and is also a partner and treasurer at a CPA firm, Morgan & Morgan, PC, where he has been involved since 1980. Maclellan is involved in fixed insurance sales, focusing on long-term care insurance. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and both discretionary and non-discretionary management approaches.

John Lesser is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His background includes roles in various non-financial sectors such as hospitality and community organizations, including the Boys & Girls Club of Dorchester and Pats Pizza. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and model strategies.

Christopher Barone is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2018 and is also involved with The Professional Alliance and Ripcord Wealth, LLC, where he serves as an owner and board member. Additionally, he operates as an independent insurance agent. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party strategies across various custody and platform arrangements.

Stefan Miranda is a financial advisor with Raymond James & Associates, holding a Series 66 designation and six years of industry experience. His prior experience includes roles at Ameriprise and Straumann USA, LLC. Outside of his advisory work, he coaches a junior Olympic girls volleyball team with the Southern Alliance Volleyball Club. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and government entities. The firm provides wealth advisory planning and investment consulting, emphasizing non-discretionary recommendations and offering integrated services through a large affiliate network.