Steven Ellsworth is a financial advisor with LPL Financial in Warren, MI, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at USAdvisors Wealth Management, Securities America Advisors, and Waddell & Reed. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kirk Ritchie is a financial advisor at LPL Financial with 34 years of industry experience. He has been with LPL Financial since 1998 and holds Series 63 and Series 65 designations. In addition to his advisory work, he is involved in tax preparation through US TAX Service. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Kimberly Vallet is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Davis Graham is a Financial Advisor with Merrill Lynch Wealth Management, specializing in assisting clients with college education planning, family wealth management strategies, personal retirement planning, tax minimization, and retirement income. He applies his experience to help clients create personalized financial plans that align with their unique ambitions and priorities. Davis earned a Bachelor's Degree from Wayne State University and holds the Personal Investment Advisor (PIA) professional designation. As a Wayne State Baseball alumnus and a member of GSJ and Associates, which has over 80 years of market experience, he focuses on helping clients achieve financial freedom by accomplishing short-term goals while planning for retirement. Born and raised in Grosse Pointe, Davis is committed to supporting his community in maintaining their desired lifestyle. Outside of his professional work, Davis enjoys spending time with his dog Bailey and watching sports. His personal interests include baseball, football, golfing, and pickleball.

Brandon Zupko is a financial advisor with Edward Jones in Grosse Pointe Woods, MI, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2014. His background includes a brief affiliation with the United States Army. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large national network of financial advisors and branch offices.

Scott Luther is a financial advisor with LPL Financial in Clinton Township, MI, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He has worked at Lexington Financial since 2001 and was previously affiliated with Commonwealth Financial Network for 25 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by technology tools for operational and research purposes.

Garrett Chiodini serves as a Planning Consultant at Fidelity Investments, where he assists clients in implementing and monitoring retirement plans tailored to their individual goals. He focuses on building strong, trusting relationships by understanding clients personally and partnering with them to develop confident strategies. Garrett aims to provide clear guidance and ongoing support to help clients live and retire with peace of mind. His professional experience at Fidelity Investments includes roles as Planning Consultant since 2026, Relationship Manager from 2025 to 2026, and Financial Representative from 2023 to 2025. Prior to joining Fidelity, he held positions at Hantz Financial Services as a Planning Assistant in 2023 and a Planning Analyst Intern from 2022 to 2023. Outside of his professional work, Garrett enjoys a range of outdoor activities including camping, football, golf, hiking, and other outdoor adventures.

Kevin Peltier is a Financial Consultant at Fidelity Investments, a position he has held since 2021. Prior to this role, he served as an Investment Consultant at Fidelity from 2020 to 2021, and began his career with the company as a Financial Representative in 2020. In his professional capacity, Kevin focuses on helping clients plan, manage, and grow their wealth over time while aiming to avoid common financial mistakes. He emphasizes treating clients with the same respect and consideration he would expect for himself, ensuring that recommendations are suitable for each client's individual circumstances, family, and future. No information regarding Kevin's education, credentials, personal interests, or community involvement has been provided.

Larry Mah is a financial advisor at Equitable Advisors with 19 years of industry experience. He holds a Series 66 designation and has worked at firms including Axa Advisors, New England Securities, and Ameriprise. Outside of his advisory role, he serves as Vice President of the Hartland High School Choir Booster Club and is an elder at Cornerstone Evangelical Church. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm delivers its services through a network of Investment Adviser Representatives and utilizes both proprietary and third-party investment solutions.

Jesse Moore is a CFP® professional with 36 years of industry experience, currently serving at Cetera since 2013. He holds a Series 63 license and has a background in tax preparation and fixed insurance sales as a CPA. Outside of his advisory role, he participates in the finance leadership team of the East Michigan Conference of the Free Methodist Church. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a vast network of independent advisors. The firm offers a multi-manager platform with access to various portfolio management strategies and third-party managers, managing over $256 billion in assets.

Hilary Goodman is a financial advisor with J.P. Morgan Securities in Troy, MI, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at Comerica Securities/Ameriprise Financial Services LLC, Massachusetts Mutual Life Insurance Co, and Neiman Marcus. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence and uses both quantitative and qualitative analysis to develop model asset allocations.

Kostadin Krajcev is a financial advisor at Cetera with 28 years of industry experience. He has been with Cetera and its affiliated entities since 2025, following a 27-year tenure at Concourse Financial Group Securities Inc. Krajcev is also involved in managing a life insurance and fixed annuities business under Oxford Capital and holds a role in an insurance agency offering property, casualty, health, and dental insurance. Cetera Investment Advisers LLC is an SEC-registered adviser servicing a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm operates a multi-manager platform providing various portfolio management and financial planning services through both discretionary and non-discretionary arrangements.

Elvira Portera is a financial advisor with Morgan Stanley in Grosse Pointe Farms, MI, holding Series 63 and Series 66 licenses and having four years of industry experience. She previously worked at UBS Financial Services and Fidelity Investments among other firms. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning that uses firm-approved tools and scenario modeling. The firm manages approximately $2.74 trillion in client assets and offers both direct client services and corporate financial planning agreements.

David Cook is a financial advisor with J.P. Morgan Securities in Troy, MI, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and with JPMorgan Chase Bank, N.A. since 2003. Outside of finance, he owns and operates Reel Rehab LLC, a fishing reel repair business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Aaron Collins is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and two years of industry experience. His work history includes positions at Thrivent Financial, Industrial Alliance, LA Fitness, and educational roles at Lutheran High North High School and Trinity Lutheran School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning across a broad range of topics without discretionary trading authority. The firm combines planning with managed-account programs through a consolidated billing option called WealthPlan, while maintaining separate services.

Alan Semonian is a financial advisor with Raymond James Financial in Berkley, MI, holding Series 63 and Series 66 licenses and over 21 years of industry experience. He has worked with Raymond James since 2005 and concurrently leads accounting and tax-related businesses, serving as CEO of AmeriTax Plus and owner of Eagle Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary advisory services supported by analytical tools and a large advisor network, with specialized offerings in municipal finance and employer SIMPLE IRA advisory programs.

Michael Vichunas is a financial advisor with LPL Financial in Troy, MI, holding Series 63 and Series 66 credentials and 19 years of industry experience. He previously worked at infinex Investments, Inc. and Flagstar Bancorp. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by advisory representatives who implement various portfolio strategies.

Danielle Bishop is a financial advisor with Equitable Advisors in Troy, MI, holding a Series 66 designation and seven years of industry experience. She has been with Equitable Advisors since 2017, with prior roles at AXA Advisors LLC, Axa Equitable, Westbrook Planning Group, and Harper Medical Management. Outside of financial advising, she is involved in music as a substitute lead female vocalist for Mainstreet Soul and volunteers as a singer with the St. Clair Shores Community Chorus. Equitable Advisors serves individuals, retirement plans, corporations, and charitable organizations by providing financial planning, retirement consulting, and asset-management programs. The firm uses a variety of advisory models, often implemented through third-party managers, and offers a range of investment options including mutual funds, ETFs, and select alternative investments.

Robert Thompson is a CFP® with 28 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2014 and was previously with Charles Schwab from 2010 to 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative due diligence and incorporates an ESG eligibility framework where applicable.

Jessica Vucinaj is a financial advisor at Ameriprise with nine years of industry experience. She holds the Series 63 and Series 65 licenses and previously worked at The Huntington Investment Company and Huntington National Bank. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that delivers written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.