Daniel Byrd II is a financial advisor with Merrill in Bloomfield Hills, MI, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has worked at Merrill since 2018 and previously at Ameriprise Financial Services and National Planning Corporation. Byrd also serves as a successor trustee for a discretionary trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brandon Mattinen is a financial advisor at J.P. Morgan Securities with eight years of industry experience and holds a Series 66 designation. He previously worked at Bank of America/Merrill Lynch for seven years and has also been involved with Substack. Outside of his advisory role, he creates motivational content on TikTok focused on life, personal challenges, and growth. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Christopher Branick is a Financial Consultant at Fidelity Investments, a role he has held since 2022. He focuses on enhancing clients' financial literacy and partners with them to set and pursue both short and long-term financial goals through intentional investment decisions. He utilizes Fidelity's resources to help clients develop efficient and effective financial plans tailored to their priorities. Prior to joining Fidelity Investments, Christopher worked as a Financial Advisor at PNC Investments from 2018 to 2022. His earlier experience includes positions as an Investment Consultant at Scottrade from 2015 to 2018 and as a Financial Advisor at Merrill Lynch in 2013. The information provided does not include details about his education, credentials, personal interests, or community involvement.

Edward Sudzina is a financial advisor with Raymond James & Associates in Clarkston, MI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Raymond James & Associates since 2001. Outside of his advisory role, he is a partner and CEO of Kitty Properties LLC. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning and consulting services using a range of portfolio management styles supported by extensive research and model manager options.

Mayank Desai is a financial advisor with Equitable Advisors in Troy, MI, holding a Series 66 designation and 16 years of industry experience. He has been with Equitable and its predecessor entities since 2009, including AXA Equitable and AXA Distributors. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm provides financial planning, retirement plan consulting, and various asset management programs, utilizing both proprietary and third-party advisory models delivered by a network of Investment Adviser Representatives.

Ahmed Siaje is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 credential and has been affiliated with Bank of America and Merrill since 2010. Outside of his advisory role, he serves as Vice-Chairman of the Board for United Way of Southeastern Michigan and is active on several other nonprofit boards in the Detroit area, including the Detroit Economic Club, Business Leaders for Michigan, the Detroit Regional Chamber, and the Detroit Institute of Arts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, and various institutional investors.

Richard Yoon is a financial advisor with LPL Enterprise and holds the Series 66 designation. He joined LPL Enterprise in 2026 and has prior experience with Rocket Mortgage, LLC, where he worked for 10 years. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, banks, and other entities. The firm’s investment approach is model-driven, utilizing portfolios developed internally and by third-party strategists, and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Sean Hetherton is a financial advisor at Edward Jones with 29 years of industry experience. He has been with Edward Jones since 2001 and holds Series 63 and Series 66 registrations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and branch offices, offering a range of advisory programs and affiliated investment products.

Samantha White is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Merrill since 2021 and previously spent one year at UWM and five years in a non-financial role at Chili's. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Andrew Alltop is a financial advisor at Ameriprise in Grosse Pointe, MI, holding a Series 66 designation with six years of industry experience. Prior to joining Ameriprise in 2021, he worked at Royal Alliance and Michigan Financial Companies. He also serves as a financial planning analyst for Ameriprise advisors, building financial plans using client data and modeling software. Ameriprise offers retirement-income planning services designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered in partnership with advisors.

Joseph Serra is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He has been with Equitable Advisors since 2000, including its predecessor AXA Advisors, LLC, where he worked for 20 years before the firm’s rebranding. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm’s approach involves assessing client information and risk tolerance to match them with suitable investment programs, utilizing a range of mutual funds, ETFs, separately managed accounts, and alternative investments.

Terry George is a financial advisor with Wells Fargo Clearing in Troy, Michigan, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to guide investment decisions and offers both brokerage and advisory solutions.

Carlyle Wimberly is a financial advisor at LPL Enterprise with eight years of industry experience. He holds the Series 63 and Series 66 credentials and has previously worked at firms including The Prudential Insurance Company of America, Pruco Securities LLC, and Primerica Financial Services. Outside of his advisory role, he is the owner of Wimcar Preferred Solutions, LLC, where he specializes in preparing clients for professional financial regulatory examinations. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm primarily uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Ryan Jones is the Vice President, Wealth Planner at Fidelity Investments. In this role, he works with high net worth clients on various wealth planning topics to align them with their long-term goals. He has been with Fidelity Investments since 2007, progressing through roles including Financial Representative, Relationship Manager, Financial Consultant, Vice President, Financial Consultant, and currently Vice President, Wealth Planner. This extensive experience at Fidelity Investments has provided him with a comprehensive understanding of financial consulting and wealth planning. Details regarding his education, credentials, personal interests, or community involvement have not been provided.

Melvin Rutkoske is a financial advisor with LPL Financial in Troy, MI, holding Series 63 and Series 65 credentials and having 39 years of industry experience. He has been with LPL Financial since 2000. Outside of his advisory role, he teaches biblical entrepreneurship classes through Nehemiah Project International Ministries. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive advisor resources and technology.

Ronald Walton is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Ridgedale Financial Advisors since 2012. Outside of his advisory role, he operates Ronald Walton Doterra Oils, a business focused on selling and organizing sales of pure therapeutic oils. Cetera Investment Advisers LLC serves a diverse client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, overseeing over $256 billion in assets through a network of more than 10,000 advisors.

Matthew Boley is a financial advisor at Wells Fargo Advisors with 11 years of industry experience. He has previously worked at MassMutual Life Insurance Company, Mass Mutual Investors Services, Bank of America, and Merrill. He holds Series 65 and Series 63 designations. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu that includes cash-flow, retirement, education, risk and wealth-transfer planning, as well as specialized services such as business-owner transition planning and special-needs analysis.

Matthew Hollis is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. In his role, he works closely with individuals and business owners to develop personalized financial strategies, focusing on areas such as portfolio construction, retirement planning, legacy planning, liquidity management, and tax minimization. Matthew emphasizes risk minimization and employs strategies including modern portfolio theory to reduce portfolio volatility by using low and negatively correlating asset classes. Matthew began his career in financial services in 2003 after earning a Bachelor of Science degree in Business from Miami University. He further pursued education and holds a Master of Business Administration with a concentration in Finance and Business Economics from Oakland University. His professional credentials include the CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), Certified Investment Management Analyst (CIMA), Chartered Life Underwriter (CLU), and Chartered Retirement Plans Specialist (CRPS) designations.Matthew is active in his community, serving as a youth basketball coach and participating in his church, Christ the Redeemer in Orion, Michigan. He also engages in various sports such as baseball, basketball, bowling, golf, ice hockey, soccer, swimming, and tennis, and values spending time with his family.

Lau Ryn Williams is a financial advisor with LPL Enterprise in Troy, MI, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. Williams has previously worked with The Prudential Insurance Company of America, Pruco Securities, LLC, and Waddell & Reed, Inc. Outside of advising, Williams serves as President of the Board for the Detroit chapter of the National Black MBA Association and is involved in developing decision-making software for family offices and start-ups. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional clients. The firm uses model-driven investment implementation through third-party managers and offers financial planning, consulting, and access to various asset management programs.

Alex Nader is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Ameriprise Financial Services, LLC, Comerica Securities, Inc., and Jag Trading, LLC. Outside of his role at Morgan Stanley, he manages an advisory business through Comerica Financial Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide array of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and models.