Rajmond Pernokaj is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Northwestern Mutual Investment Management, Citizens Securities Inc., and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of fund structures and model portfolios, and is noted for its use of systematic methodologies and regulatory registrations uncommon among large institutional peers.

Tyler Arnesen is a financial advisor at Ameriprise with four years of industry experience. He holds the Series 66 designation and has been with Ameriprise since 2018. Prior to his current role, he worked at Bentley University and Nashua High School South. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, featuring a written Recommendation Report and ongoing advice that emphasizes dependable income sources and tax-aware withdrawal strategies.

Louis Cardinale is a financial advisor with Mass Mutual Investors Services in Bedford, NH, holding Series 63 and Series 65 designations and possessing 19 years of industry experience. His prior work includes roles at MetLife Securities Inc. and Mass Mutual Life Insurance Company. Outside of his advisory role, he is an insurance agent specializing in individual and group life and health insurance and serves as a general partner in a business expense sharing LLC. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides structured, collaborative planning engagements using firm-approved analytical tools and delivers recommendations primarily focused on investment categories and strategies.

Richard Wright II is a financial advisor at Merrill with six years of industry experience and a Series 66 designation. He has worked at Merrill since 2017 and has also been associated with Bank of America, N.A. and General Wireless Inc. DBA Radioshack. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Adam Talhouk is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021. His prior experience includes roles at Turner’s Seafood and academic positions at Philipps University of Marburg, University of Massachusetts Boston, and North Shore Community College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm offers discretionary portfolio management, fund advisory, and model portfolios, and is noted for its use of AI technologies and its role as a registered commodity pool operator.

David Maguire Jr. is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services LLC since 2017. Prior to that, he was with Balanced Healthcare Receivables for one year. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios that include mutual funds, ETFs, and ETPs, and maintains a formal advisory role with multiple registered investment companies.

Audrey Powers is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. Before joining Fidelity, her background includes roles in education and computer science departments at several institutions, including the University of New Hampshire and The Pike School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is also known for its advisory roles to registered investment companies and its use of AI and systematic methodologies in portfolio management.

Peter Dupuis is a financial advisor at Fidelity with 28 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked with Fidelity Investments and its affiliates since 2003. Outside of his financial career, he serves as the official scorer for the New Hampshire Fisher Cats, a professional minor league baseball team. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers a range of services including discretionary and non-discretionary portfolio management, fund advisory, and model portfolios delivered to intermediary platforms.

Gunther Bron is a Financial Consultant at Fidelity Investments, where he currently collaborates with clients to develop customized financial plans. His approach is informed by his personal experience helping his parents navigate retirement and draws on his various roles within Fidelity in both planning and trading. Since joining Fidelity in 2020, Gunther has held multiple positions including Planning Consultant, Relationship Manager, Client Management Representative, Investment Solutions Representative, and Customer Relationship Advocate. This range of experience supports his work in creating tailored financial roadmaps for clients. Gunther holds insurance licenses in Arkansas and California. Outside of his professional responsibilities, he enjoys camping, fitness, hiking, running, and skiing.

Mathieu Lavallee is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked within various branches of Fidelity since 1998, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and currently Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm’s services include discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery, with distinctive features such as CFTC registration and the use of AI and algorithmic methods in research.

Kyle Geddes is the Vice President and Financial Consultant at Fidelity Investments since 2026. In this role, he partners with clients and their families to develop financial plans tailored to their long-term goals. He focuses on understanding clients' financial objectives and collaborates with them to create investment strategies aimed at pursuing these goals. Kyle has been with Fidelity Investments since 2018, progressing through various roles including Financial Consultant, Planning Consultant, Relationship Manager, Investment Solutions Representative, and Customer Relationship Advocate. He holds insurance licenses in Arkansas and California. Outside of his professional work, Kyle engages in activities such as fitness, golf, skiing, and volunteering. He also has an interest in food and spending time at the lake.

Brian Lavallee serves as Vice President and Financial Consultant at Fidelity Investments, where he has been employed since 2001. His professional experience includes roles as a Retirement Specialist, Relationship Officer, and Financial Consultant, demonstrating a long-term commitment to the firm and a comprehensive understanding of financial consulting. Brian holds insurance licenses in Arkansas and California. He emphasizes integrity and personalized financial planning, aiming to create plans that are tailored, easy to understand, and aligned with the needs of clients and their families. Outside of his professional role, Brian engages in family activities, fitness, hiking, running, parenthood, and volunteering.

Amaris Beal is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Fidelity in various roles since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, deploying a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm oversees multi-manager and fund-of-funds structures and serves as a registered commodity pool operator and advisor to multiple investment companies.

Stephen Fountain is a financial advisor at Fidelity with Series 63 and Series 66 designations and seven years of industry experience. He previously worked at NYLIFE Securities LLC and New York Life Insurance Co. for four years each and served in the Goffstown School District for ten years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm’s investment process combines fundamental research, quantitative analysis, and algorithmic portfolio construction, and includes roles such as commodity pool operator registration and advisory services to multiple registered investment companies.

Joseph Heffernan is a financial advisor at Fidelity with 20 years of industry experience and holds Series 63 and Series 66 designations. He has worked within various divisions of Fidelity since 2004, including FIDELITY Brokerage Services and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios constructed from mutual funds, ETFs, and ETPs.

Evan Hartnett is a Planning Consultant at Fidelity Investments, a position he has held since 2022. In this role, he partners with clients to build and maintain financial plans aimed at securing their financial future. He collaborates with Financial Consultants to utilize all available resources to earn clients' trust and help them work toward their financial goals. Prior to his current position, Evan served as a Workplace Planning Consultant at Fidelity Investments from 2007 to 2022. He holds insurance licenses in Arkansas and California, supporting his ability to provide comprehensive financial planning services.

Rachel Beygelman is a financial advisor with Fidelity in Merrimack, NH. She holds the Series 66 designation and began her career in the financial industry in 2025. Her previous work includes roles outside of finance, such as positions with TCG Fandom and involvement with the Rhode Island School of Design. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its involvement with commodity pool operations, advisory roles to registered investment companies, and use of advanced AI and systematic methodologies in portfolio management.

Laszlo Hobausz is a financial advisor with Morgan Stanley in Manchester, NH, holding Series 63 and Series 65 licenses and having 37 years of industry experience. He has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves in a successor capacity for a trust in Sunapee, New Hampshire. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and the Global Investment Committee’s research to model outcomes, while generally acting in an advisory capacity.

Annette Crnilovic is a financial advisor at Merrill with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 1995. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Isabelle Smith is a financial advisor at Fidelity with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with various Fidelity entities since 2014. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.