Michael Nemeth is a financial advisor with UBS Financial Services, holding a Series 63 designation and 40 years of industry experience. He has been with UBS since 2005. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services while providing proprietary research and a wide range of capital markets services.

Patrick Giblin is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2014. Outside of his advisory work, Giblin serves as treasurer for the Garden State Irish Festival Foundation, holds elected positions in local government, and participates on the boards of several community and alumni organizations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory solutions, utilizing proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including fiduciary fee-based financial planning and a broad range of capital markets offerings.

Michael Vespucci Paxson is a Financial Consultant at Fidelity Investments. He partners with clients to help them create, implement, and maintain their personal financial plans, aiming to be a trusted consultant by understanding their priorities and guiding them to suitable strategies and resources offered by Fidelity. Michael has worked with Fidelity Investments in various roles since 2015, including Financial Consultant from 2015 to 2019, Planning Consultant from 2020 to 2023, and Financial Consultant since 2023. He holds a California Insurance License.

Nancy Bernstein is a financial advisor with UBS Financial Services in Warren, NJ, holding Series 63 and Series 65 licenses and over 41 years of industry experience. Prior to joining UBS in 2022, she worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank from 2014 through 2022. Outside of finance, she was president of a T-shirt business called Queen TS, which is no longer active. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, combining model-based asset allocations with proprietary research and institutional trading capabilities. The firm offers a range of investment and financial planning services, operating as a broker-dealer, registered investment adviser, and futures commission merchant.

Pamela Whitman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has worked at Wells Fargo since 2016 and previously spent four years at Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions.

Jason Harris is a financial advisor with Wells Fargo Advisors in Chatham, NJ, holding Series 63 and Series 66 licenses and 11 years of industry experience. His prior roles include positions at Deutsche Bank Securities, HSBC Securities USA, and GLG LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and written summaries, with clients deciding if and how to implement them.

Alfonso Gialanella is a CFP® professional with 28 years of industry experience, currently with Wells Fargo Advisors since 2025. He previously worked at Wells Fargo Clearing for nine years and Prudential Equity Group, LLC for three years. Outside of his advisory role, he serves as a firefighter with the Scotch Plains Volunteer Fire Department. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services supported by proprietary research and tools, allowing clients to receive tailored recommendations and choose implementation through various brokerage or advisory programs.

Andrew Rathbun is a financial advisor at Edward Jones with 21 years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. for eight years. Rathbun is also the owner of Andrew J Rathbun Marketing Advisors, LLC, a marketing consulting business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of investment advisory programs and maintains a large network of financial advisors and branch offices across the country.

Mark Oslebo is a CFP®-certified financial advisor with 44 years of industry experience. He is currently with LPL Financial and has previously worked at The Investment Center Inc and Intervest International Equities Corporation. He also has ongoing involvement in non-variable insurance commission activities outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of solutions including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by a large network of investment adviser representatives.

Carolie Johnson is a CFP® and ChFC® with 32 years of industry experience. She has been with Linsco/Private Ledger Corp., now part of LPL Financial, since 2004 and worked at WS Griffith Securities, Inc. from 2002 to 2004. In addition to her advisory work, she is involved in selling non-variable insurance products, including long-term care, health, and disability income insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering financial planning, model portfolio programs, and access to third-party asset management.

Peter Meme serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in tailored wealth management and strategic financial solutions. He works with affluent individuals, fiduciaries, businesses, and endowments, providing investment advice and guidance designed to produce positive investment outcomes over the long term. Peter's approach is consultative and objective, utilizing financial planning tools such as the Personal Wealth Analysis (PWA) to align client goals with investment strategies. He leverages insights from Merrill's Chief Investment Office portfolio team and third-party managers to ensure portfolios match current Tactical Asset Allocation recommendations. In addition to individual wealth management, Peter offers comprehensive business and wealth planning services across the business lifecycle, including capital expansion, equipment purchases, site acquisitions, private business sales, and financing solutions. He collaborates with clients and their legal and tax advisors in estate planning, wealth transfer, and succession strategies. By integrating Merrill and Bank of America's resources, Peter aims to help clients grow, preserve, and transition their wealth effectively. Peter holds a Bachelor of Arts degree in Economics from Rutgers University and maintains professional designations as an Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA). He is involved in community development through his participation in the Town Clock Community Development Corporation. His personal interests include basketball, boxing, football, golfing, music, reading, soccer, table tennis, and tennis.

Sonya Ashley is a financial advisor with Primerica Advisors in Piscataway, NJ, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has worked with Primerica Financial Services and Primerica Advisors since 1990. Outside of advisory activities, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Gregory Beck is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm provides a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices, and operates under a fiduciary standard.

Cheryl Witte is a financial advisor with Merrill, holding a Series 66 designation and over 21 years of industry experience. She has been with Merrill since 1996 and also works with Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eric Eskridge is a financial advisor at Wells Fargo Advisors with 11 years of industry experience. He holds a Series 66 credential and previously worked at UBS for 11 years before joining Wells Fargo Advisors. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

Viviana Lousado is a financial advisor at Charles Schwab with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, Charles Schwab, Fidelity Investments, and Prudential Investment Management Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management services. The firm is notable for its scale, integrated operational structure, and multi-asset model portfolio approach.

Taylor Boorse is a financial advisor with Merrill, holding a Series 66 designation and based in Bridgewater, NJ. Boorse has been with Merrill since 2025 and previously worked at Bank of America, N.A., as well as holding various roles outside the financial industry including positions related to community organizations and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Matthew Giordano is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he served in various educational roles including positions at Bernards Township Board of Education and several universities. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and has unique offerings in municipal advisory services and employer SIMPLE IRA consulting programs.

Jayson Dowd is a financial advisor with Merrill, holding a Series 66 designation and 13 years of industry experience. He worked at Morgan Stanley Smith Barney for nine years before joining Merrill in 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brian Killea is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2017, following two years at BNY Mellon. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.