Joseph Dunn is a Series 66-licensed financial advisor at Morgan Stanley with 19 years of industry experience. He has been with Morgan Stanley since 2015 and also works with Morgan Stanley Private Bank, N.A. Outside of his advisory work, Dunn serves on the finance committee of the BlackRock Yacht Club and is involved with the Certified Financial Planner Board of Standards, Inc. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that include comprehensive financial planning and estate strategies.

Sarah Kennedy is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been part of Merrill Lynch since 2012, progressing from a Registered Client Associate to her current senior role. Sarah's work focuses on providing personalized wealth management strategies, coordinating closely with client families to support long-term wealth planning, client review enhancements, and acting as a liaison among clients, team members, and specialists. Sarah began her financial services career in 2011 at a boutique investment advisory firm in Norwalk, CT. She holds a Bachelor's of Science degree in Finance and Marketing from the Charles F. Dolan School of Business at Fairfield University and is a Personal Investment Advisor (PIA). Her areas of focus include family wealth management strategies, legacy planning, liquidity management, retirement planning, philanthropic planning, portfolio management, and tax minimization. Outside of her professional work, Sarah serves on the Board of Directors for YWCA Darien/Norwalk, reflecting her community involvement. She lives in Darien with her husband Mike and their dog Max. Her personal interests include biking, cooking, gardening, interior decorating, traveling, and spending time with family and friends.

James Kerr is a financial advisor with Cetera who holds a Series 63 designation and has 35 years of industry experience. His prior work includes roles at Equity Services Inc, National Life Group, MML Investors Services Inc, and MassMutual. In addition to his advisory work, he operates Corporate Plans Retirement Strategies LLC, providing financial and insurance advice, and sells fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Veronica Carrasquillo is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. Her prior experience includes roles at J.P. Morgan Securities, Wells Fargo Bank, and TIAA Financial Services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs, including wrap and money-manager services, and emphasizes structured, collaborative financial planning engagements.

Gregory Smith is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with clients to align their financial decisions with their values, employing a Goals Based Wealth Management process to help establish disciplined plans aimed at achieving personal and family financial objectives. His client focus areas include divorce transition planning, family wealth management strategies, and personal retirement planning. Gregory holds a Bachelor's Degree from St. Lawrence University and has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He also holds a designation in Sports & Entertainment (SE). Outside of his professional role, Gregory enjoys boating, golfing, ice hockey, and spending time with his family.

Jay Durante is a Series 66-licensed financial advisor with Edward Jones, based in Katonah, NY. He has 15 years of industry experience and has been with Edward Jones since 2010. Outside of his advisory role, he is involved with Cowperwood Company, a business focused on architecture and development. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Omar Dinar is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in working with a select group of clients to provide personalized engagement, bespoke benefits, and detailed attention, delivering a family office experience. Omar's client focus areas include executive compensation, family wealth management strategies, legacy planning, managing new wealth, philanthropic planning, and portfolio management services. He began his career as a manufacturing engineer and project manager at Sikorsky Aircraft before transitioning in 2008 to a career focused on complex risk and portfolio management, spanning 11 years. In 2019, Omar joined Merrill to combine his engineering background and risk management expertise to assist clients in navigating complex financial challenges. His approach incorporates analytical rigor and comprehensive problem-solving skills. Omar holds a Bachelor's Degree from the University of Connecticut, a Master's Degree from Fairfield University, and an MBA from Fordham University. He has also completed a non-accredited certificate program at New York University. He holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Omar is active in his community, serving on the board of Building One Community, volunteering with Shriners Children's Hospital, partnering with Junior Achievement to teach financial literacy, and serving on the Advisory Board for the University of New Haven's Transformative Leadership Program. He lives in Fairfield, CT with his wife, son, and dog, and enjoys traveling, reading, and following UConn basketball.

Paul Triano is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 22 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities from 2014 to 2017. Outside of his advisory role, he serves as a board member and coach for Ridgefield Girls Softball. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts and educational seminars, focusing on collaborative financial planning and goal analysis.

Nicholas Court is a financial advisor with UBS Financial Services in New Canaan, CT, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has been with UBS Financial Services since 2010 and has also been associated with UBS International Inc. and UBS AG since 2008. In addition to his advisory role, he is the sole owner of Grey Agave, LLC, a private investment company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial plans and portfolio management.

Yechezkel Kasnett is a financial advisor at Cetera with eight years of industry experience. He has worked at various Cetera entities since 2015 and previously spent eleven years with Michael S. Frohlich. Outside of his advisory role, Kasnett teaches Talmud to adult learners each morning. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party investment managers.

Paul O'Beirne is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at several firms including Bank of America Merrill Lynch and SS&C Technologies. He has been with Morgan Stanley since 2020, currently serving at their Private Bank in Stamford, CT. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenarios developed by its Global Investment Committee as part of its financial planning process.

Richard Kelley is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies tailored to their individual goals and changing market conditions. His approach integrates investment insights from Merrill and banking and lending solutions from Bank of America, aiming to help clients pursue a broad range of objectives. His client focus areas include college education planning, corporate executive services, executive and equity compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, tax minimization, and retirement income. Richard holds a Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Kenyon College. Richard is also involved in community volunteering, reflecting the Merrill tradition of service. Outside of work, he enjoys biking, golfing, and skiing.

Robert Graef is a financial advisor at Osaic with 44 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Lincoln Financial Advisors Corp for 25 years. Outside of advisory work, he is involved in offering disability, fixed annuity, traditional life insurance, and fixed life settlements. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, providing integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports various advisory platforms and legacy accounts.

Johnny Copeland is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing and Wells Fargo Bank prior to his current role. Copeland also spent two years affiliated with Baruch College. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting, delivering these services alongside affiliated brokerage and investment management capabilities.

Vincent Paone is a financial advisor at Mass Mutual Investors Services with 29 years of industry experience. He holds the Series 63 designation and has worked at Mass Mutual Investors Services since 2017 and at MassMutual Life Insurance Company since 2016. Prior to that, he was with Metlife Securities Inc. for 20 years. He is also involved in insurance sales, focusing on individual and group life, health, property/casualty, and identity theft services. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client relationships around collaborative annual planning engagements using firm-approved analytical tools.

Jared Lynne is a financial advisor with Ameriprise, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he owns and consults through JLYNNE CONSULTING LLC. Ameriprise serves individuals approaching or in retirement, typically with at least $1 million in investable assets, offering retirement-income planning that includes written Recommendation Reports addressing income sources and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advice, delivered through a centralized consulting team.

Michael Kaplowitz is a CFP® with 41 years of industry experience, currently affiliated with OSAIC. His prior roles include positions at Securities America and Securities Service Network. Beyond advising, he serves as a political district leader for the Somers Democratic Town Committee and has volunteered as a board member for the Somers Lions Club. He also provides very part-time legal services as an attorney. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm integrates brokerage and advisory services with financial planning and managed portfolios, utilizing asset-allocation tools and multiple third-party platforms to support investment decisions.

Alexis Becroft is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Albertine Gibbs is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at JP Morgan Securities, LLC from 2015 to 2020. Outside of her advisory role, she is the Education Chair for the LPGA Amateur Westchester Chapter, where she organizes golf education clinics for members. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides retirement-income planning advice through detailed Recommendation Reports and ongoing support.

Michael Noviello is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors and Avantax Advisory Services. Outside of advising, he owns a tax preparation business. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple investment platforms to manage portfolios with a range of investment products.