George Schmansky Jr. is a financial advisor with Cetera, holding a Series 63 designation and 29 years of industry experience. His career includes roles at Metlife Securities Co., MassMutual Life Insurance Co., and Mass Mutual Investors Services before joining Cetera in 2026. He also works as an independent insurance agent specializing in Life, Accident, Health, Long-Term Care, Dental, and Group Disability income insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports both discretionary and non-discretionary account management.

William Parkinson is a financial advisor at Edward Jones with 12 years of industry experience. He holds a Series 66 credential and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors, offering a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and tax-efficient services under a fiduciary standard.

Jason Bimonte is a CFP® professional with 18 years of industry experience, currently affiliated with OSAIC. He has worked at Royal Alliance since 2013. Outside of his primary advisory role, he is also involved as a life and health insurance broker. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by various tools and offers access to multiple custodial arrangements and alternative investments.

Cijin Hu is a Senior Financial Advisor at Merrill Lynch Wealth Management in Garden City, New York. She works with clients to address various aspects of their financial lives, focusing on understanding each client's short- and long-term objectives. Leveraging the global resources of Merrill, she constructs personalized, goals-based financial strategies to help clients pursue their long-term goals. She holds the Chartered Retirement Planning Counselor™ (CRPC™) and Chartered Retirement Plans Specialist™ (CRPS™) designations, as well as the Personal Investment Advisor (PIA) credential. Cijin earned a bachelor's degree from the University of Bridgeport. She is fluent in both Chinese and English. Outside of her professional work, Cijin's personal interests include cooking, golfing, hiking, photography, singing, and traveling.

Eileen Grady is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 38 years of industry experience. She has been with Raymond James & Associates since 2016 and concurrently has worked at Avon Products during the same period. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting primarily through non-discretionary advisory relationships.

Edwin Martinez is a financial advisor with Primerica Advisors based in Farmingdale, NY, holding a Series 63 designation and 14 years of industry experience. He has worked at PFS Investments Inc. since 2012 and Primerica Financial Services since 2006. Outside of advisory services, Martinez is involved in sales of home security and automation products, mortgage loan products, and other home-related services through affiliated companies. Primerica Advisors is a large firm offering a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by third-party asset managers and provides advisory services through a broad network of advisors.

Michael Waters is a ChFC® with 40 years of industry experience. He has worked at OSAIC since 2024 and previously spent 15 years at Securities America Advisors and related entities. Waters serves as a Senior Managing Director at Risk Strategies Company and is a board member of the Station at Holladay Village Condominium Association, Inc. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supported by various strategic tools and multiple custodian and program arrangements.

Jonathan Montalto is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 registrations and possessing six years of industry experience. He has been with J.P. Morgan Securities since 2019 and has held roles at JPMorgan Chase Bank, N.A. since 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to develop model asset allocations and may incorporate an ESG eligibility framework.

William Mitchell is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at Lululemon Athletica. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program offers non-discretionary written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Timothy Popko is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 63 and Series 66 credentials. Prior to joining Morgan Stanley in 2017, he worked at Nylife Securities LLC and New York Life Insurance Co. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning services.

Alan Schoenfeld is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. He has worked at Merrill since 1973 and at Bank of America, NA since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Santoli is a financial advisor with J.P. Morgan Securities in Garden City, NY, holding a Series 66 designation and one year of industry experience. Prior to his current role, he served in the U.S. Army from 2021 to 2024. He is also a board member of Grace Christian Academy, a private Christian school. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence with quantitative and qualitative research and incorporates ESG eligibility frameworks where applicable.

Maria Merino is a financial advisor with Primerica Advisors in Freeport, NY, holding a Series 63 designation and 12 years of industry experience. She has worked with PFS Investments Inc. since 2014 and has previous experience at Health Republic and Anthem Empire Blue Cross Blue Shield. Outside of advisory work, she is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm offers model-delivery investment strategies supported by third-party managers and provides advisory services through a large network of financial advisors.

Ailun Wang is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. Prior to joining Wells Fargo, Wang worked at Citibank for nine years. Outside of finance, Wang is involved in several tea shop businesses in New York, including partial ownership and management roles. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions, supported by research and analytics, and manages approximately $671 billion in assets through a network of more than 14,000 financial advisors.

Jonathan Hernandez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 11 years of industry experience. His prior roles include positions at Bank of America, Merrill, Joseph Gunnar & Co., and Northwestern Mutual. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting. The firm uses a centralized due diligence approach supported by systematic quantitative and qualitative research to build model asset allocations.

Daniel Mazzola is a CFP® professional with 32 years of industry experience. He is currently with OSAIC, joining the firm in 2024 after 14 years at American Portfolios Financial Services. Mazzola is also a CPA and prepares tax returns for investment advisory clients and others in his local area. OSAIC serves a broad range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by various analytical tools and multiple investment programs.

Ronald Marciano is a Senior Financial Advisor, Portfolio Manager, and Senior Vice President with Merrill Lynch Wealth Management, based in the Garden City office in New York. He holds the designations of Chartered Retirement Planning Counselor™ (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA). Ronald has more than 30 years of experience in the financial services industry. He earned his bachelor's degree from the Peter J. Tobin College of Business at St. John's University and completed his high school education at Chaminade High School. Ronald’s client focus includes high net worth individuals, retirees, and small business owners. His areas of expertise encompass money management, equities, mutual funds, insurance, fixed income, retirement planning, estate planning, college planning, tax minimization strategies, and implementing pension and profit-sharing plans for small and medium-sized companies. As a portfolio manager, he manages personalized and defined investment strategies on a discretionary basis. Ronald is involved in his local community and has volunteered with various organizations, including positions as a Director of the Garden City Scholarship Fund, scout leader, and soccer coach. He is a member of the Sons and Daughters of Italy, Cellini Lodge. He resides with his family in Garden City, New York, and enjoys cooking, golfing, hiking, reading, running, and spending time with his family.

Fotios Katsigiannis is a financial advisor with Charles Schwab, holding a Series 66 designation and nine years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., LinkedIn, Groove, Artera, Procore, Fidelity, Wells Fargo Clearing, Chase Investment Services, and Equitable Advisors. Outside of his advisory work, he is a co-owner of a commercial real estate property with a family member. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program, offering a combination of non-discretionary advice and discretionary separately managed accounts. The firm’s extensive scale and integrated structure provide clients with bundled advisory, brokerage, custody, and cash-sweep services.

Francisco Lorenzo is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 2001 and joined Merrill Lynch in 2008. He holds a bachelor's degree in Business Administration from Hofstra University and multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Francisco focuses on developing personalized wealth management strategies that address his clients' individual financial goals, including retirement planning, education planning, insurance, long-term care, and estate planning. His approach includes reviewing assets, allocation, and risk assessment to create tailored plans for individuals, families, and businesses. He collaborates with clients to understand their life priorities and create plans designed around their goals and aspirations. Outside of his professional work, Francisco enjoys spending time with his family, participating in activities such as biking, snowboarding, traveling, and engaging with community outreach programs including St. Jude's Children Hospital and his alma mater, Hofstra University.

Charles Gutierrez is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 designations and has worked at various J.P. Morgan entities since 2013. Prior to his current role, he was employed by MTA New York City Transit for one year. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.