Robert Gaines is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior roles include positions at Axa Advisors LLC, MSI Financial Services, Inc., and Mutual of Omaha Investor Services, Inc. Outside of his advisory work, he serves as an umpire for the Suburban Travel Baseball League. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to a diverse client base that includes individuals, pension plans, corporations, and charitable organizations. The firm employs a range of investment programs, often utilizing third-party managers and advisory models, with a focus on matching clients to appropriate strategies based on risk tolerance and plan information.

Christopher Kelly is a CFP® professional with eight years of industry experience currently advising at Ameriprise Financial Services. He previously worked at LPL Financial and Cardiome Pharma Corp. Outside of his advisory role, he serves on the Board of Directors for the Delaware Valley Food Pantry and is involved in tax preparation through his ownership of Penn Wealth Accounting Group. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides tailored retirement planning recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Kia Coleman is a financial advisor at Edward Jones with eight years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to this, she spent over two decades at Merck & Co Inc and was an independent consultant for Rodan + Fields, a skincare direct sales business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Trent Turner is a financial advisor with LPL Financial in Hatboro, PA, holding Series 63 and Series 66 designations and 18 years of industry experience. His prior roles include positions at M&T Securities and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, supported by extensive advisory tools and platforms, and oversees over $819 billion in discretionary assets through a large network of advisors.

Jeffrey Chipper is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Mass Mutual Investors Services since 2011 and has worked with MassMutual Life Insurance Company since 2010, where he is also licensed as an insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing firm-approved analytical tools to develop collaborative, goal-based plans.

Matthew Maertzig is a financial advisor at LPL Financial with 25 years of industry experience. He holds the CFP® designation and has previously worked at Cadaret, Grant & Co., Inc. for 24 years. In addition to his advisory role, he operates Tax Aid Associates, a tax preparation and accounting business, and provides legal services through his own attorney practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, and institutional platforms, supported by technology and a large national network of advisors.

Elena Sickles is a CFP® professional with 19 years of industry experience, serving as a financial advisor at Edward Jones since 2006. She holds a Series 66 license and is based in Blue Bell, PA. Outside of her advisory work, she manages a rental property in Blue Bell. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with a nationwide network of over 23,700 financial advisors.

Paul Krause is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at SagePoint Financial and RBC Capital Markets. Krause is also the owner of Krause Investment Advisory Group, LLC, an investment-related LLC. OSAIC serves a diverse client base, including retail and institutional clients, offering a range of brokerage and advisory services with a model-based investment approach emphasizing asset allocation and portfolio optimization. The firm is notable for its scale, complex affiliate network, and recent consolidation activity.

Nakia Martin is a financial advisor at Raymond James Financial with 21 years of industry experience. He has held positions at firms including LPL Financial, Thrivent Investment Management, Lincoln Financial Advisors, and Cambridge Investment Research. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm offers non-discretionary planning tailored to client goals and supports a broad advisor network with specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Vincent Giarrocco Jr. is a financial advisor with Cetera, holding CPA credentials and three years of industry experience. He has worked at Avantax Advisory Services and operates his own tax preparation and business planning practice. Prior to his advisory career, he spent over three decades at Great Atlantic Graphics Inc. Cetera Investment Advisers LLC is a nationwide, SEC-registered firm serving individual, institutional, and retirement plan clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers.

Justin Musselman is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 12 years of industry experience. He has worked at Voya Financial Advisors and Cetera Wealth Services, LLC before joining Cetera and leading Musselman Financial Solutions as Vice President of Operations, where he provides financial services including assistance with Medicare Part D plans. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients nationwide, offering a variety of portfolio management and retirement services through a multi-manager platform with both discretionary and non-discretionary strategies.

Orlando Maldonado is a financial advisor with Wells Fargo Advisors in Collegeville, PA, holding Series 63 and Series 65 designations and over 45 years of industry experience. His prior experience includes roles at Bank of America and Merrill. He is also involved in managing a living facility for elders in Nevada as part of his non-investment business activities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Kenneth Kussay is a Series 66-licensed financial advisor with over 31 years of experience, currently associated with LPL Financial in Colmar, PA. He has worked at Linsco/Private Ledger Corp. since 2006 and previously spent two years at Hornor, Townsend & Kent, LLC. He operates under the DBA Granite Financial Solutions, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Christopher Crail is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has held roles at Primerica Advisors since 2012 and also teaches at Penn State Abington. Outside of his advisory work, he receives compensation for referrals related to home security and automation products through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and a limited selection of separately managed accounts to individual and high-net-worth clients under a wrap-fee structure. The firm focuses on curated third-party asset managers and uses an independent consultant to oversee manager selection and model implementation.

Stephanie Brodof is a financial advisor at Ameriprise with 20 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Matthew Adams is a financial advisor at Wells Fargo Advisors with nine years of industry experience. He previously worked at GQR Global Markets for three years before joining Wells Fargo Advisors in 2017. Outside of his advisory role, Adams is a co-owner of Fishtown Connect LLC, a networking group based in Philadelphia. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition and special-needs analysis. Advisors develop tailored recommendations using firm research and tools, with clients selecting implementation through brokerage or advisory programs as desired.

Patrick Dinan is a financial advisor with Merrill in Blue Bell, PA, holding a Series 66 designation and 10 years of industry experience. He has been with Bank of America, N.A. and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jonathan Sklar is a financial advisor at Merrill with a Series 66 designation and 11 years of experience at the firm. He is based in Blue Bell, PA. Outside of his advisory role, he is a co-owner of a family rental property in Philadelphia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using both model-based and discretionary investment strategies.

Kristin Hillsley is a financial advisor at Robert W. Baird & Co. with 21 years of industry experience and holds the Series 66 designation. She has been with Robert W. Baird & Co. since 2015. Outside of her advisory role, she is a partner in a self-published book project called Winning at Retirement, where she manages the website and Facebook advertising. She is part of the DDK Group within Robert W. Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm offers a range of financial planning and portfolio management services, utilizing a mix of manager-traded and model-traded strategies, tax management, and internal research including artificial intelligence tools.

Evan Levitsky is a Series 66-licensed financial advisor with LPL Enterprise, based in Warrington, PA, and has three years of industry experience. His prior experience includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, he has worked in retail security and functions as a sports referee and coach. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in wrap programs.