Tyler Mangum is a CFP®-certified financial advisor with 16 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 2009. Mangum is a partner and co-founder of MC Capital Management, LLC. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer firm serving individual and high-net-worth investors, trusts, charities, and corporate and ERISA retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that develops strategic model portfolios and dynamic strategies.

Brian Howles is a CFP®, CFA®, and Series 65-licensed advisor with 18 years of industry experience. He is currently with Focus Partners Wealth, LLC, joining in 2024 after 16 years at Flagship Capital Management and a brief tenure at GYL Financial Synergies. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and corporate and institutional clients with a range of wealth management and advisory services. The firm employs an investment approach that combines active and passive strategies within an enhanced open architecture framework, emphasizing long-term, tax- and fee-sensitive portfolio construction.

Evan Allvord is a CFP® professional affiliated with Schwab Wealth Advisory with eight years of industry experience. He previously worked at The Vanguard Group and Wilmington Trust before joining Schwab Wealth Advisory and Charles Schwab & Co. in 2026. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to offer tailored, point-in-time wealth management guidance.

Nidhi Kapoor is a financial advisor with Citizens Securities, Inc., holding Series 63 and Series 65 licenses and seven years of industry experience. She has worked continuously within the Citizens Bank and Citizens Securities entities since 2012. Outside of her advisory role, she is a partner and member involved in clerical work for Riyan Properties LLC and serves as a notary public for Aartik Properties LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program with ETF-based portfolios and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Christopher Clavin is a financial advisor at Janney Montgomery Scott with 31 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Janney in 2022, he worked at Wells Fargo Clearing from 2016 to 2022. Outside of his advisory role, Clavin serves as treasurer for Metro Travel Consultants, a travel agency operated by family members, where his involvement is minimal and uncompensated. Janney Montgomery Scott is a large, dually registered broker-dealer and investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of financial planning, brokerage, and advisory services.

Juan Espinosa is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding a Series 66 designation and 18 years of industry experience. His prior firms include Merrill, J.P. Morgan Securities, and Bank of America. Outside of his advisory work, he owns and trains at Goals Based Soccer. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, and it operates as both a broker-dealer and insurance agency.

Joseph Bonfanti is a financial advisor with Hornor, Townsend & Kent, LLC and holds the Series 66 designation. He has 11 years of industry experience, including a decade at Hornor Townsend & Kent and concurrent service with Penn Mutual Life Insurance Company. In addition to his advisory role, he acts as an insurance agent involved in multi-line and life insurance brokerage. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Jesse Chau is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 65 credentials and two years of industry experience. His work history includes multiple consecutive roles within Citizens Securities and prior employment outside the financial industry. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory platform and traditional managed account offerings, and it is wholly owned by Citizens Bank, N.A.

Matthew Mullin is a CFP® professional with 11 years of industry experience, currently advising at Lincoln Investment. He has held roles at Capital Analysts, Legend Advisory Corporation, and Legend Equities Corporation. In addition to his advisory work, Mullin is involved in Medicare and Medicaid insurance sales and provides seasonal tax return preparation services as an enrolled agent. Lincoln Investment Planning, LLC is a large enterprise advisory firm serving a broad client base, including individual investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management through diverse model portfolios, and advisor-led consulting, supported by an in-house Investment Management & Research team and multiple third-party managers.

John Seifried is a financial advisor at TIAA-CREF with 32 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with TIAA-CREF since 2006. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm acts as adviser to a donor-advised fund and provides a mix of model and customized portfolio management under a fiduciary standard.

Brian Fairchild is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities and Citizens Bank since 2023, following prior roles at Wells Fargo Clearing and Wells Fargo Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both advisory programs and brokerage and insurance services. The firm’s investment approach includes a digital advisory program, managed account services, and commission-based brokerage.

Brandon Lorenz is a financial advisor at Citizens Securities, Inc. with five years of industry experience. He holds the Series 66 designation and has previously worked at PCS Retirement LLC, Empower Financial Services, Bank of America, and Merrill. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, including a digital advisory program managed in partnership with SigFig, as well as brokerage and insurance services.

Daniel Seiden is a CFP® with 11 years of industry experience, currently serving at Citizens Securities, Inc. since 2018. Prior to his current role, he worked at Citizens Bank from 2011 to 2018. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans, offering a range of investment advisory programs alongside brokerage and insurance services. The firm operates both digital and managed account advisory programs and is wholly owned by Citizens Bank, N.A.

Nicole Serio is a financial advisor at Hightower Advisors with Series 65 and Series 66 credentials and four years of industry experience. She has worked at Hightower Advisors since 2020 and previously held multiple roles at Saint Joseph's University and a community association. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager investment approach that includes affiliated and third-party managers, with a focus on discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting.

Joseph Sinchi is a financial advisor at Citizens Securities, Inc. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities since 2022. His prior experience includes roles at CitiGroup and J.P. Morgan Securities. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm operates both a digital advisory platform and a Managed Account program and is fully owned by Citizens Bank, N.A.

Ryan Brim is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds the Series 66 designation and has worked previously at Charles Schwab & Co., Inc., Charles Schwab Bank, SSB, Caneel Group LLC, A2C Mortgage LLC, and Wells Fargo Home Mortgage. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.–referred clients. The firm’s investment guidance is based on internal research and asset-allocation models and involves tailored recommendations with client authorization for trades.

Ronald Wall is a financial advisor at Stratos Wealth Partners, Ltd with 34 years of industry experience. He holds a Series 63 designation and has previously worked at JPMorgan Chase Bank NA, J.P. Morgan Securities, and Morgan Stanley. Outside of advisory duties, he is licensed as an insurance agent focusing on fixed insurance products and life insurance sales and service. Stratos Wealth Partners, Ltd is an SEC-registered enterprise advisor with approximately 379 advisors and $18.6 billion in assets under management. The firm serves individuals, retirement plans, corporations, nonprofits, and institutional clients through a model that emphasizes independent adviser representatives offering customized portfolio management and an open-architecture investment approach integrating multiple third-party platforms and sub-advisors.

Carlos Gonzalez is a financial advisor with Sequoia Financial Group, L.L.C., holding Series 63 and Series 66 licenses and 16 years of industry experience. His prior roles include positions at Morgan Stanley and SG Americas Securities. Outside of his advisory work, he is the sole proprietor and partner of KCG Capital LLC, a real estate business based in Dallas, TX. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base including high-net-worth individuals, charitable organizations, corporations, and family offices. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Kevin Wager is a CFP®-designated financial advisor at Hightower Advisors with 11 years of industry experience. His career includes roles at The Vanguard Group, Inc., The Haverford Trust Company, and Hightower Securities LLC. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual investors, institutions, and charitable organizations. The firm emphasizes a multi-manager investment approach utilizing both affiliated and third-party managers, offering a range of portfolio management and financial planning services supported by proprietary research and operational features.

Brian Hillsberg is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 66 licenses and 17 years of industry experience. His prior work includes roles at Certior Financial - Kantor Financial Group, Andrew Garrett, Inc., Cordasco Financial Network, Inc., and Hartford Investment Financial Services, LLC. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and managed accounts, functioning within a bank-owned structure that integrates banking, brokerage, and advisory services.