Jaclyn Swavely is a CFP® with 23 years of industry experience, currently serving with Vanguard Advisers. Her prior work includes roles at APW Capital, Inc., Kistler-Tiffany Advisors, and Creative Planning, LLC. She also engages in fixed insurance sales as an additional business activity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach centered on proprietary methodologies to construct portfolios mainly composed of Vanguard funds and ETFs, offering customization options including tax-aware features and ESG considerations.

Kevin Miller is a CFP® with 21 years of industry experience, currently serving at Vanguard Advisers since 2005. He holds a Series 63 license and is based in Malvern, PA. Outside of his advisory role, he acts as an authorized agent for his spouse in a separate investment-related capacity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, offering a range of customization options and managing a large client base through a digital platform supported by a substantial advisory team.

Joseph Fosco is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 66 licenses and has been with Vanguard Advisers since 2021. Prior to that, he has been involved with Vanguard Marketing Corporation and The Vanguard Group since 2016. Vanguard Advisers provides automated and human-supported investment advice through services like Vanguard Digital Advisor and Vanguard Personal Advisor, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, constructing portfolios primarily from Vanguard funds and ETFs with various customization and tax-aware features.

John Castner is a financial advisor at Edward Jones in Phoenixville, PA, with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory and investment solutions through a nationwide network of over 23,700 advisors and 15,000 branch offices. The firm manages approximately $1.01 trillion in assets and provides both discretionary and non-discretionary strategies under a fiduciary standard.

Casey Mc Callister is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 designations and five years of industry experience. His career includes roles at The Vanguard Group, Inc., Vanguard Advisers, and Vanguard Marketing Corporation since 2021. Outside the financial industry, he has been involved with establishments such as The Keswick Tavern and The Preppy Palm. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s approach combines goal-based, algorithm-driven asset allocation with a large-scale digital platform and offers various portfolio customization options primarily using Vanguard funds and ETFs.

John Ryan is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2013. Vanguard Advisers provides both automated and human-supported investment advice, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages large-scale client relationships through a digital platform and team servicing model.

Kathleen Durkin is a financial advisor at Merrill with 31 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory role, she is involved with the Delaware County Medical Society Public Health Fund, where she helps organize and distribute grants to local charities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

George Mantzoros III is a CFP® with 18 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2011. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs, and serves a large client base through its digital platform and more than 2,200 advisors.

Thomas Morano is a financial advisor at Vanguard Advisers with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Vanguard and its affiliates since 1998. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs, and serves a large client base through its digital platform and extensive advisor team.

Maxwell Freed is a Series 66 licensed financial advisor with Vanguard Advisers in Malvern, PA. He has one year of industry experience and has been with Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation since 2026. Prior to joining the financial industry, he held roles at Equitable Advisors, Ameriprise Financial Services, and various nonfinancial positions, including work in education and the food service industry. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering tax-aware features and customization options through a digital platform supported by over 2,200 advisors.

John Zebuski is a financial advisor with Vanguard Advisers in Malvern, PA, holding a Series 66 designation and one year of industry experience. Prior to joining Vanguard, he held roles at Eastern University and was involved with various organizations including Heiler Painting. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs. The firm is notable for its scale, digital delivery platform, and team servicing model.

Melanie Jacyszyn is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 26 years of industry experience. She has been with The Vanguard Group since 2014. Outside of her advisory role, she is involved with The Fuschia Butterfly, a non-investment business. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach, constructing portfolios mainly from Vanguard funds and ETFs, and serves a large client base through its automated platform combined with a team servicing model.

Christina Marie Gutt is a CFP® with 15 years of industry experience, currently serving at Vanguard Advisers since 2017. Prior to Vanguard, she worked at Hillview Capital Advisors for five years. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a broad range of customization options across portfolios constructed mainly from Vanguard funds and ETFs.

Ian Rykaczewski is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked with Vanguard since 2018 in various capacities and is the owner of Upstream Fly Guy, LLC, a fly fishing business. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs, with options for tax-aware strategies and customization.

Joseph Plageman is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Outside of his advisory role, he serves as a trustee for the Pennsylvania Universalist Convention. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and managed solutions supported by a large nationwide network of financial advisors and branch offices.

Douglas Kaufman is a financial advisor at OSAIC with 17 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior experience includes roles at Securities America Advisors, Inc., Investacorp Inc., and operating Kaufman Financial, where he has also been involved in tax preparation and insurance services. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, advisory services, and access to various managed account platforms. The firm uses advanced portfolio construction tools and supports multiple advisory platforms, including third-party managers and wrap programs.

Cameron Scully is a financial advisor at Vanguard Advisers with seven years of industry experience. He has worked at The Vanguard Group since 2019 and holds Series 63 and Series 66 licenses. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct personalized portfolios largely composed of Vanguard funds and ETFs.

Randall Hall is a financial advisor at Vanguard Advisers with 25 years of industry experience. He has been with The Vanguard Group since 2004. Hall holds Series 63 and Series 65 credentials. Vanguard Advisers delivers investment advice through both automated and human-supported services to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary methodologies and primarily invests in Vanguard funds and ETFs.

Tyler Reppert is a financial advisor with Cambridge Investment Research Advisors in Reading, PA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Cambridge and its affiliates since 2013 and previously worked at Stifel Nicolaus & Co. Inc. He is also the owner of TZ Collectibles, a retail sales business. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial wellness services through a large network of independent Financial Professionals. The firm offers a range of investment implementation options, proprietary and third-party strategies, and institutional features such as advisor transition support and compliance controls.

Jennifer Mc Donough is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at Wells Fargo and Charles Schwab. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.