Amanda Jean Thomas is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, she held various roles in hospitality and customer service, including positions at Hilton Hotels, Delta Hotels by Marriott, and Hunt Valley Country Club. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers tailored, non-discretionary planning that incorporates analytical tools and supports clients through a broad advisor network and specialized programs.

Jizi Dai is a financial advisor at Edward Jones with eight years of industry experience and holds a Series 66 designation. Prior to joining Edward Jones in 2019, Dai worked at Pruco Securities, LLC and The Prudential Insurance Company of America between 2016 and 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Dae Shelle Dowdell is a financial advisor with Ameriprise in Baltimore, MD, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Ameriprise in 2022, Dowdell worked at T. Rowe Price for two years and has a background in the foodservice industry. Outside of advising, Dowdell is involved with Brad Schwartz Wealth Management LLC in an investment-related capacity. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, delivering tailored, non-discretionary recommendations through a centralized consulting team. The firm combines research, modeling, and tax-efficiency analysis to support retirement strategies and offers a broad range of advisory, brokerage, and insurance solutions.

William Dennin is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 63 designation and bringing 42 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves individual and institutional clients by providing a broad range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes utilizing firm-approved tools and modeling techniques.

Robert Declement is a financial advisor at Merrill with 23 years at the firm and 11 years of industry experience. He holds a Series 66 designation. Outside of his advisory role, he serves on the advisory board of Junior Achievement-Central Maryland, a nonprofit organization focused on preparing young people for economic success. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Daniel Reilly is a financial advisor with LPL Financial in Baltimore, MD, holding Series 63 and Series 65 licenses and with 30 years of industry experience. Prior to joining LPL Financial in 2020, he spent 21 years at Thornburg Securities Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with a focus on providing both discretionary and non-discretionary investment strategies.

Deandre Cammarata serves as a Resident Director and Wealth Management Advisor at Merrill Lynch. Since joining Merrill Lynch Wealth Management in 2011 after earning his bachelor's degree from Miami University in Oxford, Ohio, Deandre has focused on providing concierge-level wealth management services. He works closely with clients and their families, overseeing and coordinating financial affairs to simplify their financial lives while collaborating with a team of professionals on estate planning, banking, home financing, securities lending, and other financial matters. Deandre specializes in corporate executive services, executive and equity compensation, family wealth management, international wealth management, liquidity management, portfolio management, sports and entertainment, and tax minimization. His expertise has been recognized with inclusion on Forbes' "America's Top Next-Generation Wealth Advisors Best-in-State" and "Best-in-State Wealth Advisors" lists in 2025. He holds professional designations including Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Sports & Entertainment (SE), and maintains an active role within the community through involvement with organizations such as Project C.U.R.E. and Ronan's Reel. Residing in Chicago's North Shore with his wife and son, Deandre enjoys playing tennis, traveling, and following soccer, specifically supporting Manchester United. He dedicates time outside of work as a board member of Ronan's Reel, an organization focused on addiction recovery. His commitment to delivering personalized, attentive service underpins his role at The Murphy Group, where he aims to provide the best value to his clients.

Zach Taylor is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he worked at Baltimore Washington Financial Advisors and has a background that includes educational roles at Virginia Tech and DeMatha Catholic High School. Outside of finance, he was involved with The Big Bean for two years. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools to model financial outcomes, serving clients primarily in an advisory capacity.

Amy Mc Elhose is a financial advisor at Merrill with a Series 66 designation and 4 years of industry experience. She has been with Merrill since 2005. Outside of her advisory role, she is the author of the book *Didi—The Life and Death of a Hidden Artist*. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Avi Greenlinger is a financial advisor at RBC Capital Markets with 22 years of industry experience. He holds a Series 66 credential and has worked at City National Bank, Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Greenlinger serves on the boards of several Baltimore-based nonprofit organizations, including Jewish Educational Services and the Jewish Community Federation of Baltimore. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base ranging from individual investors to institutions and charitable organizations. The firm offers tailored investment strategies supported by a combination of in-house and third-party managers, with services that include portfolio management, financial planning, and custody.

Daniel Taylor is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and having 22 years of industry experience. He has been with Cambridge since 2006. Outside of his advisory role, Taylor serves as president of the Stake Club Charitable Foundation Corporation and is a board member of the Vanguard School Foundation. He is also involved in community and charitable organizations including Trellis Services and The Generous Game Foundation. Cambridge Investment Research Advisors is an SEC-registered adviser serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, employing a range of portfolio management strategies and access to both proprietary and third-party investment models.

William Persons is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Citigroup Global Markets, and Legg Mason Wood Walker, Incorporated. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services.

Kevin Appler is a CFP® professional with 30 years of experience in the financial industry. He has worked at LPL Financial off and on since 2008 and also spent time at Kestra Financial Services and Tower Federal Credit Union. He operates Tower Wealth Management as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Kirby Smith is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 45 years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2019 and Ameriprise Financial Services, Inc. since 2011. Outside of his advisory role, he serves as an affiliate professor at Loyola College of Maryland, teaching a portfolio management course, and acts as a wedding officiant. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within their investment menus.

Ellis Gallimore is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Valic Financial Advisors and Cetera. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a large network of advisors with a wide range of investment strategies.

Gilma Hernandez is a financial advisor with LPL Financial, holding a Series 66 license and four years of industry experience. Her previous roles include positions at Merrill and Bank of America, N.A. Hernandez currently conducts wealth management activities through Tower Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions through a large network of advisors, utilizing model portfolios, third-party managers, and customized strategies.

Ashley Lazarewicz is a financial advisor with Wells Fargo Advisors in Ellicott City, MD, holding a Series 66 designation and 17 years of industry experience. She previously worked at Bank of America and Merrill from 2011 to 2020. Outside of her advisory role, she organizes events and golf outings for a local business women's network. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, including specialized planning for business transitions, sports and entertainment, special needs, and divorce. The firm delivers tailored recommendations through meetings and client summaries, with optional implementation through brokerage or advisory programs.

James Orders II is a Wealth Management Advisor with Merrill Lynch Wealth Management, joining the firm in 1994. He is a member of the Roche Hans Orders Group, where he focuses on corporate retirement plans, including 401(k) and defined-contribution plans, servicing high-net-worth clients as well as managing the team's fixed-income investments. His client base includes successful business owners, physicians, retirees, wealthy families, and endowments in Baltimore, Maryland, and nationwide. James holds a Bachelor's degree in Sociology and Education from Roanoke College. He has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Chartered Retirement Planning Counselor (CRPC). He works closely with clients, their accountants, and attorneys to keep tax minimization and estate planning strategies aligned with investments and liabilities. James resides in Arnold, Maryland, with his wife and their three children. His personal interests include boating, fishing, reading, and spending time with his family.

William Stanik is a financial advisor with Mass Mutual Investors Services in Columbia, MD, holding Series 63 and Series 65 licenses and 15 years of industry experience. He previously worked at MetLife Securities Inc. from 2010 to 2017. Outside of advising, he is an insurance agent licensed for life and health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships using firm-approved software to analyze client goals.

Christina Boyer is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.