Jean Ruiz Guzman is a financial advisor with TD Private Client Wealth LLC in Charlotte, NC. He holds a Series 66 designation and has two years of industry experience. His prior work includes roles at TD Bank N.A. and Chadwell Supply. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients, combining strategic and tactical asset allocation through both affiliated and third-party sub-managers.

Cole Conner is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. His prior work includes ten years at LPL Financial and two years at Wells Fargo Clearing. He is based in Charlotte, NC. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients. The firm combines strategic and tactical asset allocation with investments from affiliated and third-party managers, delivering portfolio management, financial planning, and custody services through established advisory and technology platforms.

Charis Jones is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 65 credentials and over 27 years of industry experience. Prior to joining Truist, Jones worked at firms including Stratos Wealth Partners, LPL Financial, Hightower Advisors, and Morgan Stanley. Jones also provides investment advisory services through Stratos Wealth Partners, an independent registered investment advisor. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, and charitable organizations. The firm integrates traditional research with AI-assisted tools and leverages affiliated financial relationships within the Truist Financial network to support its advisory and operational services.

Zachary Evans is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 designations and 18 years of industry experience. He has been with TIAA and TIAA-CREF since 2012. TIAA‑CREF Individual & Institutional Services, LLC serves individuals—often those connected through employer retirement plans—as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers financial planning, discretionary managed account programs, and separate broker-dealer services, operating a vertically integrated model that includes advising donor-advised funds and using affiliated funds within managed accounts.

Jarod Walker is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 65 licenses and three years of industry experience. Before joining Truist, he worked at MML Investors Services, LLC, MassMutual Life Insurance Co, and Tristate Financial Advisors. Outside of his advisory role, Jarod has operated a small business renting private bedrooms in a personal property. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, and charitable organizations. The firm integrates traditional research with AI-enabled tools and partners with Envestnet platforms to deliver tailored investment management and ongoing client support.

Jose Giraldo is a financial advisor with Janney Montgomery Scott LLC, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Robinhood Financial and Wells Fargo Clearing. He is based in Charlotte, NC. Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base and offers brokerage, financial planning, consulting, and multiple advisory programs, with a mix of in-house and third-party portfolio management.

Dennis Lynch is a financial advisor with UNITED PLANNERS' FINANCIAL SERVICES of AMERICA, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been associated with Carolina Financial Partners since 2016 and operated his own independent insurance business from 2013 to 2022. Lynch also serves as Associate Vice President for non-variable insurance at Carolina Financial Partners. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, and trusts. The firm delivers advisory and brokerage services through independent representatives and employs a range of custodians and third-party managers, primarily managing assets on a non-discretionary basis.

Ciaran Murphy is a financial advisor at TIAA-CREF with 18 years of industry experience. He holds Series 65 and Series 66 designations. His prior experience includes roles at Neuberger Berman BD LLC and Sanderson & Stocker, Inc. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm provides both one-time planning and ongoing portfolio management through model and customized portfolios and serves as adviser to a donor-advised fund.

Johnny Mojica is a financial advisor at TIAA-CREF with six years of industry experience. He holds Series 63 and Series 65 credentials and has worked at TIAA-CREF since 2020. Prior to that, he was with Wells Fargo Clearing and held public service roles with Mecklenburg County Sheriff's Office and the State of North Carolina. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves many clients with relationships through TIAA-administered employer retirement plans and offers both model-based and customized portfolio management.

Daniel Vinton is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. His prior roles include positions at The Vanguard Group and various Vanguard affiliates from 2020 to 2022, as well as earlier experience at TIAA-CREF beginning in 2016. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA employer retirement plan relationships. The firm’s advisory approach separates point-in-time financial planning from ongoing discretionary account management, offering both model-based and customized portfolios within a vertically integrated structure that includes affiliated funds.

Nathaniel Wineland is a CFP®-designated financial advisor with 10 years of industry experience. He currently works at Janney Montgomery Scott and previously spent four years at The Vanguard Group, Inc. His career has been focused in Charlotte, NC. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets. It serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering a range of brokerage services, financial planning, and advisory programs.

Jada Cardwell is a financial advisor at TIAA-CREF with four years of industry experience. She holds Series 63 and Series 66 registrations. Prior to joining TIAA-CREF, she worked at LPL Financial LLC and Principal Advised Services. Outside of her advisory role, she owns Cardwell Creative Concepts, a business unrelated to investing. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals often connected through employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model distinguishes one-time planning services from ongoing discretionary management and operates within a vertically integrated group offering both model-based and customized portfolios.

Matthew Kupreanik is a financial advisor at Janney Montgomery Scott with two years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Consolidated Planning Inc. His background includes roles outside the financial sector, such as working with the Isabella Santos Foundation and Lowe's. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable and municipal organizations, offering a range of brokerage, financial planning, and advisory services.

Scott Serfass is a financial advisor with Independent Advisor Alliance, LLC and holds a Series 66 designation. He has 22 years of industry experience, including 16 years at Ameriprise Financial Services and ongoing roles at both Independent Advisor Alliance and LPL Financial since 2021. He is also an author based in Charlotte, NC. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting. The firm employs a network model combining independent advisory representatives with access to brokerage services through LPL Financial and leverages technology platforms to support portfolio management and estate planning.

James Grindo is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporations, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers model and customized portfolio management and acts as adviser to a donor-advised fund sponsored by Charityvest.

Dennis Rooney is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 65 and Series 63 licenses and 12 years of industry experience. He has worked within various Transamerica entities since 2014. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed portfolio advice and investment education through programs supported by Morningstar Investment Management’s proprietary technology and model portfolios.

Kimia Steed is a financial advisor at Goldman Sachs Wealth Services with 13 years of industry experience. She holds a Series 66 designation and has worked at Goldman Sachs since 2021, following a decade at The AYCO Company, L.P./Mercer Allied. Based in Charlotte, NC, she is part of a large team serving a diverse client base. Goldman Sachs Wealth Services offers financial planning, investment management, and advisory support to individual, high-net-worth, corporate, and institutional clients. The firm utilizes centralized investment resources and a blend of discretionary and non-discretionary managers, providing tailored solutions such as executive wealth and private family office support.

Sage Murphy is a financial advisor at TIAA-CREF with Series 63 and Series 65 credentials and two years of industry experience. Prior to joining TIAA-CREF, Murphy held roles in various sectors including logistics and retail. Outside of finance, Murphy has experience working as a food delivery driver. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing portfolio management, utilizing both model and customized portfolios under a fiduciary standard.

Carolina Bentancort Moreira is an advisor at Fifth Third Securities, Inc. with Series 65 and Series 63 licenses. She began her financial services career in 2024 at Fifth Third Bank and has prior experience in retail and hospitality roles. Fifth Third Securities, Inc. serves a diverse client base including individuals, corporations, trusts, and retirement accounts through investment advisory and brokerage services. The firm offers multiple program types on the Passageway platform, emphasizing risk-profile-based investment selection and employing strategies such as direct indexing and tax-loss harvesting.

Nadir Khalid is a financial advisor with Truist Advisory Services, holding Series 63, 65, and 66 licenses and bringing 23 years of industry experience. His career includes roles at Wells Fargo Clearing Services, Wells Fargo Bank, TIAA, and UBS Financial Services. Outside of his advisory work, he is a co-owner of a real estate entrepreneurship business involved in reviewing and approving potential property purchases. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm offers a range of advisory services, including asset allocation, fund monitoring, and assistance in selecting third-party investment managers through its AMC Advantage program.