Bret Cozewith is a financial advisor at Primerica Advisors with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Primerica Advisors and Primerica Financial Services since 2007. Outside of his advisory role, he owns the Bret Cozewith Group, which supports his Primerica business. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a network of over 3,600 advisors and utilizes model-based investment strategies managed by unaffiliated asset managers.

Owen Tabor is a financial advisor at UBS Financial Services with three years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing Services, Us Tech Solutions, Darktrace, Prudential Insurance Company of America, Raymond James Financial, and several other organizations. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and asset allocation models to tailor plans based on clients’ goals and risk tolerances.

Matthew Chapman is a financial advisor at LPL Financial with nine years of industry experience. He previously worked at Commonwealth Financial Network for nine years and Norton Financial Services for one year. Outside of advising, he has participated as a focus panel member for Proctor & Gamble's Gillette Razor. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Diane Sullivan is a Wealth Management Advisor at Merrill Lynch Wealth Management and serves in a leadership role responsible for team business management for the Biedrycki Sullivan Vaughan Group. She has been in the financial services industry since 2003 and is a CERTIFIED FINANCIAL PLANNER® certificant awarded by the Certified Financial Planner Board of Standards, Inc. Diane is also a qualified Portfolio Manager, managing personalized or defined investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. She manages the team's client relationships and wealth management casework. Diane joined the group after a career at her alma mater, Belmont Abbey College, where she held several positions including director of annual giving, executive director of development and planned giving, and vice president of institutional advancement. She coordinated a capital campaign that raised $20 million and established a planned giving program that secured more than $6.5 million in planned gifts. Diane's experience in philanthropy adds to the team's capabilities. She holds a Bachelor's degree from Belmont Abbey College and has earned the Personal Investment Advisor (PIA) designation. Diane resides in Belmont, North Carolina with her husband and their two children. Her personal interests include golfing, hiking, reading, skiing, spending time with family, traveling, and watching movies.

Sam Robinson IV is a CFP® professional with 26 years of experience in the financial services industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Merrill and TIAA-CREF. Based in Charlotte, NC, Robinson holds Series 63 and Series 65 licenses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Brian Sullivan is a CFP® and ChFC® with 41 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at Mutual of America, Merrill, and other firms. His career includes extensive roles in financial advisory and planning. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Amy Wyatt is a financial advisor at Robert Baird & Co. with 28 years of industry experience. She has been with Robert Baird since 2013 and holds Series 63 and Series 66 designations. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and other institutional clients. The group offers customized consulting and portfolio management services using a variety of strategies and managers tailored to client goals and risk tolerances.

Karen Zeltner is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. She has worked at Merrill since 2019 and previously held positions at Hope Academy and Lake Norman Charter School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Mathiason is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing for 10 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage services. The firm manages approximately $671 billion in assets and offers both discretionary and non-discretionary retirement plan services, utilizing research from Wells Fargo Investment Institute and third-party sources.

Ryan Rescigno is a financial advisor at Raymond James & Associates with a Series 66 credential and three years of industry experience. Prior to joining Raymond James, he has held positions at organizations including Spring Valley Country Club and Clemson University. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Benjamin Fraser is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior roles include positions at Mass Mutual Investors Services and MetLife Securities Inc. since 2018, Fraser has been with LPL Financial based in Fort Mill, SC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, asset management access, and institutional platforms, combining a broad advisory platform with substantial non-advisory financial services and oversight of over $819 billion in discretionary assets.

Morgan Hinchen is a financial advisor with Cetera in Rock Hill, SC, holding a Series 66 designation and two years of industry experience. Prior to joining Cetera, Hinchen worked at LPL Financial LLC and Independent Advisor Alliance, LLC, among other roles. Hinchen also provides administrative support to Independent Advisor Alliance, an independent investment advisor firm. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform featuring both affiliated and third-party model portfolios.

John Grimes is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 15 years of industry experience. His prior roles include positions at Commonwealth Financial Network, Retirement Wealth Advisors Inc., and Nicholas Financial, where he has worked since 1998. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers various advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing both proprietary research and third-party strategies.

David Belinkie is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding a Series 66 designation and 23 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Financial Group since 2003. In addition to his advisory role, he is also licensed as an individual life insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, educational seminars, and specialized planning services, including divorce and estate-settlement planning.

Samuel Byrd is a financial advisor at LPL Financial with four years of industry experience. He holds a Series 65 designation and has worked at Pathfinder Wealth Consulting, Commonwealth Financial Network, and Live Oak Bank, among other roles. Byrd is based in Fort Mill, SC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Alexa Glanzel is a financial advisor with LPL Financial, holding a Series 65 credential and two years of industry experience. Her prior work includes roles at Commonwealth Financial Network and Weller Group LLC, as well as employment outside of finance at DiBella's Old Fashioned Submarines and in education at Wayne Central School District and University of Rochester. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning and access to model portfolios and third-party asset management, supported by a large network of investment adviser representatives.

Christina Mehltretter is a financial advisor at LPL Financial with four years of industry experience. She holds a Series 66 designation and previously worked at Ernst & Young for eight years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supporting advisors with a range of investment strategies and operational tools.

Mark Esposito is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services and Bank of America. In addition to his financial career, he serves as an intelligence analyst with the United States Air Force. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Nick Mucci is the Vice President and Branch Leader at Fidelity Investments, where he leads the Ballantyne Investor Center. In this role, he focuses on fostering a team of collaborative and engaged associates who work closely with clients to develop financial plans tailored to their needs. Prior to joining Fidelity Investments in 2023, Nick served as Branch Manager at E*TRADE by Morgan Stanley from 2018 to 2023. His professional experience encompasses leadership and client-focused financial planning. Outside of his professional responsibilities, Nick's personal interests include baseball, boating, fitness, golf, running, and traveling.

David Schwarzkopf is a CFP® professional with 26 years of experience in the financial industry, currently serving at Fidelity. His career includes multiple roles within Fidelity Investments since 2010, with earlier experience at Truist Investment Services, BB&T Asset Management, and Ernst & Young Investment Advisers. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction.