Rachael Limandri is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2014, also affiliated with JPMorgan Chase Bank since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Dylan Herndon is a financial advisor at Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses with 12 years of industry experience. He has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dennis Rosa is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. He is based in Jacksonville, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Katherine Rash is a financial advisor at Merrill with 27 years of industry experience. She holds a Series 66 designation and has worked previously at Citigroup and Bank of America/Merrill Lynch. Based in Jacksonville, FL, she has been with Merrill since 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Neil Hughes II is a CFP® with over 31 years of experience in the financial services industry. He has worked at Raymond James Financial Services Advisors Inc. since 2009 and co-owns Hughes Financial Partners, a company name used for branch office distinction and marketing purposes. Hughes is based in Ponte Vedra Beach, FL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting, utilizing analytical tools and risk profiling, and supports municipal and public-finance work through its affiliation with a municipal advisor.

Rushele Baughman is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. She has been with Merrill since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Aimee Boggs is a financial advisor with Raymond James & Associates, holding Series 63 and 65 licenses and bringing 30 years of industry experience. She has worked at Raymond James & Associates since 2013 and is currently affiliated with The Gate Corporation, where she teaches yoga to club members on a part-time basis. Boggs is also a limited partner in a family partnership involved in commercial real estate. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, pension plans, and municipal entities. The firm offers financial planning and consulting services through a non-discretionary model, supported by a wide range of portfolio management styles and affiliated research resources.

Nick Hulling is a financial advisor at Raymond James & Associates with 19 years of industry experience. He holds the Series 66 designation and has worked at Raymond James since 2019, following previous roles at Morgan Stanley Private Bank and Morgan Stanley from 2014 to 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Bryan S. Fazio is a financial advisor with Wells Fargo Advisors in Ponte Vedra, FL, holding the CFP® designation along with Series 63, 65, and 66 licenses. He has 28 years of industry experience, including prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He owns Fazio Asset Management, LLC, an investment-related business based in Ponte Vedra. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning and investment services, utilizing Wells Fargo research and tools to develop tailored client recommendations.

Jeremy Costa is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and over 21 years of industry experience. He has been with Merrill since 2004. Outside of his advisory role, he serves as a co-trustee for an irrevocable living trust. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amy Barrett is a financial advisor with Raymond James & Associates, holding a Series 66 designation and six years of industry experience. She previously worked at BB&T Securities for three years and was involved with Mandarin Christian Church, also known as Christ's Church, for five years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and consulting through various specialized advisory programs.

Janeesha Copeland is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2010 and 2013, respectively. Outside of her advisory role, she owns and finances a tree service business in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Douget is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2022. Outside of his advisory role, he has experience in the beverage industry, including a position at St Augustine Distillery. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Maicon is a financial advisor at Thrivent Investment Management with 47 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Thrivent since 2020. His prior roles include positions at MWA Financial Services, Modern Woodmen of America, and real estate firms such as Grand Living Realty and Coldwell Banker Premier Properties. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations across multiple planning areas. The firm uses goal-based analyses and allows clients to combine planning with managed accounts under a consolidated billing option, maintaining a separation between planning and portfolio management.

Shannon Scott is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. Prior to joining Merrill and Bank of America in 2020, Scott worked at Edward Jones and was self-employed as an independent contractor. Outside of advising, Scott is the sole owner of a rental property business in High Springs, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jany Barros Tovar is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. Prior to joining Merrill, Jany held roles at Italian Terrazzo & Tile Co. of Brevard, LLC, JCA–Jewish Community Alliance, Inc., and Editora Positivo S.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and organizations.

Julie Pham is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her prior work includes several roles at Arizona State University and Greenway High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bryan Treadway is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2004 and Bank of America, N.A. since 2015. Outside of his advisory role, he serves as an officer for Treadway Rental Properties, LLC, where he monitors rental income. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Christopher La Torre is a Financial Advisor at Merrill Lynch Wealth Management, specializing in serving successful individuals, entrepreneurs, business owners, and C-suite executives across Florida. He focuses on empowering first-generation immigrants and entrepreneurs by providing personalized financial strategies in areas such as family wealth management, international wealth management, legacy planning, liquidity management, retirement income, and small business strategies. Christopher aims to simplify complex financial systems, helping clients build wealth, manage investments, plan for the future, and preserve assets with a commitment to education and cultural awareness. Born and raised in Peru, Christopher earned a degree in Hospitality Management from Universidad De San Martin De Porres before relocating to Miami where he pursued a Bachelor’s Degree in Finance from Florida International University. His professional journey includes experience at Bank of America and Merrill Lynch, where he obtained his Series 7 and 66 FINRA registrations. He earned the Chartered Retirement Planning Counselor™ (CRPC™) designation in 2020 and holds a Florida 2-15 Life, Health, and Variable Annuity License. Christopher is bilingual in English and Spanish and leverages his background as a first-generation immigrant to bring a unique perspective to his financial advisory practice. Outside of his professional role, Christopher advocates a balanced lifestyle through various physical activities including running, yoga, Pilates, and high-intensity training. He has a history of competitive swimming and continues to pursue fitness as a source of balance and stress relief. His personal philosophy centers on making financial planning accessible, understandable, and impactful for every client he serves.

James Byrnes is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 37 years of industry experience, including prior roles at Eagle Strategies, NYLife Securities, and Rosenblatt Securities. In addition to his advisory work, Byrnes is also licensed as an insurance broker, selling life, disability, property and casualty, long-term care insurance, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management through structured, collaborative engagements using advanced planning tools.