Nelson Castaneda is a financial advisor with Citigroup Global Markets holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at Citigroup since 2022, following roles at Wells Fargo Clearing and Wells Fargo Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments with a broad range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies and operates with large institutional scale, offering specialized discretionary solutions and maintaining unique market roles such as swap dealing and futures commission merchant activities.

Eric Krasnov is a financial advisor at Citigroup Global Markets with 17 years of industry experience. He has held his current position since 2013 and holds Series 63 and Series 65 designations. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with internal oversight and maintains large institutional capabilities, including proprietary research and derivatives services.

Aida Velazquez is a financial advisor at Oppenheimer with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at firms including Morgan Stanley and Insigneo Advisory Services. Outside of her advisory role, she is involved in real estate as a licensed associate and owner of a real estate investment LLC in Miami. Oppenheimer serves a diverse client base with advisory and brokerage services, offering investment management, consulting, and retirement planning. The firm’s approach includes strategic asset allocation and manager selection across various investment vehicles, with a notable emphasis on both discretionary and non-discretionary account management.

Jorge Montealegre is a financial advisor with Oppenheimer based in Coral Gables, FL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at UBS International Inc. since 2002 and PaineWebber Inc. since 1999. Montealegre is also a member of the Nicaraguan American Golf Association. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services with an investment approach that incorporates strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

Eduardo Henrique Costa Braga De Oliveira is a CFA® charterholder and Series 63 licensee currently with Citigroup Global Markets. He has experience at LPL Enterprise, The Prudential Insurance Company of America, Pruco Securities LLC, and Infraprev - Instituto Infraero de Seguridade Social. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs, broker-dealer execution, custody services, and derivatives and futures trading capabilities. The firm combines large institutional scale with specialized market roles, including in-house research and bespoke discretionary solutions for large relationships.

Enrique Olavarria is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services, including multi-asset, multi-manager strategies with both discretionary and non-discretionary options. The firm is notable for its scale, in-house research, unique market roles, and specialized solutions for large client relationships.

John Stock is a financial advisor at Oppenheimer with 32 years of industry experience. He holds a Series 63 designation and has worked at Oppenheimer since 2017, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations, offering advisory and brokerage services such as investment management, consulting, retirement services, and financial planning. The firm employs a range of investment strategies including strategic and tactical asset allocation and manager selection, with a distinctive role as a qualified custodian and a mix of discretionary and non-discretionary account management.

Richard Morales is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 66 designations and having 10 years of industry experience. He has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and brokerage services. The firm uses multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including derivatives and futures services.

Jeffrey Spurling is a financial advisor with Empower Advisory Group in Miami, FL, holding Series 65, Series 66, and Series 63 licenses. He has 24 years of industry experience, including roles at GWFS Equities, Select Quote, Premier Capital Advisors LLC, and Advisors Asset Management, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies for long-term portfolio returns and is closely tied to Empower’s administrative platforms.

Arturo Montemayor is a financial advisor at HSBC Securities (USA) Inc. with 20 years of industry experience. He holds a Series 66 credential and has worked at major firms including Bank of America, Merrill, Wells Fargo Clearing, JPMorgan Chase, Morgan Stanley, and Deutsche Bank. Montemayor is also the owner of a rental property in Marbella, Spain. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options supported by global asset management and fund selection services.

Elizabeth Santiago is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds Series 63 and Series 65 designations and has been with Citigroup since 2013. Outside of her advisory role, she serves as Vice President of Inspiring Your Chi, where she is involved in selecting raw materials for jewelry production. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with oversight committees to select and monitor managers, combining large institutional scale with unique market roles and arrangements.

Sirimari Vargas Velez is a Series 66-licensed financial advisor at Citigroup Global Markets with nine years of industry experience. She has been with Citigroup since 2016, initially at Citi Internationals Financial Services LLC before joining Citigroup Global Markets Inc. in 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm integrates in-house research and operates in unique market roles such as a security-based swap dealer and futures commission merchant.

Luis Garcia is a financial advisor at Oppenheimer with 25 years of industry experience. He holds the Series 66 designation and has been with Oppenheimer since 2015. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as investment management, consulting, and retirement services. The firm employs strategic and tactical asset allocation and a variety of investment vehicles, while also acting as a qualified custodian and providing both discretionary and non-discretionary management programs.

Christopher Bell is a CFA® charterholder with nine years of experience in the financial industry. He is currently with Oppenheimer, having joined the firm in 2026, and previously held roles at Barclays Capital and BlackRock. Bell also spent two years at the University of Virginia Darden School of Business. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans with various advisory programs, including discretionary and non-discretionary portfolio management, consulting, and retirement services. The firm employs multiple investment approaches tailored to different programs and advisors, managing approximately $36.7 billion in assets as of the end of 2025.

Kristen Henthorn is a financial advisor with Citigroup Global Markets, holding a Series 66 license and two years of industry experience. Her background includes roles at Goldman Sachs and work connected to the Colorado State University Institute for Entrepreneurship. Citigroup Global Markets serves individual and institutional clients with a range of investment advisory programs and brokerage services, implementing multi-asset, multi-manager strategies across discretionary and non-discretionary platforms. The firm combines large institutional scale with unique market functions such as operating as a swap dealer and futures commission merchant.

Jonathan Meadows is a financial advisor at Oppenheimer with four years of industry experience. He holds a Series 66 designation and has been with Oppenheimer since 2019. Meadows serves on the board of directors for the Badu Foundation, a charitable organization. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans, offering a variety of advisory programs including portfolio management, consulting, and financial planning. The firm employs a range of investment approaches tailored to different programs and advisors, managing approximately $36.7 billion in assets as of the end of 2025.

Monica Amador Potts is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Oppenheimer & Co., JPMorgan Chase Bank, and Regions Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Ashley Moncada is a financial advisor at Oppenheimer with one year of industry experience. She holds the Series 66 designation and previously worked at Amazon-Whole Foods and Express Employment. Outside of her advisory role, she is involved in an ice cream business. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services with an investment approach that includes strategic and tactical asset allocation, manager selection, and a variety of mutual fund, ETF, fixed-income, and equity strategies.

Paul Giscard is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds a Series 66 credential and has been with Citigroup since 2013. Based in Miami, FL, he operates within one of the largest enterprise firms serving a diverse client base. Citigroup Global Markets Inc. serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains substantial institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Hubert Cruz is a Series 66-registered financial advisor with Citigroup Global Markets in Miami, FL, where he has worked since 2007. He has 25 years of industry experience. Outside of his advisory role, Cruz is an owner and landlord of a rental property in Miami. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, supported by internal standards and oversight committees.