Thomas Rizzocascio is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at Wells Fargo for 11 years and Gardens Wealth Management for 5 years. Outside of finance, he serves as a referee for USA Hockey in Palm Beach. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Cees Jan Van Hoek is a financial advisor with UBS Financial Services, holding a Series 66 designation and bringing 40 years of industry experience. He has been with UBS since 2016. Outside of his advisory role, he serves as trustee of the A.T.V.H. Revocable Trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Michele Cianfrone is a financial advisor with RBC Capital Markets in Palm Beach Gardens, FL, holding a Series 66 credential and 24 years of industry experience. Prior to joining RBC in 2026, Michele worked for Morgan Stanley for 13 years. Outside of financial advising, Michele has administrative roles in two small private companies, Sisters Towing and Murphys Paint & Body Shop. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, utilizing both in-house and third-party investment managers to meet client needs.

Frank Laviano is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Morgan Stanley since 2010, including a role at Morgan Stanley Private Bank, National Association since 2015. He is based in West Palm Beach, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services utilizing structured planning tools and investment modeling techniques.

Felicia Banks is a financial advisor with Primerica Advisors in Greenacres, FL, holding Series 65 and Series 63 credentials and having 10 years of industry experience. Her prior experience includes roles at Aetna and NuVista Living at Wellington Green. She is also involved in part-time sales of loan products and home-related services through firms affiliated with Primerica. Primerica Advisors primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program using model-delivery strategies managed by third-party asset managers and operates at scale with approximately $15.5 billion in assets under management.

Gardner Bloemers is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 40 years of experience in financial services. She has been serving as a Financial Advisor at Merrill Lynch for more than 15 years and leads a team including Senior Financial Advisor Collin Campbell and Wealth Management Client Associate Joe Fallica. Gardner focuses on client-centered financial planning that addresses areas such as family wealth management strategies, legacy planning, personal retirement planning, philanthropic and values-based investing, special needs planning, and tax minimization. Gardner holds several professional designations including the CERTIFIED FINANCIAL PLANNER® (CFP) certification and the Certified Plan Fiduciary Advisor® (CPFA) designation. She earned a master's degree from Rotterdam School of Management at Erasmus University and a bachelor's degree from Tufts University. Fluent in English, Dutch, French, and German, she brings a global perspective to her practice and is a member of the Central Virginia Estate Planning Council. Beyond her professional roles, Gardner is active in her community, serving on the boards of The Dressage Foundation and the Virginia Horse Center Foundation, Inc., where she has also held the position of President. She founded the Mid Atlantic Dressage Festival at the Virginia Horse Center and participates in dressage competitions. Her personal interests include cooking, gardening, horseback riding, skiing, and traveling.

Chris Accola is the Vice President and Branch Leader at Fidelity Investments' Palm Beach Gardens branch. In this role, he focuses on creating a collaborative financial planning environment for both advisors and clients. Chris has held several positions in the financial industry, including Investment Management Consultant at Fidelity Investments from 2021 to 2023, Investment Consultant at Fisher Investments in 2021, and Assistant Vice President, Financial Advisor at Merrill from 2019 to 2021. Outside of his professional career, Chris has interests in the beach, fitness, football, social events with friends, and traveling.

Viola Yeotes is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding a Series 63 designation and bringing 41 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment vehicles alongside traditional options.

Timothy W. O’Brien is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 designations and over 42 years of industry experience. He has been with UBS since 1990. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Eric Rivero is a financial professional with Merrill and holds Series 63 and Series 65 licenses. He has been in the industry since 2023, with prior experience at Banker's Life & Casualty Company and Insight Private Wealth. Rivero is also the owner of Rivero Advisory Services LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan Schiller is a financial advisor with Fidelity, holding a Series 66 designation and located in Palm Beach Gardens, FL. He has been with Fidelity since 2024 and has prior experience in various roles including work at Lussea and Liberty University. Schiller also has entrepreneurial experience associated with Limoncello Chester Springs and Limoncello Italian Restaurant. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm combines proprietary research with quantitative analysis and algorithmic portfolio construction to manage portfolios and deliver model solutions to intermediary platforms.

Michael Freeman is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal due diligence process for alternative investments.

Lisa Meth is a financial advisor with UBS Financial Services in Boynton Beach, FL, holding a Series 66 designation and 30 years of industry experience. She has been with UBS Financial Services since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers a range of products supported by proprietary research and capital markets services.

Christopher Cook is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at firms including Lendmarq Capital, Kajaine Finance, and First Bank of The Palm Beaches. His current role includes responsibilities with both J.P. Morgan Securities and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting delivered on a non-discretionary basis. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Mark Mcandrew is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with Morgan Stanley in various capacities since 2009, including roles at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves individuals and institutional clients by offering a broad range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses firm‑approved tools such as Secular Return Estimates and Monte Carlo simulations as part of its planning process.

Jonathan Genovese is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2021. In this role, he works closely with clients to help them achieve their financial goals through comprehensive financial planning. He emphasizes the importance of establishing and maintaining a solid financial plan tailored to each client's unique situation. Prior to his current position, Jonathan served as a Senior Financial Consultant at TD Ameritrade from 2018 to 2021. His experience includes guiding clients through various financial scenarios by engaging with them consistently to provide appropriate financial strategies. No additional information about his education, credentials, personal interests, or community involvement was provided.

Michael Comfort is a financial advisor at Stifel with 30 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2010. He holds Series 63 and Series 65 designations and is based in Palm Beach Gardens, Florida. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and state and municipal entities. The firm offers brokerage and investment advisory services, utilizing a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Christopher Stewart is a financial advisor with Ameriprise in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, Stewart is involved in independent insurance brokering and serves as an independent contractor managing operations and providing leadership and coaching for a financial team office. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, using a centralized retirement-income consulting team that employs research and modeling to deliver tailored, tax-efficient income recommendations.

Deniz Kaya is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has been with Bank of America and its affiliated entities since 2017. Outside of his advisory role, Kaya is a sole owner of rental properties in Port Saint Lucie, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Fessler is a Vice President and Financial Consultant at Fidelity Investments. In his role, he assists individuals and families in developing and implementing financial plans that align with their unique goals. His approach integrates investment, income, and legacy planning considerations to create comprehensive strategies. Since 2013, Robert has worked with clients to monitor and update their financial plans through regular communication and collaboration with his team. He is committed to providing ongoing support to ensure plans remain aligned with clients' evolving needs. Outside of his professional work, Robert has interests in food, golf, horseback riding, pets, and traveling.