William Beale is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior work includes roles at Global Retirement Partners, LLC and LPL Financial. He is also the president and owner of Beale Financial Group. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides access to proprietary model strategies as well as unaffiliated third-party advisers.

Torren Szuluk is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and having 31 years of industry experience. His prior experience includes roles at Morgan Stanley, UBS Financial Services, Wells Fargo Clearing, and Citigroup Global Markets. Outside of advising, Szuluk is involved in technology and medical technology companies, including roles with Emboline and Ventiva, and has investments in real estate entities and a robotics company as a passive investor. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Mauricio Moreira is a financial advisor at Morgan Stanley with 11 years of industry experience. He has held roles at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities from 2014 to 2025 before joining Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC in 2025. He holds the Series 63 and Series 65 licenses and is based in Palm Beach, FL. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market modeling techniques as part of its advisory approach.

Edward Ostrowski III is a financial advisor with Fidelity Investments, holding a Series 66 designation and 12 years of industry experience. Prior to joining Fidelity, he worked for Kovack Advisors, Inc. and Kovack Securities, Inc. for seven years. He serves as a trustee of an irrevocable trust. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and offers specialized advisory roles with a focus on institutional and fund clients.

Michael Payne is a financial advisor at Osaic Wealth with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including Cetera and BARR Financial. Payne also operates an independent insurance practice offering life, health, disability, and long-term care products. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm provides brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and access to discretionary strategies and third-party money managers.

Seraphim Rine is a financial advisor with Raymond James & Associates in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior experience includes positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional clients, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Christian Alexander Stevens is a financial advisor with J.P. Morgan Securities based in Palm Beach, FL. He holds a Series 66 designation and has five years of industry experience. His prior roles include positions at Morgan Stanley Private Bank NA and Morgan Stanley. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and an ESG eligibility framework.

Kathleen Durning is a financial advisor at Merrill with 34 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has been with Merrill since 2004. Outside of her advisory role, she has a power of attorney position related to an entity named M D in Bellevue, Washington. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Robert Damante is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds a Series 66 designation and has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Dina Assion is a financial advisor with Raymond James & Associates in Palm Beach, FL, holding Series 63, 65, and 66 designations and bringing 20 years of industry experience. Her prior experience includes seven years with Morgan Stanley and Morgan Stanley Private Bank. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering tailored financial planning and investment consulting services through various portfolios and affiliated research resources.

Michele Romano is a financial advisor at UBS Financial Services with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at UBS since 2010. Prior to her advisory role, she was involved with Best In Town Physical Therapy from 2016 to 2018. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering access to a range of proprietary research and capital markets activities.

Michael Marsengill Jr. is a financial advisor at Osaic with 30 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Securities America and Geneos Wealth Management. He also serves as president of Michael E. Marsengill & Co., Inc., which focuses on insurance and employee benefits. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization using risk-tolerance assessments and rebalancing tools.

James Aquilina is a CFP® and Series 66-licensed financial advisor with five years of industry experience. He currently works at Charles Schwab and has prior experience with UBS Financial Services Inc. and Northwestern Mutual. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Peter Mordente Hawkins is a financial advisor with Raymond James Financial in Boynton Beach, FL, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Raymond James Financial since 2009 and also has longstanding involvement with E and M Investments. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, supports a broad advisor network, and is noted for its municipal advisory affiliation and specialized retirement plan consulting services.

Thomas Lowell is a financial advisor at J.P. Morgan Securities with 44 years of industry experience. He holds Series 63, 65, and 66 designations and has worked previously at Bank of America, Merrill, and UBS Financial Services. Outside of his advisory work, he is involved with Friends of Green Chimneys School, serving as Co-Chair of an annual golf outing to support the organization. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, with recommendations limited to Eligible Strategies and incorporating an ESG eligibility framework.

Neil Kishter is a financial advisor with Morgan Stanley in Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has previously worked at Bank of America, N.A., and Merrill. Kishter serves as a board member of Medstar Georgetown University Hospital, focusing on fundraising and business development. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

John Lacy is a Managing Director and Wealth Management Advisor at Merrill Lynch Wealth Management, where he is also the founder of The Lacy Wealth Management Group. With over 30 years of experience, John provides customized wealth planning and asset management strategies primarily focused on ultra-affluent individuals, multigenerational families, corporate entities, and endowments. His approach emphasizes foundational principles summarized in his philosophy, "It All Matters." John specializes in estate planning services, income strategies, and managing sudden wealth. He is a Merrill designated Sports & Entertainment Advisor and holds the Certified Private Wealth Advisor® (CPWA®) certification from the Investments & Wealth Institute, taught in collaboration with the University of Chicago Booth School of Business. John earned a degree in Economics from the University of Texas at Austin. In addition to his professional work, John has been extensively involved in community and philanthropic organizations. He has served as Chairman of the Palm Health Foundation and trustee for multiple regional hospitals. His community activities include support for the Boys & Girls Clubs of Palm Beach County and co-chairing "A Night for Nature," which benefits the Fish and Wildlife Foundation Florida.

Joanna Boynton is a financial advisor with Raymond James Financial in Wellington, FL, holding a Series 63 designation and 28 years of industry experience. She has been with Raymond James Financial Services, Inc. since 1997 and worked at Clever Girl Concepts, LLC from 2010 to 2019. Outside of her advisory work, she is the owner of Boynton Family Farms, LLC, which operates a cattle ranch and tree farm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, charitable, and institutional clients. The firm offers non-discretionary planning and investment consulting tailored to client goals and supports institutional consulting and portfolio management through a large advisor network.

Josh Weissman is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial before joining J.P. Morgan. He graduated from Florida State University in 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Igor Gissoni is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds the Series 66 designation and has worked across multiple roles within JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2019. His background also includes positions at Sixt Rent A Car, GS Impex, and Paulista Energia. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm employs a centralized due diligence process and incorporates an ESG eligibility framework in its recommendations.