John Zavolas is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2021. His prior experience includes roles at Bank of America and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies using both in-house and third-party managers, with a focus on customized portfolio management and a broad set of financial services.

Giovanna Triana is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill for 20 years before joining J.P. Morgan Securities and JPMorgan Chase Bank in 2019. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Andrew Porath Jr. is a financial advisor with Morgan Stanley holding a Series 66 designation and four years of industry experience. He has previously worked at Muriel Siebert & Co., Inc. and Bank of America. Porath is based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market simulations in its financial planning process.

Zachary Rider is a financial advisor with Raymond James & Associates in Palm Beach Gardens, FL, holding a Series 66 designation and 9 years of industry experience. He joined Raymond James & Associates in 2016 after working at American Insurance & Financial Services for one year. Outside of his advisory work, Rider serves as a Sponsorship Committee Member for the American Cancer Society in West Palm Beach, where he helps secure corporate sponsorships and donations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning and advisory services supported by a wide array of portfolio management styles and in-house research.

Howard Johnson is a financial advisor at Ameriprise with 34 years of industry experience. He holds the CFP® and ChFC® designations, along with Series 63 and Series 65 licenses. Johnson has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Amy Lippiello is a financial advisor at Raymond James Financial with nine years of industry experience. She holds Series 63 and Series 65 licenses and has been with Raymond James Financial Services, Inc. since 2016. She is also associated with Frost Financial Services, Inc. in a support capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional clients, using tailored, non-discretionary planning supported by analytical tools and a large advisor network.

Justin Adams is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2018, progressing through various roles including Investment Consultant, Financial Representative, High Net Worth Service Associate, and Customer Relationship Advocate. In his current role, Justin partners with clients to customize financial plans tailored to their families' unique needs. He focuses on identifying strategies to improve these plans and assist in growing, protecting, and distributing wealth across generations.

Howard Kaslow is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. He is based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and emphasizes structured financial planning processes supported by its Global Investment Committee’s tools and models.

William Enriquez is a financial advisor with Ameriprise who holds Series 63 and Series 65 credentials and has 35 years of industry experience. He has been with Ameriprise since 2014, including its predecessor entity, and is based in North Palm Beach, Florida. Outside of his advisory role, he is the president and owner of Advance Palm Beach, Inc., a business used to manage operating expenses for his practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing planning advice focused on income sustainability and tax-aware withdrawal strategies for clients nearing or in retirement.

Joan Lally is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009. Based in Palm Beach Gardens, FL, her career has been focused within this firm for the past 17 years. Morgan Stanley Wealth Management serves individual and institutional clients by delivering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its financial planning process.

Patrick Seuffert is a financial advisor at Stifel with a Series 66 designation and two years of industry experience. His prior roles include positions at Adelphi University, Jenoptik Optical Systems, LLC, and Palm Beach Atlantik University. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning analyses.

Louis Croce III is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He worked at UBS Financial Services for 27 years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning and provides access to various investment products and strategies.

J Smith is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and over 55 years of industry experience. He has been associated with Painewebber Incorporated since 1967. Outside of his advisory role, he serves in an advisory capacity for Trip Caddy LLC, a company focused on high-end vacation home rentals. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor financial plans and portfolios to client goals and risk tolerances.

William Goodlad is a financial advisor at OSAIC with 41 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining OSAIC in 2024, he spent 17 years at Triad Advisors, Inc. He is also involved in providing life settlements and insurance services, including health, life, disability, and long-term care insurance, through affiliated vendor arrangements. OSAIC serves a wide range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services using asset-allocation tools and access to multiple investment products, supporting both discretionary and non-discretionary management.

Daniel Cameron is a financial advisor with Cetera in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and offering 22 years of industry experience. He has worked with Cetera and CETERA Financial Specialists LLC since 2014 and has been involved with Long Term Care Solutions since 2001. Outside of advisory roles, he is also engaged in selling life, health, disability, long-term care, and Medicare supplement insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a large nationwide network of independent advisors. The firm serves individuals, employer-sponsored plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering a range of portfolio management, financial planning, and retirement services.

Michael Nickler is a financial advisor with Ameriprise in Palm Beach Gardens, FL, holding a Series 66 designation and 13 years of industry experience. He previously worked at Morgan Stanley for seven years and held roles at Wells Fargo entities from 2016 to 2017. Outside of his advisory work, he owns Mike Nickler Music LLC, a music-related business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning, incorporating investment research, third-party data, and tailored withdrawal strategies.

Daniel Webb is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been employed as a financial advisor since graduating college in 1983, beginning his career at PaineWebber/UBS Financial Services, Inc., where he worked for 32 years and earned the title of Wealth Advisor. Since 2011, he has partnered with Senior Financial Advisor Michael McCormack on a growing wealth management team. In August 2015, their team transitioned to Merrill Lynch Wealth Management, benefiting from the firm’s technology, research, and resources. Dan’s expertise includes executive compensation, equity compensation services, family wealth management strategies, liquidity management, personal retirement planning, and retirement income. He holds a Bachelor’s Degree from Franklin and Marshall College and is a designated Personal Investment Advisor (PIA). He lives in Juno Beach, Florida, and works in the Jupiter, Florida office. Outside of his professional career, Dan enjoys golfing, basketball, cooking, genealogy, reading, watching movies, and traveling on historical trips. He lives with his wife Laurie and they have three adult children.

Jan Nettekoven is a financial advisor with Raymond James & Associates in Palm Beach Gardens, FL, holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James & Associates since 2012. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Mark Schmidt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Daniel Pozo is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2019. His prior work experience includes roles at Momentum Funding, Helzberg Diamonds, and Florida Atlantic University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm integrates advisory services with affiliated brokerage, distribution, and investment management capabilities.