Lauren Silva is a CFP® with 21 years of industry experience, currently advising at Ameriprise since 2023. She previously worked at LPL Financial, LLC and Riversource Insurance. Silva serves on the Board of Directors and acts as Treasurer for the Tampa Theatre Foundation. Ameriprise is an institutional firm offering a retirement-income planning service aimed at individuals nearing or in retirement who meet specific asset criteria. The firm provides comprehensive written recommendations addressing income sources, Social Security options, and tax-efficient withdrawal strategies, supported by a centralized consulting team and algorithmic tools.

Arnold Yale Jr. is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and concurrently with Wells Fargo Bank, N.A. since 2018. Prior to his financial services career, he worked at Verizon Wireless for 15 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Jeffrey Spencer is a financial advisor with LPL Financial in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he serves on the board of a nonprofit middle school and works as a soccer referee. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of advisors. The firm offers a range of financial planning and advisory programs with discretionary and non-discretionary management supported by institutional research and model portfolios.

Tyler Yim is a financial advisor at OSAIC with two years of industry experience. He holds the Series 66 designation and has previously worked at Stephen Ng Financial Group, Alliance Community Healthcare, and has a background in dental practice and academia. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and multiple managed-account platforms to construct portfolios across a range of investment types.

Alejandra Paris is a financial advisor at Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 credentials. She has been with Wells Fargo Clearing and Wells Fargo Bank, N.A. since 2026. Prior to her current role, she worked with The Insurance Consulting Group and was self-employed, including entrepreneurial experience running Chevere Cleaning of Tampa Bay LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through over 14,000 financial advisors and offers both brokerage and advisory solutions.

Matthew Werd is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has previous work experience at JPMORGAN Chase Bank, Marcus & Millichap, Agamerica, and Innovation Capital. Matthew is based in Tampa, Florida. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Kail Hastings is a financial advisor at Fisher Investments with four years of industry experience. He holds a Series 65 designation and has worked previously at Wayfair LLC, Marasco and Nesselbush LLP, Dissability Management Services, Rhode Island Blood Center, and Bryant University. Fisher Investments serves a diverse client base including institutional and high-net-worth individuals, offering discretionary portfolio management and retirement plan services. The firm employs a centralized investment process combining quantitative and qualitative research to manage globally diversified portfolios with various risk management techniques.

Shane Miller is a financial advisor at Raymond James & Associates with one year of industry experience. He previously held positions at Marriott International, Walt Disney Company, and Geico before joining Raymond James. He has a Series 66 designation. Miller has an ownership interest in a family real estate partnership but holds no active role or control in that business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and charitable organizations, offering financial planning and advisory services that emphasize tailored plans and a variety of portfolio management strategies.

Aaron Weinstock is a CFP® professional with 21 years of experience in financial advising, currently affiliated with LPL Financial since 2018. His prior experience includes six years at Invest Financial Corporation and 15 years with Tampa Bay Federal Credit Union. He operates under the Tampa Bay Financial Advisors DBA at Tampa Bay Federal Credit Union. LPL Financial serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering a range of advisory programs, financial planning, and brokerage services supported by research and model portfolios.

Lawrence Lagud is a financial advisor at Fisher Investments with five years of industry experience. He holds a Series 66 designation and previously worked at First Command Insurance Services, Inc., First Command Advisory Services, Inc., First Command Brokerage Services Inc., and First Command Financial Planning, Inc. He served in the United States Marine Corps for 13 years. Fisher Investments provides discretionary portfolio management to a diverse client base including institutional investors and high-net-worth individuals, utilizing a centralized investment process that combines quantitative and qualitative research to construct globally diversified portfolios.

Debra Cosgrave is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 66 licenses and having 38 years of industry experience. She has been with Merrill since 1986. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Cecily Anthony is a financial advisor at Osaic Wealth with Series 63 and Series 65 credentials and five years of industry experience. She has worked previously at Edward Jones, PFS Investments Inc., and Primerica Financial Services. In addition to her advisory role, she teaches online at Strayer University and has authored several e-books on financial topics. Osaic Wealth serves a diverse clientele including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a wide range of integrated brokerage, investment advisory, and financial planning services through a large network of affiliated advisers and multiple advisory platforms.

Matt Shore is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Morgan Stanley and its related entities since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutions, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm‑approved tools and market modeling techniques.

Joshua Bennett is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to his advisory career, he was employed at Publix Super Markets Inc. for two years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

George Fellios is a financial advisor with Raymond James & Associates in Tampa, FL, holding Series 63 and Series 65 licenses and 29 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 17 years before joining Raymond James. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering tailored financial planning and advisory services supported by a broad range of portfolio management styles and affiliated research.

Kate Smith is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding Series 63 and Series 65 licenses with three years of industry experience. She previously worked at Goldman Sachs for three years and attended the University of Florida. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers services on a non-discretionary basis with access to a broad range of investment products through its affiliation with the larger J.P. Morgan organization.

Zachary Armstrong is a financial advisor with Ameriprise in Tampa, FL, holding the Series 66 designation and four years of industry experience. His previous roles include positions at Morgan Stanley and TD Bank. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Joy Drewior is a financial advisor with Merrill in Tampa, FL, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. Her prior roles include positions at Wachovia Securities Financial Network and a caregiving role before joining Merrill in 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jasmine Butler is a financial advisor with Edward Jones in Tampa, FL, holding CFP®, ChFC®, and Series 66 credentials. She has 10 years of industry experience and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies under a fiduciary standard. The firm is notable for its extensive network of financial advisors and branch offices, as well as its affiliated capabilities beyond advisory services.

David Brand is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has worked at Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank from 2015 to the present, and previously at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.