David Maultsby is a financial advisor with Primerica Advisors in Louisville, KY, holding Series 65 and Series 63 licenses and bringing 14 years of industry experience. He has worked with PFS Investments Inc. since 2014 and Primerica Financial Services since 2007. Outside of advisory services, he is involved in selling home security and automation products as well as loan products through affiliates of his firm. Primerica Advisors is a large-scale sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm offers model-based investment strategies managed by unaffiliated asset managers, supported by trade execution and custody services from BNY Mellon Advisors and Pershing.

Robert Cregor is a financial advisor at Raymond James & Associates with four years of industry experience. Prior to joining Raymond James in 2022, he worked for six years at Privilege Underwriters Reciprocal Exchange. He serves as a board member and finance committee member for the Waterfront Botanical Gardens, where he participates in overseeing the organization's financial health and planning. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, charitable organizations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, utilizing a range of portfolio management styles supported by in-house research and affiliated sub-advisers.

Thomas Harvey is a financial advisor at Ameriprise with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2020. Prior to this, he was employed at ADP Broker Dealer Inc, Adp LLC, Meridian Technologies, and NTT DATA Consulting Inc. Harvey is also a co-owner of OPM Earnings Inc, where he manages his Ameriprise advisory business. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides clients with comprehensive recommendations focused on dependable income and tax-aware withdrawal strategies.

Andrew Southworth is a financial advisor at Cetera with 26 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at Thurston Springer Advisors, Thurston Springer Financial, KPP Advisory Services LLC, and LPL Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with discretionary and non-discretionary program options.

Zachary Stuck is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) affiliated with Morgan Stanley, with 10 years of industry experience. His prior roles include positions at Nationwide Securities, GWFS Equities, and Northwestern Mutual. Outside of financial advising, he is a partner in an event planning company, Chloe's Wedding Concepts, LLC, and in Stuck & Company LLC, a business involved in real estate and other activities. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with various investment and private fund relationships.

Jimmy Johnson is a financial advisor at Raymond James Financial with 17 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Stock Yards Bank, U.S. Bancorp Investments, and TIAA-CREF. Johnson serves as a volunteer subcommittee member for the nonprofit Kentuckiana Friends of V, assisting with finance-related tasks. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional entities. The firm provides tailored, non-discretionary consulting using risk profiling and modeling tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Daniel Sargent is a financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones, he worked at Best Buy Inc. for six years and Meijer Inc. for two years. He holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Melissa East is a Series 66-licensed financial advisor with Morgan Stanley in Louisville, KY, where she has worked since 2012, accumulating 16 years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning using structured discovery processes and advanced planning tools, managing approximately $2.74 trillion in client assets.

Chase Porter is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018. Prior to that, he held positions at BB&T Securities, BB&T Bank, and BB&T Investment Services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Yash Ghiya is a financial advisor with UBS Financial Services in Chicago, IL, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America Merrill Lynch, Inflection Advisors Inc., and Shaip.ai. Outside of finance, he writes blogs and brochures for Mediscribes, Inc., a medical transcription company. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining proprietary research and model-based asset allocations to tailor financial plans. The firm offers a range of services including fee-based financial planning, portfolio management, and capital markets activities.

Sydney Marquette is a financial advisor at Robert W. Baird & Co. with a Series 66 designation and less than one year of industry experience. Prior to joining Baird, Sydney has held roles at Blue & Co., LLC, and has been involved with Strong Hold Productions, LLC. Outside of finance, Sydney has experience working with the Newman Center/Holy Spirit Parish and the Upper Highlands Swim Club. Sydney is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm offers a range of services including financial planning, portfolio management, and tax-managed investment strategies, supported by internal research and a mix of discretionary and model-traded solutions.

Carl Heesemann is a financial advisor at Robert Baird & Co. with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Robert Baird & Co. since 2019, with prior experience at J.J.B. Hilliard, W.L. Lyons, LLC. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides tailored financial planning and portfolio management services using a mix of in-house and third-party managers, offering a range of investment strategies including traditional and non-traditional allocations.

Joshua Stewart is a Series 66-credentialed financial advisor with Edward Jones in Louisville, KY, with 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he serves on the board of the Fern Creek Chamber of Commerce and currently holds the position of Board President, assisting with planning community events. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices across the country.

Michael Melloy is a financial advisor at OSAIC with six years of industry experience. He holds a Series 66 designation and previously worked at Securities America Advisors and Ricoh. He also operates Melloy Group Financial Coaching, which he has run since 2019. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering a broad range of brokerage and advisory services through an extensive network of affiliated advisors and platforms.

Todd Twyman is a financial advisor with Morgan Stanley in Louisville, KY, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, Twyman serves as a FINRA arbitrator in an independent contractor capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and investment modeling techniques.

London Smith is a financial advisor with Merrill and holds Series 63 and Series 65 credentials. He has 28 years of industry experience and has worked at Merrill since 2009 and Bank of America, N.A. since 2013. Outside of his advisory role, Smith is a co-owner of a for-profit S-corporation called Guiseppi & Dom Inc, which operates under the name Come Back Inn. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individual and institutional clients.

Francisco Arcos Jaramillo is a Planning Consultant at Fidelity Investments. In this role, he partners with clients to build financial plans tailored to their needs and prioritizes their goals. He aims to understand each client's objectives and utilizes the resources at Fidelity to develop strategies and long-term plans toward retirement. He focuses on building long-lasting relationships of trust with his clients as they work through various life and financial milestones. Francisco has held several positions in the financial services industry. Before becoming a Planning Consultant in 2023, he was a Relationship Manager at Fidelity Investments from 2022 to 2023. He also worked as a Senior Client Service Associate at UBS Financial Services from 2020 to 2022, an Investment Service Specialist II at Edward Jones from 2018 to 2020, and a Registered Representative at Edward Jones from 2017 to 2018.

Seth Smith is a financial advisor with Equitable Advisors holding a Series 66 designation and no prior industry experience. His recent work history includes roles at Equitable Advisors and Encore Wealth Management, alongside positions outside the financial industry. He has been affiliated with the University of Kentucky for four years. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients, providing financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives. The firm utilizes third-party asset managers and advisory programs, offering a broad range of investment options including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Robert Walsh is a financial advisor with Ameriprise in Louisville, KY, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His prior experience includes nine years at Raymond James & Associates before joining Ameriprise. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, delivering written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach, supported by algorithmic automation and oversight committees.

Sean Lydon is a financial professional at Cetera with one year of industry experience. He holds the Series 66 designation and has worked at Cetera Investment Advisors LLC since 2026. Lydon also serves as a financial professional at Cape Investment Management and has a background in pharmaceutical distribution and healthcare systems analysis at McKesson. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party and affiliated investment strategies.