Joel Kozlak is a financial advisor with RBC Capital Markets in Edina, MN, holding a Series 66 designation and 19 years of industry experience. He has worked at City National Bank and Bank of America, in addition to his current role at RBC Capital Markets. Outside of his advisory work, he is actively involved in managing a personal rental property. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs that provide portfolio management, financial planning, and brokerage services, utilizing a combination of in-house and third-party investment managers tailored to clients’ risk profiles.

Denise Rohrick is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds the CFP® designation along with Series 63 and Series 66 licenses. Prior to joining Morgan Stanley in 2023, she spent 10 years at UBS Financial Services, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by proprietary tools and market scenario modeling.

Gaylen Harms is a CFP® and ChFC® with 43 years of experience in the financial services industry. He is currently affiliated with Cetera and has held roles at multiple firms, including Securian Financial Services and North Star Consultants, where he has been active since 1983. Harms serves as a director on the board of Walker Methodist and as treasurer and finance chair for Wolf Ridge ELC. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large nationwide network of independent advisors, managing over $256 billion in assets. The firm offers a range of portfolio management and consulting services to individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform.

Phillip Heles is a financial advisor at Edward Jones in Chanhassen, MN, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Raymond Elderd III is a financial advisor with Equitable Advisors in Prior Lake, MN, holding a Series 66 credential and eight years of industry experience. His prior work includes roles at First Command Advisory Services, Inc., and Brocade Communications Inc., as well as a 34-year career in the US Army and Army Reserve. Outside of advising, he serves as president of a homeowners association and treasurer for the Minnesota Chapter of the Military Officers Association of America. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers, using a hybrid referral and implementation model.

Adam Rice is a financial advisor at Ameriprise with 12 years of industry experience. He holds the Series 66 designation and has been with Ameriprise since 2014. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning advice. The firm’s approach includes a centralized service team, tax-aware withdrawal strategies, and a defined investment universe influenced by affiliated product relationships.

Evan Runkel is a financial advisor with Raymond James & Associates in Edina, MN, holding a Series 66 designation and three years of industry experience. His prior experience includes roles at Morgan Stanley Smith Barney LLC, Wells Fargo Advisors, and Thrivent Financial. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individual, institutional, and municipal clients through a range of advisory and consulting services with a focus on tailored financial planning and non-discretionary investment consulting.

Travis Johnson is a CFP® professional with 25 years of industry experience, currently with Wells Fargo Advisors in Edina, MN. He has worked across multiple divisions within Wells Fargo since 2011. Outside of his advisory role, he owns and operates a woodworking project business called Poimen's Projects. Wells Fargo Advisors provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses proprietary research and tools to develop tailored financial recommendations.

Barry Minsker is a CFP® professional with 25 years of experience in the financial industry. He is currently with OSAIC and has previously worked at Securities America Advisors, LPL Financial, and SII Investments, Inc. Outside of his advisory role, Minsker has been involved with the Eagan Traveling Basketball Association and the Eagan Foundation for nearly two decades. OSAIC serves a diverse client base, including individual and institutional investors, offering integrated brokerage and advisory services, retirement plan consulting, and access to third-party money managers. The firm employs a range of asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Mark Booth is a CFP® with 17 years of industry experience, currently with LPL Financial since 2019. He previously worked with Mass Mutual Investors Services and Massmutual Life Insurance Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charities. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Elizabeth Larson is a financial advisor at RBC Capital Markets with 17 years of industry experience. She holds Series 63 and Series 65 designations and has worked at RBC Capital Markets since 2013, including a prior period from 2013 to 2017 and continuously since 2019. Larson also worked at Ameriprise Financial Services from 2017 to 2019. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary portfolio management and uses both in-house and third-party managers to tailor investment strategies to clients’ risk profiles.

Lauren Williams Kirsch is a financial advisor with Edward Jones in Waconia, MN, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, she worked at Wealth Enhancement Group, Peterson Company Ltd, and CliftonLarsonAllen LLP. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Kimberly Nau is a financial advisor with Ameriprise in Golden Valley, MN, holding a Series 63 designation and 28 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on the Board of Directors for the Armstrong Cooper Youth Hockey Association and is a registered team member at BDLR Group Inc. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement income recommendations through a centralized consulting team.

Zoya Nomani is a financial advisor at Edward Jones in Lakeville, MN, holding a Series 66 designation with one year of industry experience. Her prior work includes roles at Ameriprise Financial and various positions outside the financial sector, including freelancing in design. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Martin Wheeler is a financial advisor with RBC Capital Markets in Edina, MN, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with RBC Capital Markets since 2008. Outside of advisory work, he is a partner in MCW Ventures LLC, a business involved in the rental of airplane hangars. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs that provide portfolio management, financial planning, and brokerage services, employing both in-house and third-party investment managers tailored to clients’ risk profiles.

Matthew Anderson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at Waddell & Reed, Inc. for 23 years and operated The Lakeshore Group, LLC from 2018 to 2021. He is also a Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Douglas Milbrath is a financial advisor with Ameriprise in Edina, MN, holding a Series 63 designation and 35 years of industry experience. He has been with Ameriprise and its predecessor firm since 1991. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored, tax-aware retirement income planning with ongoing advice based on comprehensive investment research and algorithmic analysis.

Casey Larson is a financial advisor with LPL Financial in Edina, MN, holding Series 63 and Series 66 credentials and 18 years of industry experience. He worked at SagePoint Financial from 2013 to 2020 before joining LPL Financial. Larson has an interest in a business called Bid for Funds, where he is the owner of intellectual property unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and diversified strategies, including both discretionary and non-discretionary management.

Ian Iverson is a financial advisor at Ameriprise in Bloomington, MN, holding a Series 66 designation. He has less than one year of industry experience and previously worked in roles outside financial advising, including positions at Menards and Chick-fil-A. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, emphasizing the use of Ameriprise-managed accounts and algorithmic automation in its planning approach.

Damien Cannaday is a financial advisor with LPL Financial, holding a Series 63 designation and 15 years of industry experience. His prior roles include work with Principal Life Insurance Company and Principal Securities, Inc., as well as operating his own firms, Cannaday Wealth Management and Cannaday Bloom Wealth and Insurance Solutions. Outside of his advisory work, he coaches his children in various sports and is a partner in an LLC that owns hunting land. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, combining discretionary and non-discretionary management with access to in-house and third-party research and model portfolios.