William Cartwright II is a CFP® professional with 20 years of industry experience, currently affiliated with LPL Financial. He has held roles with LPL since 2019 and previously worked with Waddell & Reed and various insurance carriers. Cartwright also operates WECII, LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Chad Henry is a CFP® with 24 years of industry experience, currently serving at Morgan Stanley in Oak Brook, IL. His prior experience includes roles at UBS Financial Services and Forthright Financial Planning. Outside of his advisory work, he serves as a board member and coach for Aurora Christian Schools. Morgan Stanley Wealth Management provides financial planning and advisory services to individual and institutional clients, utilizing structured planning tools and models developed by its Global Investment Committee.

Stephen Erutti is a financial advisor at Equitable Advisors with four years of industry experience. He holds the Series 66 designation and has previously worked at Wells, Roselieb & Raia Wealth Management, The Boeing Company, Resource One Advisors LPL, and Olivet Nazarene University. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing both proprietary and third-party advisory models.

Michelle Grist is a financial advisor with RBC Capital Markets in Oakbrook Terrace, IL, holding a Series 66 designation and 21 years of industry experience. She has worked at RBC Capital Markets since 2012 and at City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by RBC’s extensive capital markets and asset management capabilities.

Perry Mirocha is a financial advisor with Ameriprise in Oak Brook, IL, holding Series 63 and Series 66 licenses and having 21 years of industry experience. He previously worked at Financial Engines Advisors, EF Legacy Securities, and Edelman Financial Services. Outside of his advisory role, he works as a driver for DoorDash. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning centered on dependable income sources and tax-aware withdrawal strategies.

Robert Armstrong is a financial advisor with Equitable Advisors in Oak Brook, IL, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked with Equitable Advisors since 2006 and previously advised at Ameriprise Advisor Services from 2003 to 2006. Outside of advising, Armstrong is involved in agricultural activities through ownership and management of the Armstrong Family Farm, which breeds and raises cattle, and he serves on the finance committee of a local church. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm relies on a range of third-party asset management programs and does not sponsor its own wrap fee program, offering diversified investment solutions including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Gil Fash is a financial advisor with Ameriprise in Orland Park, IL, holding the ChFC® and Series 63 designations and bringing 50 years of industry experience. His career includes long tenures at New England Life and New England Securities, followed by roles at MetLife Securities and Ameriprise. Outside of his advisory work, he has been involved with the Lockport Duck Club, a recreational hunting club organized as a for-profit entity. Ameriprise is an institutional firm offering retirement-income planning services aimed at individuals approaching or in retirement, typically with significant investable assets. The firm provides written, non-discretionary recommendation reports using a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team working with client advisors.

Jack Cooley is a Planning Consultant at Fidelity Investments, where he collaborates with Wealth Management Teams to improve client experiences. He has been with Fidelity Investments since 2023, progressing through roles including Financial Representative and Relationship Manager before his current position which he began in 2025. Prior to joining Fidelity, Jack worked as an Associate Wealth Management Advisor at Assurance Advisory Group from 2022 to 2023. His professional experience centers on financial planning and client relationship management within wealth management. Outside of his professional work, Jack enjoys board games, attending concerts, exploring food, socializing with friends, and reading.

Daniel Hawtree is a financial advisor with LPL Financial who holds the CFP® designation and has 38 years of industry experience. He has worked at LPL Financial since 2023 and previously spent over two decades with Sigma Planning Corp. and Sigma Financial Corporation. Hawtree also owns and operates a CPA business focused on tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions with a variety of financial planning and investment management solutions.

Gregory Davis is a financial advisor at Cetera with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Harris Investor Services and PRUCO Securities. Outside of his advisory role, he serves as the treasurer and dual signatory for the Wessex Homeowners Association. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Sandra Hellstedt is a CFP® with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. from 2006 to 2020. Ameriprise provides retirement-income planning services aimed at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Nasser Zayed is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Harris Investor Services Inc., Harrisdirect LLC, and Morgan Stanley DW Inc. He operates in Clarendon Hills, IL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a broad network of over 22,800 advisors.

Todd Nyberg is a CFP® professional with 13 years of experience in financial advising, currently practicing at Edward Jones since 2012. He holds the Series 66 designation and is based in Western Springs, IL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Megan Noga is a Wealth Management Advisor with Merrill Lynch Wealth Management and a founding member of The Theis Noga Group. She leads the team’s planning-based efforts to help clients set realistic financial goals, organize their financial lives, and prepare for both anticipated and unforeseen circumstances. Megan works with a diverse group of clients, including active and retired corporate executives, business owners considering sale or succession, and widows and widowers who benefit from her careful and considerate approach. Since joining Merrill in 2000, Megan has built trusted relationships across multiple generations by providing tax-efficient investment and income strategies, evaluating Social Security options, and coordinating with CPAs, attorneys, and trust specialists to optimize tax minimization and estate planning. Her expertise includes retirement income planning, family wealth management strategies, small business strategies, and services for endowments, foundations, and non-profits. Megan holds a Bachelor of Science degree in Finance from Millikin University. She has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), Chartered Retirement Planning Counselor™ (CRPC), and Certified Exit Planning Advisor (CEPA). Residing in Somonauk, Illinois, Megan coaches youth sports and is active in the local Parent Teacher Organization.

Kevin Koney is a financial advisor with Ameriprise, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Outside of his advisory role, he is involved in business ownership activities including managing payroll and general business expenses through Ninth Avenue LLC and owns a real estate-related entity, Koney Ranch LLC. Ameriprise offers retirement-income planning services targeting individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies delivered through a centralized consulting team in partnership with financial advisors. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Vanessa Pfaff is a Certified Financial Planner™ (CFP®) with 17 years of industry experience, currently with UBS Financial Services in Oakbrook Terrace, IL, where she has worked since 2014. She serves on the board of directors for the Glen Ellyn Infant Welfare Society, a local charity focused on raising funds for children in the Glen Ellyn School districts. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets services.

Ben King is a Wealth Management Planning Consultant at Fidelity Investments, where he collaborates with a team of investment professionals within Fidelity Private Wealth Management. In this role, he provides high net worth clients with account administration and maintenance services and focuses on building lifelong relationships. Ben has a long tenure with Fidelity Investments, having served in various capacities since 1999. His experience includes roles such as Investment Consultant (2011-2022), Financial Representative (2009-2011), Retirement Brokerage Representative (2004-2008), and Participant Service Representative (1999-2004). This extensive experience underpins his expertise in wealth management and investment consulting. Outside of his professional career, Ben's personal interests include comedy, family activities, football, military service, and movies.

Erica Alldredge is Vice President and Branch Leader at Fidelity Investments, a role she has held since 2019. In this capacity, she leads professionals in advancing their planning skills to significantly impact clients' financial goals and support their career development. She holds a California Insurance License, which complements her leadership responsibilities. Additional details regarding her education, credentials, personal interests, or community involvement have not been provided.

Magdalena Lacek is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. She has worked at LPL Financial since 2018 and previously held roles at BMO Bank NA and BMO Harris Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning and investment management services through a broad network of advisors, providing access to model portfolios, third-party asset managers, and customized strategies.

Matthew Duskey is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines. He has been with the firm and its predecessors since 2016, including eight years at Financial Engines Advisors L.L.C. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven proprietary modeling process with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and both discretionary and non-discretionary management options.