Nancy Nguyen is a financial advisor at Morgan Stanley with 28 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets for nine years. She holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial plans.

Michael Tondelli is a financial advisor with Wells Fargo Clearing in Oak Brook, IL, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Wells Fargo since 2017 and previously worked at Foresters Financial Services from 2015 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Richard Dowdle is a financial advisor at LPL Financial with 36 years of industry experience. He holds the Series 65 and Series 63 credentials and has worked at LPL Financial since 2019. Prior to that, he spent 20 years at Ohio National Equities, Inc. He also works as a substitute teacher for the Archdiocese of Chicago. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, access to third-party asset managers, and institutional platforms.

Jeff Radivan is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Uriel Gonzalez is a financial advisor at Merrill with Series 63 and Series 66 designations and three years of industry experience. His background includes roles at J.P. Morgan Securities, Bank of America, and Merrill. Prior to his financial career, he served in the Army for multiple years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Mc Intyre is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and four years of industry experience. His work history includes roles at Cetera Advisors LLC and Megent Financial. Outside of his advisory duties, he is involved with Delaware North Sportservice as a portable vendor. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

James Ballor is a financial advisor with Charles Schwab in Oak Brook, IL, holding Series 63 and Series 66 licenses and over 31 years of industry experience. His prior work includes roles at TD Ameritrade, JP Morgan Securities, Fidelity, and Mariner Wealth Advisors. Outside of his advisory work, he teaches jiu jitsu instruction once or twice a week. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a broad range of integrated brokerage, custody, and investment guidance services.

Jose Lopez is a financial advisor at Cetera with 38 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Cetera and its affiliated entities since 2013. Outside of his advisory role, Lopez serves as president of the FBI-Chicago Citizens Academy Alumni Association, a nonprofit organization, and is a board member of Roots and Wings - Alas y Raices, which provides programs and services to undocumented foreign individuals. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services and supports multiple investment program structures, managing over $256 billion in assets.

Kenneth Demarco is a financial advisor at Cetera with 33 years of industry experience. He holds the Series 63 and Series 65 credentials and has previously worked with Avantax Insurance Agency, Avantax Investment Services, Invesco Advisers, and Van Kampen Advisors. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning services through a large network of independent advisors.

Peter Pashos Jr. is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise Financial Services, Inc. and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by a large network of investment adviser representatives.

Kiara Aldana is a financial advisor with LPL Financial in Oak Brook, IL, holding a Series 66 designation and two years of industry experience. She has also been involved with Seagraves Financial Group. Prior to her advisory career, she held various positions in retail and community organizations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Carrie French is a Series 66 licensed financial advisor with J.P. Morgan Securities in Hinsdale, IL, bringing 25 years of industry experience. She has been with J.P. Morgan Securities since 2012 and also holds a role with JPMorgan Chase Bank, N.A. since 2007, following a brief tenure at Edward Jones. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations, with capabilities that include broader derivatives and commodities services.

Brooks Lanoue is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill in 2008 and specializes in providing wealth management strategies tailored to the unique needs of high-net-worth families, including retirement planning for corporate executives and cash flow management for entrepreneurs. His expertise extends to areas such as tax minimization, legacy planning, alternative investments, securities-based lending, personal liability, and home finance management. Brooks holds a Bachelor's Degree from Northern Arizona University with a dual major in Finance and Marketing. He is a CERTIFIED FINANCIAL PLANNER® professional and also holds the Chartered Retirement Planning Counselor™ designation. He resides in Chicago's western suburbs with his wife and two daughters. Outside of his professional work, Brooks is actively involved in the martial arts community and enjoys outdoor activities.

Anna Higgins is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 32 years of industry experience. Her prior work includes long tenures at Wintrust Bank, N.A., Painewebber Inc., and Howe Barnes Investments, Inc. Outside of her advisory role, she is involved with Sessions, a home-based outside employment activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Kimberly Poulos is a financial advisor with Primerica Advisors in Oakbrook Terrace, IL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Primerica Advisors since 1995 and previously worked at Brennan Financial Group. Outside of advisory work, she is involved in part-time referrals for home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-driven investment strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Carlos Cruz is a financial advisor at Morgan Stanley in Oak Brook, IL, with eight years of industry experience. He previously worked at The Vanguard Group and maintained a self-employed advisory practice. Outside of his advisory role, Cruz is involved in property management as a rental property owner. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies.

Stephen Smith is a financial advisor with UBS Financial Services in Hinsdale, IL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 1993. Outside of his advisory role, he is the proprietor of Sadie George LLC, a real estate venture in Mountain Village, Colorado. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based strategies to tailor financial plans to client goals and risk tolerances.

Teresa Rivera is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. Her background includes roles at Bartolini's Restaurant & Catering, Tupperware, and various insurance carriers, alongside six years with Waddell & Reed Inc. She manages a business entity focused on tax and investment matters outside her advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, institutions, and retirement plan participants through a large network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, integrating advanced tools for operational support.

Melanija Srdic is a financial advisor at J.P. Morgan Securities with 7 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2018. Prior to that, she was employed at Midtown Athletic Club and JPMorgan Chase Bank, N.A., and she also has experience at College of DuPage. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Robert Heitz is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He has experience in various capacities within Fidelity, including Investment Consultant and Planning Consultant positions, demonstrating his involvement in multiple aspects of financial advising and client planning. Prior to joining Fidelity, he worked as a Financial Advisor Assistant at Heartland Investment USA from 2021 to 2023. Throughout his career, Robert has focused on guiding clients toward financial clarity and confidence by leveraging his knowledge and Fidelity's resources. He emphasizes building strong client relationships and fostering collaboration to help individuals and families make informed decisions, reduce financial stress, and work toward long-term prosperity. Outside of his professional work, Robert enjoys hiking, movies, museums, outdoor adventures, skiing, and table tennis.