Huy Nguyen is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Merrill, he worked at Texas Bay Credit Union and CUSO Financial Services, LP. He has also been involved in entrepreneurial ventures, including ownership roles in fitness-related businesses such as Crossfit Zeke LLC and Suite Time Fitness, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sandor Takacs is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 designations and 20 years of industry experience. His career includes prior roles at Capital One Advisors, Edward Jones, and Wells Fargo Investments. Wells Fargo Advisors is a national securities firm that serves individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 advisors and offers a range of brokerage and advisory solutions supported by extensive research and analytics.

Evan Gaddy is a financial advisor at Edward Jones in Houston, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked in marketing and media, food service, and videography. He has operated a videography business since 2017. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of investment strategies and advisory services through a large nationwide network of financial advisors.

Timothy Wells is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at The Vanguard Group, Bank of Oklahoma Financial, and Wells Fargo Bank. Outside of advising, he has served as an independent contractor teaching Bible classes at Garden Oaks Church of Christ and operates a coaching and consulting business, The Infinite Executive. Fidelity Strategic Advisers LLC, where he works, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

Stephen Heller is a financial advisor with Edward Jones in Kingwood, TX, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Cassidy Wilson is a financial advisor at Thrivent Investment Management with seven years of industry experience. She holds a Series 66 designation and has been with Thrivent and its affiliated entities since 2014. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering one-time or ongoing planning engagements focused on topics such as retirement, income tax, estate, and business continuation planning. The firm combines holistic, goal-based analyses with managed-account options under a consolidated billing approach, while keeping planning and portfolio management services separate.

Seth Bailey Dudley is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and AIG Retirement Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The program combines quantitative and qualitative research with forward-looking capital market assumptions to support its recommendations.

Michelle Engalla is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and 26 years of industry experience. She has worked with J.P. Morgan Securities since 2012 and has prior experience at Raymond James Financial Services and Chase Investment Services Corp. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The program incorporates centralized due diligence and may include ESG criteria in its recommendations.

Graham Hartley is a financial advisor with LPL Financial in Houston, TX, holding a Series 63 designation and bringing 29 years of industry experience. His prior experience includes roles at Intrua Financial LLC and Invesco AIM Private Asset Management, Inc. He is also affiliated with The Hartley Group LLC, an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kyle Kelley is a Senior Financial Advisor and a leader at VMT Wealth Management, a financial advisory team based in Houston. He provides customized wealth strategy and integrated advice to individuals and families, focusing on helping them address their priorities and pursue their goals efficiently. Kyle leads a multi-disciplinary approach that includes investment management, retirement planning, trust and estate planning services, cash-flow analysis, higher education saving, and charitable giving. Kyle has been recognized nationally for his work, having been named on the Forbes "America's Top Next-Generation Wealth Advisors" list from 2019 to 2025, including ranking #1 in Texas for five consecutive years. He was also listed on the Forbes "America's Best-In-State Wealth Advisors" from 2021 to 2025. Kyle holds a B.A. in Economics from Rice University and is a Personal Investment Advisor (PIA). He is involved with several professional and community organizations, including the Evans Scholars Foundation, Rice University alumni groups, and the Houston Golf Association. Outside of his professional duties, Kyle serves as a member of the Houston Open Committee, which promotes positive impact on the Houston community through golf. He is an avid golfer and outdoorsman. Kyle enjoys spending time with his wife, Anne, their sons Henry and James, and their black lab, Mia.

John Vander Voort is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Morgan Stanley since 2009 and associated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs for individual and institutional clients, emphasizing tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through Corporate Financial Planning agreements.

Braden Witham is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity, he worked at Charles Schwab and has held various roles outside the financial sector. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its work with registered investment companies, use of AI-driven methodologies, and role in developing model portfolios for Fidelity Institutional Wealth Adviser.

Jesus Gutierrez Sr. is a financial advisor with Wells Fargo Clearing in Houston, TX, holding a Series 63 designation and over 34 years of industry experience. Prior to joining Wells Fargo in 2016, he worked at A. G. Edwards & Sons, Inc. from 2002 to 2008. He is the author of a book on surviving cancer. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing roughly $671 billion in assets through more than 14,000 advisors.

Robert Rosenbaum is a financial advisor at Merrill based in Houston, TX, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Bank of America, Premium Retail Services, and Best Buy Co. Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lee Gibson is a financial advisor with Cetera, holding a Series 66 designation and 14 years of industry experience. He has worked at Cetera and its related entities since 2025 and previously spent 12 years at Concourse Financial Group Securities Inc. In addition to his advisory role, Gibson is involved in manufacturing and sales of a proprietary design product under a commission agreement. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party money managers.

Salena Amos is a financial advisor at Edward Jones with 28 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Edward Jones in 2025, she worked for Prudential Financial for 20 years. Outside of advising, she owns Amos Legacy Enterprises, a real estate development and rental business based in Houston, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients, managing approximately $1.01 trillion in assets through a large network of advisors and branch offices. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Nitin Kapadia is a financial advisor with Wells Fargo Advisors in Sugar Land, TX, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His career includes 15 years at Merrill and 10 years at Wells Fargo Clearing before joining Wells Fargo Advisors in 2026. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services, including specialized planning for business-owner transitions, sports and entertainment, and special needs. Advisors use firm research and tools to develop tailored recommendations delivered through meetings and client summaries.

Howard Burnett is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 designations and bringing 53 years of industry experience. He has been with Morgan Stanley-related entities since 2009, including Morgan Stanley Private Bank, N.A. since 2015. Burnett is involved with the Jewish Community Center of Houston and Jewish Family Services, serving on their finance committees. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and offers a wide range of financial services through its extensive network of advisors.

Joseph Goodwin is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in financial planning, investment advice, and estate planning strategies. He is part of a team with over 100 years of combined experience, dedicated to assisting families with a comprehensive range of financial needs. Joseph's role involves helping clients pursue their financial goals through personalized wealth management strategies. With 16 years in the financial services industry, Joseph joined Merrill Lynch in 2007 and focuses on serving high net worth families. His areas of expertise include family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, women and wealth, sports and entertainment, tax minimization, and retirement income. He holds the Accredited Estate Planner (AEP), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Sports & Entertainment (SE) designations. Joseph earned his bachelor's degree from the Texas A&M University System. Joseph is involved with local communities through organizations such as the Houston A&M Club and Love Fosters Hope. Outside of work, his personal interests include baseball, basketball, football, golfing, photography, reading, running, skiing, spending time with his family, and traveling.

Craig Zumpano is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works alongside clients and their families to help achieve their financial goals, whether that involves planning for retirement or managing significant financial events. Craig focuses on creating personalized financial strategies tailored to each client's long-term objectives, addressing areas such as family wealth management, retirement planning, philanthropic and socially responsible investing, individual and corporate investment strategies, tax minimization, and retirement income. Craig holds the Professional Investment Advisor (PIA) designation. He graduated from Columbiana High School and the University of Pittsburgh. Throughout his career, he has embraced Merrill's tradition of community involvement, dedicating significant time to volunteering. He has been a member and volunteer with the Knights of Columbus for 26 years, serving in leadership roles such as Trustee, Deputy Grand Knight, and Grand Knight. Additionally, Craig has contributed over 25 years to the Houston Livestock Show and Rodeo Metro Go Texan committee, where he has held multiple leadership positions including Assistant Captain, Captain, Vice Chairmen, Historian, and Coordinator. Outside of work, Craig enjoys biking, fishing, golfing, horseback riding, running, yoga, and spending time with his family.