John Mc Phillips Jr. is a financial advisor with Raymond James & Associates in San Antonio, TX, holding a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones from 2016 to 2020 before joining Raymond James in 2020. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Catherine Morrison is a CFP® professional with 27 years of industry experience, currently with Wells Fargo Advisors since 2022. Her prior experience includes roles at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. She is also involved in a business venture as the owner of VERA NATURA LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and develops tailored recommendations using proprietary research and tools.

Lauren Martinez is a financial advisor at J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation and beginning her advisory career in 2026. Her prior work includes positions at JPMorgan Chase Bank, Equitable, Fraire Realty Group, and the University of Texas at San Antonio. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research and offers broader derivatives and commodities capabilities through various regulatory registrations and affiliations.

Michael Clark is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 39 years of industry experience. He previously worked at Aspect Wealth Management for 24 years and has been with Cetera since 2013. Clark is involved in several business ventures outside of advising, including partnerships in mining operations, technology distribution, and carbon credit projects. Cetera Investment Advisers LLC serves a broad client base ranging from individuals to institutional accounts, offering portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm provides access to a multi-manager platform with various program options and manages over $256 billion in assets.

Douglas Ternan is a financial advisor with Edward Jones in Universal City, TX, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He worked at Lincoln Financial Distributors, Inc. for 18 years before joining Edward Jones in 2022. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Warren Ganues is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at companies including USAA, Johnson Control Inc., Wells Fargo, Chase Bank, and First Citizens Bank. Outside of advisory work, he serves as a creative director for a social media consulting firm and advises clients on self-defense plans through a separate consulting business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and fiduciary advisory services. The firm is notable for its extensive retail advisor network, affiliated mutual funds, trust company services, and securities-based lending options.

Shelley Maxted is a financial advisor at Wells Fargo Advisors in San Antonio, TX, with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Advisors since 2021, following five years at Wells Fargo Clearing. Maxted serves on the investment committee of the Oklahoma City Community Foundation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory solutions with other financial products through a network of advisors.

Michael Johnston is a CFP® and ChFC® with 20 years of industry experience. He is currently a financial advisor at Raymond James Financial Services Advisors, Inc. in San Antonio, TX. Prior to this, he held positions at JPMorgan Chase Bank, J.P. Morgan Securities, and USAA Financial Planning Services. Outside of advising, Johnston works as an independent contractor driver for Uber. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a broad client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance services through a unique municipal advisor affiliation.

Wesley Alston is a financial advisor with LPL Financial, holding a Series 63 designation and 27 years of industry experience. His prior roles include positions at Securities America Advisors, 401 K Concierge, WFG Investments Inc., and Lone Star Retirement Services. Outside of his advisory work, he manages a private curation business focused on antiques and collectibles in San Antonio, Texas. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of over 22,800 advisors and more than $819 billion in discretionary assets under management.

Daniel Langella is a financial advisor with Equitable Advisors in San Antonio, TX. He holds Series 63 and Series 66 credentials and has six years of industry experience. Prior to joining Equitable Advisors in 2020, he worked at Flamingo Reys and attended the University of Texas. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm employs a range of advisory programs and works with third-party asset managers and LPL-sponsored programs to deliver investment solutions.

Dionisio Saenz is a financial advisor with J.P. Morgan Securities in San Antonio, Texas, holding a Series 66 credential and one year of industry experience. His prior experience includes roles at Lone Star National Bank, LPL Financial, and Finance of America Mortgage, among others. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines systematic quantitative screens and qualitative research in its advisory process and incorporates an ESG eligibility framework in its recommendations.

Morgan Edwards Sr. is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He holds a Series 63 designation and has previously worked at Kestra Advisory, Kestra Investment Services LLC, and VOYA Financial Advisors. Edwards serves on several nonprofit and civic boards, including the Texas Lyceum Association, Los Compadres de San Antonio Missions, Alamo Heights ISD School Board, and the San Antonio Public Library Foundation. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base through thousands of Financial Professionals and supports both discretionary and non-discretionary management across multiple platforms.

Darren Scrimpshire is a financial advisor with MassMutual Investors Services in San Antonio, TX, holding a Series 66 credential and 24 years of industry experience. He has been with MML Investor Services Inc. since 2010 and MassMutual Life Insurance Company since 2009. Outside of his advisory role, he owns Scrimpshire & Associates, LLC, a leadership consulting business, and is involved in managing small commercial office properties through Syncrho Properties LLC. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved tools to analyze client goals.

Scott Talbott is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 credential and 16 years of industry experience. He has been with MML Investor Services, LLC and MassMutual Life Insurance Company since 2009. Outside of financial services, he owns TWI, LLC, which organizes and promotes martial arts tournaments. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client engagements as annual relationships that use firm-approved software tools to analyze goals and deliver recommendations.

Michael Gonzalez is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also maintains a role with Massachusetts Mutual Life Insurance Company since 2016. In addition to his advisory work, he is an independent insurance agent specializing in life, accident, health, Medicare-related products, and property and casualty insurance. MassMutual’s broker-dealer and SEC-registered investment adviser subsidiary provides comprehensive financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved tools and collaborative planning methods.

David Espinoza is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at LPL Financial since 2011, with prior roles at SWBC Investment Company, Banc Of America Investment Services, Chase Investment Services, and USAA Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a range of investment strategies, including model portfolios, third-party management, and customized approaches, and is notable for its scale and breadth of non-advisory financial activities alongside its advisory platform.

Steven Jenkins is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan Securities in 2025, he worked at Edward Jones and has a diverse background including roles in energy, healthcare, and the military. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their process is supported by centralized due diligence combining quantitative and qualitative research and includes access to derivatives and commodities capabilities.

Richard Planto is a financial advisor at OSAIC in San Antonio, TX, holding the ChFC® and Series 63 designations with 40 years of industry experience. His prior work includes roles at Securities America Advisors and Securian Financial Services, among others. He is active in community fundraising and nonprofit boards, including the Alamo Heights Rotary Club, Jewish Federation of San Antonio, and Mission Heritage Partners. OSAIC Wealth serves a diverse client base of retail and institutional investors through a multi-advisor platform offering brokerage and advisory services, comprehensive financial planning, and a range of managed portfolio options supported by model-based asset allocation and portfolio optimization tools.

Jeffrey Marshall is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and possessing 30 years of industry experience. He has been with Equitable Advisors since 2005, including time with its predecessor, Axa Advisors. His outside business activities include various insurance brokerage contracts. Equitable Advisors serves a diverse client base, including individuals, retirement plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes a range of third-party advisory models and provides ERISA fiduciary services, without sponsoring its own wrap fee program or advertising hypothetical performance.

George Becknell III is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 38 years of industry experience, primarily with MML Investors Services, Inc. and MassMutual Life Insurance Company. In addition to his advisory role, he is engaged in outside insurance sales specializing in life, disability, health, and group health insurance. MML Investors Services, LLC, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by providing ongoing financial planning, asset management, and educational seminars. The firm emphasizes collaborative planning relationships and utilizes approved software tools to analyze client goals, offering a range of investment strategies and specialized planning services.