Steven Ballantyne is a CFP® with 27 years of experience, currently advising with Fidelity in Salt Lake City, UT. He previously worked at Edward Jones and has spent the majority of his career at Fidelity Investments. Outside of his financial advisory role, he serves as a baseball umpire for Farmington Parks & Recreation and the Utah High School Athletic Association. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, managing a range of fund advisory and model portfolio services.

Josh Epperson is a financial advisor with Wells Fargo Clearing in Provo, UT, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of his advisory role, Epperson manages a vinyl decals and labels business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Michael Crane is a Series 66 licensed financial advisor with Fidelity in Salt Lake City, UT, with two years of industry experience. Before joining Fidelity, he worked at Clozd and Athenahealth. Outside of financial advising, he is involved in physician staffing through StaffWorks, where he coordinates schedules between physicians and healthcare facilities. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across multiple asset types and delegates management to sub-advisers while maintaining oversight.

Loren Overy is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2023, following prior roles at E*TRADE Capital Management and E*TRADE Securities. From 2014 to 2017, Overy was involved with the Utah Jazz as a member of the interactive team, promoting fan engagement during games. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved planning tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services through a broad range of offerings including estate planning and investment advisory.

Scott Caldwell is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and 20 years of industry experience. He has worked with Fidelity Brokerage Services LLC since 2005 and has been part of Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm’s investment process combines fundamental research with quantitative analysis and systematic portfolio construction, utilizing proprietary models and oversight to manage multi-manager and fund-of-funds structures.

Nolan Johnson is a financial advisor at Fidelity with a Series 66 credential. He began his advisory career in 2025 and has prior experience in various roles, including work at The Dahlonega Group and Brigham Young University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manage funds.

Joshua Braun is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has worked previously at Charles Schwab & Co., Inc., TDAmeritrade, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers both direct client services and Corporate Financial Planning agreements.

Anna Smithee is a financial advisor at Fidelity with four years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021. Prior to her advisory career, she held positions at Starbucks and Allied Electric Sign & Awning. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Jeremy Mckay is a financial advisor with J.P. Morgan Securities in Salt Lake City, UT, holding Series 66 and Series 63 licenses and having 14 years of industry experience. He has been with JP Morgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Tracy Duckworth is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2012. Outside of her advisory role, she is a partner in Teton 18, a real estate business based in Holladay, Utah. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment modeling techniques as part of its advisory services.

Hailey Baker is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and 12 years of industry experience. She has been with Fidelity since 2013. Outside of her advisory role, she serves as a referee for adult co-ed kickball games with the Beehive Sports and Social Club. Fidelity’s Strategic Advisers LLC provides a range of investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across various investment vehicles.

Braiden Belnap is a financial advisor at Fidelity with a Series 66 designation and five years of industry experience. His prior roles include positions at Bridge Locations and Select Health. Outside of his advisory work, he owns a coaching business focused on one-on-one coaching, group coaching, event management, writing, and content creation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a combination of proprietary research, quantitative analysis, and systematic portfolio construction.

Justin Barney is an Investment Solutions Representative III at Fidelity Investments, where he has been working since 2022. He has progressed through various roles within the company, starting as a Customer Relationship Advocate and advancing through levels of Investment Solutions Representative from I to III. In his current role, he collaborates with individuals and families to develop financial plans that align with their unique goals. Justin holds insurance licenses in Arkansas and California. His experience includes understanding clients' financial priorities and providing tailored investment solutions. Outside of his professional responsibilities, Justin enjoys family activities, parenthood, skiing, and soccer.

Jefferson Todd is a financial advisor at Morgan Stanley with 27 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and maintains a concurrent association with Discover Brokerage Direct, Inc. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools alongside its Global Investment Committee’s models to support its advisory services.

Robert Whiteley is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and beginning his advisory career in 2026. Prior to entering the financial services industry, he served in the US Army for 28 years and also worked at the Federal Reserve Bank of San Francisco. Outside of his advisory role, he is involved with Wasatch Defenders Outdoors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and offers investment options through a research-driven, diversification-based approach.

R Siddoway is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Anthony Butorac is a financial advisor with Fidelity Investments based in Salt Lake City, UT, holding a Series 66 designation and having 10 years of industry experience. He has worked with various Fidelity entities since 2016. Outside of his advisory role, he owns BWLD Golf, a lifestyle business, and Bone Creek Leather, where he designs and crafts leather products. He is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and serves a range of clients including registered investment companies and charitable funds.

Jeremy Jenson is a financial advisor with Morgan Stanley in South Jordan, Utah, holding Series 65 and Series 63 licenses and having eight years of industry experience. He has been with Morgan Stanley since 2014. Outside of his advisory role, he is engaged as a DoorDash driver. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including customized financial planning that incorporates firm-approved tools and modeling techniques.

Johnny Salazar III is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Fidelity Brokerage Service LLC since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Samuel Tenenbaum is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and also worked with Wells Fargo Advisors LLC in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.