Kelly Arakaki is a financial advisor at Schwab Wealth Advisory with 31 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Charles Schwab & Co., Inc. and Schwab Wealth Advisory since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm uses Charles Schwab’s asset allocation models and research tools, with advisors recommending investments while clients retain final trading decisions.

John Clarke is a financial advisor at Hornor, Townsend & Kent, LLC with 27 years of industry experience. He holds the ChFC® designation and has worked with Penn Mutual Life Insurance Company and Hornor Townsend & Kent for the past 16 years. Clarke is a partner in a multi-line insurance brokerage and serves on the board of directors for American Leadership Academy, a nonprofit organization. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Kyle Crews is a financial advisor with Guardian Life and holds Series 66 and Series 63 licenses. He has five years of industry experience and has previously worked at Vanguard Advisers, Inc. and The Vanguard Group, Inc. Kyle is based in Gilbert, AZ. His firm, Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a range of advisory programs using proprietary and third-party models.

Yvette Fernandez is a financial advisor at Hightower Advisors with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Ameriprise and Edward Jones. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, and charitable organizations. The firm’s approach involves manager selection and multi-manager solutions utilizing affiliated and third-party managers, with access to a range of investment vehicles and strategies.

Mathew Ofman is a financial advisor at OSAIC Institutions, Inc. with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Bank of America, Equitable Home Mortgage, and Comerica Bank. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services through a network of investment adviser representatives under a hybrid adviser/broker-dealer structure, providing clients access to alternative investments, lending solutions, and both discretionary and non-discretionary account management.

Leonard Thompson is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and bringing 26 years of industry experience. He has worked with Ameritas Advisory Services since 2021 and has longstanding roles at Arizona Advisors and Ameritas Life Insurance Corp dating back to the early 2000s. In addition to his advisory work, Thompson is a licensed independent insurance agent specializing in fixed insurance products such as life, disability, and long-term care insurance. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies, with a notable emphasis on retirement plan sponsors and participants.

James Hatton is a CFP® and holds a Series 65 license, with 23 years of experience in financial advising. He has worked at Creative Planning since 2022 and previously operated Hatton Consulting, Inc. for 21 years. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets and employs a financial planning–led investment process that emphasizes low-cost indexing, buy-and-hold strategies, and supplemental approaches such as direct indexing and tax-loss harvesting.

Thane Walton is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with United Planners since 2014. United Planners is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm offers advisory and brokerage services through independent Investment Adviser Representatives and manages approximately $12.77 billion in assets, primarily on a non-discretionary basis.

Tiffany Lum is a CFP® with 12 years of industry experience, currently affiliated with United Planners Financial Services of America as a Limited Partner. Her prior experience includes roles at OSAIC, PFG Advisors-RIA, Securities America, and Cue Financial Group. Outside of advisory work, she serves as president of Teal Tax Services PLLC, a tax preparation and accounting firm. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a large network of independent advisors. The firm operates an open-architecture platform using multiple custodians and third-party money managers, with a focus on largely non-discretionary asset management.

Consuelo Lopez is a financial advisor with Kestra Advisory who holds Series 63 and Series 66 licenses and has 16 years of industry experience. Prior to joining Kestra in 2021, she worked at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory role, she owns VALSBAT LLC, a baseball coaching business. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutions, and individuals. The firm offers fiduciary services, plan-level investment advice, and access to various management platforms, serving clients including large institutional investors and sovereign wealth funds.

Reynaldo Sandoval is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked with Charles Schwab and its affiliates since 2014 and serves as a sergeant in the United States Marine Corps. Sandoval also works seasonally as a driver for a local logistics company in the Phoenix area. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and customized investment recommendations using Schwab’s research tools and standard asset allocation models.

Erin Sweitzer is a financial advisor with Commonwealth Financial Network based in Phoenix, AZ. She holds the Series 66 designation and has 17 years of industry experience. Since 2016, she has been associated with Camelback Retirement Planners. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Barnabas Choe is a financial advisor at Schwab Wealth Advisory with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. and Quicken Loans. In 2023, he was associated with Ubiquitous Bookkeeping Services LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s standard asset allocation models and research tools.

Dieter Bollmann is a CFP® professional with 25 years of experience in the financial services industry, currently affiliated with United Planners Financial Services of America as a Limited Partner. He has held roles at Dundas Wealth Management LLC and First Financial Equity Corp, and is involved in independent insurance agency work. Outside of finance, he has longstanding involvement with the Arizona Center for Germanic Cultures and the German-American Chamber of Commerce West-Arizona Chapter. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients, providing financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm uses an open-architecture platform with multiple custodians and third-party money managers, offering both fee-based and commission-based investment options.

Joseph Popp is a financial advisor with Oppenheimer based in Scottsdale, AZ, holding Series 63, 65, and 66 licenses and bringing 45 years of industry experience. He has been with Oppenheimer since 2008. Outside of his advisory role, he serves as an election poll observer with the GOP in Arizona. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

Tyler Lieberman is a financial advisor with Guardian Life and holds the ChFC® and Series 66 designations, bringing 10 years of industry experience. His work history includes roles at Guardian Life, Park Avenue Securities, Allstate Insurance Company, and several financial institutions. He is also involved in outside insurance sales. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients with brokerage services, financial planning, and a variety of investment advisory programs.

Michael Foster is a financial advisor at Schwab Wealth Advisory with 7 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory since 2022. Prior to that, he was involved with Naviigo LLC, where he served as CEO overseeing the development of a travel experience mobile app. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations based on Schwab’s research tools and standard asset allocation models. The firm conducts annual reviews without exercising discretionary trading authority, operating as an internal advisory unit within the Schwab ecosystem.

Tanya Heyn is a financial advisor at Schwab Wealth Advisory with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory since 2021. Her prior roles include positions at Charles Schwab, USAA Investment Management Company, and USAA Financial Advisors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement planning, and investment recommendations utilizing Charles Schwab's research tools and standard asset allocation models, with final trading decisions made by the clients.

Rachel Schmidt is a financial advisor at Schwab Wealth Advisory with a Series 66 credential and one year of industry experience. She has worked at Charles Schwab & Co., Inc. and Cetera-affiliated firms. Outside of her advisory role, she serves as adjunct faculty at Grand Canyon University, grading engineering coursework. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s proprietary research tools, with clients retaining final trading decisions.

David O'hea is a financial advisor with Creative Planning holding a Series 66 credential and four years of industry experience. His prior roles include positions at Kestra Advisory Services, Morgan Stanley, and Meaden & Moore LLP. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing, buy-and-hold strategies, and selective private market exposure.