Gilbert Valadez Jr. is a financial advisor with LPL Enterprise in Phoenix, AZ, holding CFP® and ChFC® designations and with 39 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, serving the insurance and financial sectors since 1986. Outside of advising, he owns Grip in a Jiff, LLC, a golf club regripping service. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach utilizing third-party portfolio managers and offers financial planning, third-party asset manager access, and insurance products through affiliated entities.

Derek Newman is a Financial Advisor at Merrill Lynch Wealth Management, based in Peoria, Arizona. He provides guidance to affluent families and business owners in the West Valley, focusing on personalized strategies to preserve, grow, and transfer wealth for clients with $1 million or more in investable assets. His expertise includes divorce transition planning, employee benefits planning, executive compensation, family wealth management strategies, legacy and philanthropic planning, portfolio management services, small business strategies, and individual and corporate investment strategy. Mr. Newman holds a Bachelor's Degree from the University of Phoenix and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He integrates disciplined planning with access to advanced solutions provided through Merrill Lynch and Bank of America to address all facets of his clients' financial lives. Originally from Arizona, Derek currently lives in Buckeye, AZ with his wife, five children, and one grandchild. Outside of his professional role, he participates in community organizations including All Faith Community Services, Heart for the City, Homeless Youth Connection, One Way Only Sports, and the Southwest Valley YMCA. He enjoys hiking, traveling, and spending time with family.

Garette Swanson is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and based in Phoenix, AZ. He has one year of industry experience and prior work experience includes roles in aquatic clubs and the hospitality sector. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, notable for its specialized Premier Retirement Income service that provides tailored retirement-income planning and written recommendation reports focused on tax-aware strategies and dependable income sources.

David Lewark is a financial advisor at OSAIC with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Lincoln Financial Advisors Corporation and Edward Jones. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services with access to various investment solutions, utilizing asset-allocation tools, risk-tolerance assessments, and third-party managed-account programs.

Lovella Mckim is a financial advisor at UBS Financial Services with 23 years of industry experience. She has held roles at UBS since 2020 and previously worked at Morgan Stanley and Morgan Stanley Smith Barney from 2009 to 2020. She holds Series 63 and Series 66 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.

Rosh Mangalat is a CFP®-certified financial advisor with 15 years of industry experience, currently with Edelman Financial Engines in Phoenix, AZ. His prior experience includes roles at The Vanguard Group and Vista Monterey c/o FirstService Residential. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management with a focus on diversified portfolios and long-term strategies.

Christian Travelle is a Series 65-registered advisor at Edelman Financial Engines in Phoenix, AZ, with one year of industry experience. His prior work includes roles outside the financial industry, such as positions at Culinary Dropout and KD Rise, as well as teaching experience at Arizona State University and local schools. Edelman Financial Engines provides technology-driven investment advisory and financial planning services to individuals, retirement-plan participants, and institutions. The firm uses a committee-driven modeling process combined with planner support and online tools to offer diversified portfolios, discretionary and non-discretionary management, and specialized exposures including direct-indexing and thematic digital-asset strategies.

Travis Bloom is a financial advisor with LPL Enterprise based in Phoenix, AZ, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, BBVA Securities Inc., Wells Fargo Clearing, Chase Investment Services, and Morgan Stanley DW Inc. He is also involved in non-variable insurance activities through Prudential. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, corporations, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to financial planning, third-party asset managers, and affiliated insurance and trust services.

Akiah Cepielik is a financial advisor with Morgan Stanley in Phoenix, AZ, holding a Series 66 license and three years of industry experience. Prior to joining Morgan Stanley, Akiah worked at Intuit, Freedom Mortgage, and Nationstar Mortgage. Outside of advisory work, Akiah is the sole proprietor of The Family Project LLC, a social media business. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Michael Byrnes is a financial advisor with LPL Enterprise who holds Series 63 and Series 66 licenses and has 12 years of industry experience. His prior roles include positions at Edward Jones, Bank of America, Merrill Lynch, and JPMorgan. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth clients, retirement plans, and institutional entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Nelly Johnston is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding Series 63 and Series 65 credentials and 14 years of industry experience. She previously worked with First Tech Federal Credit Union, Raymond James Financial Services Advisors, and Addison Avenue Investment Services, where she also continues to provide financial advice. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, providing both brokerage and advisory solutions.

John Karsnitz is a financial advisor at Merrill with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Merrill since 2006. Outside of his advisory role, he serves on the banner committee for the Arcadia High School PTO Baseball Boosters in Phoenix, Arizona, where he coordinates fundraising efforts to support the local high school baseball team. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Vannini is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2014. Vannini has also been affiliated with Everest College Phoenix since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Moraya Canales is a financial advisor at Fidelity with a Series 66 designation and six years of industry experience. Prior to joining Fidelity, she worked at Merrill for five years. She served in the Arizona Army National Guard from 2016 to 2022. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Kristine Forster is a financial advisor at UBS Financial Services in Phoenix, AZ, holding a Series 66 designation and with six years of industry experience. Her background includes roles at UBS Financial Services and Northern Trust, as well as work at AdMix Social and Lockstep Systems. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing research-driven, model-based investment strategies tailored to client goals and risk profiles.

Lynn Lathrop is a financial advisor at Edelman Financial Engines with 22 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Financial Engines Advisors L.L.C. since 2017, with prior experience at ARTTOONS and The Vanguard Group. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering diversified portfolios with a long-term approach and serving approximately 477,000 clients.

Mikayla Lemon is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 credentials. Prior to joining Fidelity, she worked at The Vanguard Group, Inc. for seven years. Outside of finance, Mikayla is involved in entrepreneurial ventures including an apothecary business where she creates herbal products. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Christopher Steele is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 22 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services, Ameriprise Financial Services, and Morgan Stanley. Based in Phoenix, AZ, Steele has worked across several major firms in his career. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Drake Lane is a financial advisor at Cetera with a Series 66 credential and three years of industry experience. His prior roles include positions at Minnesota Life Insurance Co and Securian Financial Services Inc. He is also involved with Renaissance Financial, offering securities, insurance, and advisory services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary strategies across numerous program structures.

Heath Hanchey is a financial advisor at Edelman Financial Engines with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, N.A. and Merrill Lynch, Pierce Fenner and Smith. He has been with Financial Engines Advisors L.L.C. since 2017. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online offerings.