Ryan Truong is a financial advisor with Merrill in Henderson, NV, holding a Series 66 designation and 10 years of industry experience. He has worked at Merrill since 2014 and Bank of America since 2017. Outside of his advisory role, Truong owns RyT Stuff LLC, a sole proprietorship selling products on Amazon, and Ill Gotten Gains LLC, a startup focused on providing funeral services for animals. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ramon Jasper Aperocho is a Series 66-licensed financial advisor with six years of industry experience. He is currently with Morgan Stanley and previously worked at Oak Bay Group LLC and Ameriprise Financial Services Inc. His background also includes time at Xavier University - Ateneo de Cagayan and a brief involvement with Handcraft Coffee. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by firm-approved tools and offers a broad range of investment and financial services.

Gary Sudol is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He has worked at LPL Financial since 2019, with prior roles at Ameriprise Financial Services, The Sudol Group Wealth Management Specialists, and National Planning Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by extensive research and a variety of investment strategies.

Martin Weinberg is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services from 2013 to 2022. He serves as a board member for the Anti-Defamation League in Las Vegas. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers both direct and corporate financial planning services.

Suzanne Anderson is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliated entities since 2011. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Jamie Rosas is a financial advisor with Edelman Financial Engines in Henderson, NV, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to joining Edelman Financial Engines in 2025, Rosas worked at Thrivent Financial and Ameriprise Financial in various advisory roles. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment solutions with a focus on diversified portfolios and long-term investment strategies.

Michael Bajorek is a financial advisor with LPL Financial in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing seven years of industry experience. His prior work includes roles at Heartland Institute of Financial Education, Nationwide Financial, and Transamerica Financial Advisors. Outside the financial sector, he has been involved with the LV Jaycees Senior Citizens Mobile Home Community. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Jason Kelley is a financial advisor with J.P. Morgan Securities in Las Vegas, NV, holding a Series 66 designation and bringing 13 years of industry experience. His prior roles include positions at Capital Choice Investment Advisers and Ccf Investments, Inc. Outside of his advisory career, he was involved with Sin City Aquatics LLC from 2019 to 2020. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers its program on a non-discretionary basis, combining large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Sarde Miles is a financial advisor with J.P. Morgan Securities in North Las Vegas, NV, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Wells Fargo Clearing, Ameriprise Financial Services, and Bank of America. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering services on a non-discretionary basis while maintaining a centralized due-diligence framework.

Joseph Ayers is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 20 years of industry experience. His prior work includes roles at Bank of America and Merrill. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing both proprietary and third-party investment strategies tailored to client objectives.

Kathryn Schlick is a Series 66-licensed financial advisor with Morgan Stanley in Las Vegas, NV, with seven years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2019 and was self-employed from 2017 to 2019. Outside her advisory role, she operates a consulting business and is also an author. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in assets. The firm’s planning process uses structured discovery and advanced modeling tools, offering both direct and corporate financial planning solutions.

Daniel Carvallo is a Series 66 licensed advisor with Merrill, based in Henderson, NV, and has four years of industry experience. His work history includes roles at Bank of America, Merrill, Western Governors University, and other firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Fletcher is a financial advisor with Wells Fargo Clearing in Henderson, NV, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been associated with Wells Fargo Clearing since 2018 and Wells Fargo Bank, N.A. since 2015. Outside of his advisory role, he serves as a Nevada Notary Public. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisers.

Nathan Jamieson is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has worked at Wells Fargo bank since 1997 and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. Their investment approach is IPS-driven and grounded in modern portfolio theory, with an emphasis on plan objectives, demographics, and risk tolerances.

Malcolm Rose Jr. is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. His prior roles include positions at Truist Investment Services, Prudential Insurance Company of America, and Mutual of Omaha. Outside of his advisory work, Rose has authored a book of poetry and maintains a blog that interprets hip-hop lyrics to discuss mental, physical, and financial fitness. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Nicolas Scamorza is a Financial Advisor at The Cohen Group, a Merrill Lynch Wealth Management team headquartered in Las Vegas, Nevada. Joining the team in 2022, he contributes to business development and works alongside his wife, Jessica Cohen, and father-in-law, Gary Cohen. His role involves helping clients build and preserve their wealth across generations with personalized financial strategies. Prior to his current position, Nicolas spent over 11 years as a Certified Public Accountant at PwC, RSM US LLP, and Deloitte. His areas of client focus include Divorce Transition Planning, Family Wealth Management Strategies, Small Business Strategies, Tax Minimization, and Retirement Income. Although he draws on his accounting background, he does not provide tax advice in his current role. Nicolas holds a Bachelor's Degree from the University of Nevada - Las Vegas and maintains professional designations including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of work, he enjoys spending time with his wife, hiking, cheering for the Vegas Golden Knights, and cooking.

Crystal Heres is a financial advisor at Charles Schwab with 15 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary advisory services and discretionary separately managed accounts, supported by integrated brokerage, custody, and alternative investment due diligence.

Daniel Beheshti is a financial professional at Cetera with 14 years of industry experience. He has held previous roles at UBS, Bank of America, and Merrill. Outside of his advisory work, he is also an insurance agent selling fixed insurance products. Cetera is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management services and access to various third-party managers.

Rachel Sanchez is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan entities since 2009, including Wells Fargo NA and Wells Fargo Clearing from 2022 to 2023. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering its program on a non-discretionary basis.

Matthew Cooper is a financial advisor with Equitable Advisors in Las Vegas, NV, holding a Series 66 designation and six years of industry experience. He has been with Equitable Advisors since 2020 and previously spent four years at Florida State University. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing LPL-sponsored programs and a variety of third-party managers to deliver advisory and brokerage solutions.