Michael Miremadi is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and 32 years of industry experience. His career includes roles at Merrill from 1993 to 2017 and Bank of America from 2009 to 2017 before joining UBS in 2017. He is also the proprietor of a residential rental property in Newport Coast, California. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Jianming Zang is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and previously worked at Merrill and Bank of America. Outside of finance, he is involved with a nonprofit educational organization that teaches Chinese to children and is a partner in a family-owned retail food product promotion business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting, with clients retaining final decision-making authority.

Christy Hatch is a Planning Consultant at Fidelity Investments, a role she has held since 2019. In her position, she focuses on listening and understanding the priorities of clients and their families to create financial plans tailored to their goals. Christy aims to educate, support, and collaborate with clients throughout the financial planning process. She holds a California Insurance License, which supports her work in providing comprehensive financial planning services. Outside of her professional responsibilities, Christy has personal interests that include cooking and baking, exploring food as a foodie, parenthood, and traveling.

Dean Holmes is a financial advisor with OSAIC, holding a Series 66 credential and 39 years of industry experience. His prior work includes long tenures at American General Financial Advisors, Inc. and VALIC Financial Advisors, Inc., and more recent roles at Lincoln Financial Advisors Corporation and Agia. Outside of his advisory role, Holmes serves as an agent offering fixed insurance products through Oakwood Wealth Partners and acts as successor trustee and attorney-in-fact for a family trust. OSAIC Wealth serves a diverse client base including retail, institutional, and high-net-worth investors, offering brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization. The firm is known for its scale, multi-advisor platform, and a broad range of investment and consulting solutions.

Kurt Kost is a financial advisor at RBC Capital Markets with 14 years of industry experience. He holds the Series 66 designation and has worked at RBC Capital Markets since 2012, with a brief tenure at City National Bank in 2017. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with tailored investment strategies executed through a combination of in-house and third-party managers, supported by extensive capital markets and affiliated asset management capabilities.

Belinda Kouche is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. She holds a Series 66 designation and has worked previously at Wells Fargo Clearing and Wells Fargo Bank. Outside of her advisory role, she is an owner and partner of K & K Charcuterie, a catering business specializing in charcuterie spreads for special events. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Terrance Blanchard is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. His prior roles include positions at Morgan Stanley & Co. LLC, Morgan Stanley Dw Inc., and UBS Financial Services. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to guide investment decisions and offers a broad range of brokerage and advisory solutions through its extensive network of financial advisors.

Tyler Racanelli is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. He previously worked at Bank of America from 2017 to the present and was employed at the University of California, Riverside from 2015 to 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Jeffry Johnson is a financial advisor at LPL Financial with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Western International Securities, Mutual Advisors, Mutual Securities, PMB Securities, and Wells Fargo Clearing. Johnson also operates the Johnson Wealth Group as a distinct business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

John Vernon is a financial advisor at Stifel with 12 years of industry experience. He holds the Series 66 designation and has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Natasha Mcpherson is a financial advisor with LPL Financial based in Irvine, CA, holding a Series 66 credential and four years of industry experience. Her prior roles include positions at Bank of America and Hall Wealth Management. Outside of her advisory work, she owns and operates Mcpherson Insurance, an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and operational tools.

Stephanie Guyton is a Senior Financial Advisor with Merrill Lynch Wealth Management. She works closely with individuals and families to develop personalized financial strategies aimed at meeting their long-term goals. Stephanie specializes in areas such as college education planning, executive compensation, family wealth management, personal retirement planning, small business strategies, and tax minimization. She places particular focus on assisting women in transition, including those experiencing divorce, job changes, or loss of a parent, as well as business owners seeking to establish calculated exit strategies. Stephanie earned a Bachelor’s degree in Business Economics with an emphasis in Accounting from the University of California at Santa Barbara, graduating with honors. She holds an MBA from The Paul Merage School of Business at the University of California at Irvine. Her background includes experience at PricewaterhouseCoopers in Irvine and strategic development work leading US mergers and acquisitions at Ingram Micro. Stephanie holds professional designations as a Certified Divorce Financial Analyst (CDFA) and a Personal Investment Advisor (PIA). In addition to her role as an advisor, Stephanie participates in community volunteer activities in line with Merrill’s tradition of community involvement. Outside of work, she enjoys biking, boating, dancing, golfing, hiking, reading, traveling, volleyball, yoga, and spending time with her family.

Adrienne Hart is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and at Jpmorgan Chase Bank, N.A. since 2010. Based in San Clemente, CA, she focuses on serving institutional clients. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary program emphasizes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Sean Little is a financial advisor with Thrivent Investment Management in Rancho Santa Margarita, CA, holding a Series 66 designation and eight years of industry experience. He has been with Thrivent and its affiliates since 2017. Outside of advising, he has experience working with youth aquatics and water polo organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning analyses across various financial topics, with an option to combine planning with managed-account programs under a consolidated billing arrangement.

Doris Cortes is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2014. Outside of her advisory role, she operates a sole proprietorship focused on supporting a private practice by organizing patient files and managing office tasks. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth individuals, pension plans, corporations, and charitable organizations.

Walter Beddeo is a financial advisor at Morgan Stanley with a Series 66 credential and four years of industry experience. Before joining Morgan Stanley, he worked at UBS Financial Services and spent over a decade in education. He is based in Newport Beach, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to model financial outcomes.

Russel De Remer is a financial advisor with J.P. Morgan Securities in Newport Beach, CA, holding Series 63 and Series 66 licenses and with 11 years of industry experience. His prior experience includes roles at Credit Suisse Securities, Foreside Fund Services, and Welton Investment Partners. He is also employed by JPMorgan Chase Bank, where he offers bank products and services alongside his advisory work. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process integrates quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Anne Sutcliff is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and 34 years of industry experience. She previously worked at UBS Financial Services Inc for 11 years before joining Wells Fargo Clearing in 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Randal Bressette is a CFP®-designated financial advisor with LPL Financial, where he has worked since 2004. He has 50 years of industry experience, including six years at Cadaret, Grant & Co., Inc. Outside of his advisory role, he is involved in tax preparation and tax audit representation through The Bressette Companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research tools and a broad network of over 22,800 advisors.

Nicki Nie is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 10 years. Outside of her advisory role, she is a California notary and has maintained a real estate salesperson license, currently held in non-working status. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.