Anna Jacobs is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. Prior to joining LPL Financial in 2021, she worked at Waddell & Reed, Inc. and various insurance carriers for over 16 years. She has also been involved in real estate rental activities and served on a homeowners association board. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Jovin Jackson is currently a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. Prior to this role, he was a Financial Consultant at Fidelity Investments from 2014 to 2020. Before joining Fidelity, he worked as a Financial Advisor at SGC Financial & Insurance Services from 2010 to 2014. Jovin's professional experience spans over a decade in financial advisory roles, focusing on helping clients work toward their financial goals. He holds a California Insurance License, which supports his work in the financial services industry.

Nora Yeh Shen is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 credentials and 13 years of industry experience. Prior to joining LPL Financial in 2019, she worked at Cetera and Technology Credit Union. Shen is involved with Tech Investment Management, an investment-related business connected to her LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by internal research and third-party subadvisors.

Paul Podrid is a financial advisor at OSAIC with 41 years of industry experience. He holds the CFP® designation and the Series 63 and Series 65 licenses. His career has included roles at Securities America Advisors, Foothill Securities, and Morgan Lev Financial Corp, where he continues to provide tax planning and preparation services. OSAIC serves a wide range of clients, including individual and institutional investors, offering integrated brokerage and advisory services through a large network of advisers. The firm employs various tools and multiple advisory platforms to manage diversified portfolios that may include stocks, bonds, mutual funds, ETFs, and alternative investments.

Eric Hansen is a CFP® with 17 years of experience in the financial services industry. He is currently affiliated with OSAIC and has held prior roles at Securities America Advisors, KMS Financial Services, and National Planning Corporation. Hansen operates an advisory business under Hansen Wealth Management in addition to providing fixed and life insurance solutions. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across multiple asset classes, offering both discretionary and non-discretionary management options through a complex, multi-platform structure supported by third-party services.

Serkan Uygur is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at JPMorgan Chase Bank, JPMorgan Securities, and E*TRADE Capital Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Nicholas Thornhill II is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in assisting individuals, families, and business owners in achieving their financial objectives through tailored wealth management strategies. He focuses on areas including executive compensation, equity compensation services, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and tax minimization. Nicholas works closely with clients to understand their priorities and develop customized approaches for investment management, retirement readiness, risk management, and wealth transfer. He holds a Master of Business Administration (MBA) from the University of North Carolina System and carries the Personal Investment Advisor (PIA) designation. He communicates in both English and Spanish. Outside of his professional role, Nicholas is involved with King's Charity Inc. He enjoys boating, cooking, fishing, golfing, pickleball, scuba diving, skiing, surfing, traveling, and spending time with his family.

Kai Wen Tan is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 designation and bringing 12 years of industry experience. He has been with Morgan Stanley since 2014 and has worked with Morgan Stanley Private Bank, National Association since 2017. Outside of his advisory role, Tan is the managing member of Blue Iron Ventures, LLC, an education and recreation business. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Laura Jarrell is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Outside of finance, she owns and manages a franchise hair salon through her company Redpoint Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling.

Morena Palacios is a financial advisor at Wells Fargo Advisors with 24 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Advisors and its affiliated entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special-needs, and divorce, using proprietary research and planning tools.

Ian Sorenson is a Series 66 licensed financial advisor with two years of industry experience, currently with Thrivent Investment Management. His prior work includes roles at Thrivent Financial and positions related to education and local government. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written financial plans without portfolio management, and allows clients to combine planning with managed-account programs under a consolidated billing option.

Dennis Laughlin is a financial advisor with Edward Jones in San Jose, CA. He holds the CFP® and Series 66 designations and has 18 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory role, he manages a residential rental property in Indialantic, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Fernanda Graziela Hardy is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Her prior roles include positions at Quest Flex Consulting, Primerica Financial Services, and Metro by T-Mobile. Outside of advising, she is involved in creating social media content and websites, writing and publishing children’s books in partnership with friends, and providing occasional pet and child care. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction across a range of mutual funds, ETFs, and ETPs.

Ricardo Paguaga is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 designations. His work history includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, Clemson University, and The Gordran Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services with a multi-asset model portfolio approach and centralized operational support.

Robert Couse is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding Series 66 and Series 63 licenses and bringing 16 years of industry experience. He previously worked at New York Life Insurance and NYLIFE Securities LLC for 11 years before joining Mass Mutual in 2023. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software tools for goal analysis and provides collaborative annual planning relationships tailored to client needs.

Benjamin Sowards is a financial advisor at LPL Financial with one year of industry experience. He is also an attorney and has co-owned a legal marketing firm alongside two LLCs related to marketing and rental real estate with his wife since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with discretionary and non-discretionary management supported by in-house and third-party research.

Ryan Cole is a financial advisor at Morgan Stanley with 11 years of industry experience. He previously worked at Fisher Investments for seven years and held various roles at Wells Fargo entities from 2014 to 2018. Cole holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides planning services that emphasize client responsibility for implementation and updates.

Fred Abajelo is a financial advisor at LPL Financial with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2019. Prior to that, he was with Cetera and Technology Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers various advisory programs, retirement plan consulting, and brokerage services, with access to research, model portfolios, and both discretionary and non-discretionary management options.

Deborah Mckellar is a financial advisor at Ameriprise with 42 years of industry experience. She has been with Ameriprise and its affiliated entities since 2009 and holds Series 63 and Series 65 licenses. In addition to her advisory work, she has been involved in independent insurance brokering, including fixed annuity products with several providers. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Stuart James is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.