Rory Barney is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in serving the high net worth market with personalized financial strategies. He leverages Merrill's wealth management process and a range of resources, alongside a team of outside professionals, to assist clients in achieving their personal and financial objectives. Rory's expertise includes insurance, estate planning strategies, retirement planning, and tax minimization, with a client focus on areas such as college education planning, divorce transition planning, executive compensation, employee benefits planning, and retirement income. Rory holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned an associate's degree from Yuba College and is a member of the National Association of Plan Advisors. A lifelong resident of Sacramento, Rory maintains strong community ties and is involved in financial literacy initiatives. His approach includes regular communication with clients to review goals, risk factors, and account performance, ensuring strategies remain aligned with clients’ evolving needs. Outside of his professional work, Rory enjoys boating, chess, swimming, and watching movies.

Matthew Mcdonald is a financial advisor with Cetera, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. He has been with Cetera since 2013 and also owns Matt McDonald Financial, a DBA for financial and insurance services. Outside of his advisory work, he serves as a treasurer for Rage Soccer Academy and has experience as a paralegal specializing in living trust and estate work. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform providing discretionary and non-discretionary portfolio management, financial planning, ERISA retirement services, and access to third-party money managers across various program structures.

Matthew Green is a Financial Consultant currently working at Fidelity Investments. He advises clients on improving their financial plans to align with their retirement goals. Matthew has held various roles in the financial services industry, including Investment Consultant at Fidelity Investments since 2021, Vice President - Investments and Private Client Advisor at J.P. Morgan Wealth Management from 2022 to 2024, and Financial Advisor at Northwestern Mutual from 2019 to 2021. He holds a California Insurance License. Outside of his professional work, Matthew enjoys baseball, camping, family activities, food-related interests, outdoor adventures, and swimming.

Christina Krug is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. She previously worked at Wells Fargo Advisors for 13 years and is currently associated with Legacy Wealth Management in a support role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and maintains specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Jayalalitha Ramamurthy is a financial advisor with Charles Schwab, holding a Series 66 designation and 19 years of industry experience. She previously worked at Wells Fargo Clearing from 2011 to 2019 before joining Charles Schwab in 2019. Outside of her advisory role, she is a co-owner of SIMBIZSOLUTIONS, a technology consulting company originally incorporated for tax purposes. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a primarily non-discretionary client relationship model with access to affiliated discretionary separate managed accounts and offers a multi-asset investment approach supported by in-house research and alternative investment options.

Tracy Gunter is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines. Prior to joining Edelman Financial Engines, she worked at Smart Investor for 11 years. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large participant base through advisor-led and online offerings.

Kristina Currie is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. Her prior work includes roles at Nationwide Investment Services Corp and various Fidelity entities dating back to 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, including fund advisory and model portfolios, leveraging systematic methodologies and oversight controls.

Briggs Matsko is a CFP® professional affiliated with OSAIC and has 49 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 48 years before joining OSAIC in 2025. Matsko co-authored a book titled "Mastering Your Financial Success" and operates a consulting business providing process-led income distribution planning for financial services firms. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs. The firm employs various asset-allocation and portfolio management tools and supports multiple advisory platforms and legacy program transitions.

Tami Couch is a financial advisor with Morgan Stanley in Sacramento, CA, holding a Series 66 designation and four years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2019 and previously worked at Wise Auto Group and Momentum Auto Group. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

James Feliz is a financial advisor at Ameriprise with seven years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2025, following five years at Mass Mutual Investors Services and MassMutual Life Insurance, and three years at Clavis. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on tax-aware withdrawal strategies and dependable income sources for clients in or approaching retirement.

Drew Gee is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has five years of industry experience, including roles at MassMutual Life Insurance Company and various MassMutual affiliates since 2019. Prior to his financial advisory career, he worked at Saint Mary's College of California in both the Athletic Department and other capacities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client engagements as annual collaborative relationships focused on goal analysis and written recommendations.

Melvin Whitlock Jr. is a financial advisor with Primerica Advisors in Rancho Cordova, CA, holding Series 63 and Series 65 licenses and having 12 years of industry experience. He has been with Primerica Advisors since 2013 and is also involved with the California Transplant Donor Network. Outside his advisory role, he participates in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Robert Baggett is a Series 66 licensed advisor at Merrill with 12 years of industry experience. His prior roles include positions at Fisher Investments and Bank of America. He has been with Merrill since 2014, returning in 2021 after a brief period elsewhere. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Patricia Hawkins is a financial advisor at UBS Financial Services with 20 years of industry experience. She holds a Series 66 designation and has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides tailored financial planning and portfolio management supported by proprietary research and model-based asset allocations.

Timothy Mcdonald is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 credentials with 46 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Nickolas Gould is a financial advisor with LPL Financial based in Sacramento, CA, holding a Series 66 designation and 19 years of industry experience. His career includes roles at California Bank & Trust, Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank. Outside of his advisory work, he engages in online sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management options, leveraging model portfolios and research from multiple sources.

Li Qi Huang is a financial advisor at Equitable Advisors with one year of industry experience and holds the Series 66 designation. Prior to joining Equitable Advisors, Huang was involved with the League of Legends Club and IntelliBricks during his time at the University of California, Davis. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs through a broad network of Investment Adviser Representatives and third-party advisory platforms.

Scott Matzoll is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on family wealth management strategies, liquidity management, individual and corporate investment strategy, and retirement income. Scott's approach involves helping clients uncover what matters to them and their families to create strategies aimed at pursuing their financial goals. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Scott earned a Bachelor's Degree from the University of San Francisco and completed an Accredited Certificate Program through the California State University System. Outside of his professional work, Scott engages in adventure sports such as hiking, rock climbing, running, skiing, and tennis. He is also involved in his community as a Business Liaison for Helping Hands Orangevale.

Eric Solis is a financial advisor with Wells Fargo Advisors in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked with Wells Fargo Advisors and related entities since 2009. Outside of advising, he serves as an investment committee member for The Catholic Foundation of the Diocese of Sacramento. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with various financial products and referral channels.

Jacob Bisler is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he assists individuals and families in pursuing their financial goals through personalized planning and tailored wealth management strategies. He focuses on building meaningful relationships and helping clients make confident financial decisions at every stage of life. Jacob holds a Bachelor's Degree from California State University, Sacramento, an Associate's Degree from Los Rios School District, and a High School Diploma from West Campus High School. He has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). His areas of expertise include employee benefits planning, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, and tax minimization. Growing up in the Sacramento area, Jacob enjoys spending time with his family and engaging in activities such as football, golfing, and skiing. He is involved in professional and community organizations including Active 20-30 Club #1 in Sacramento and the Sacramento State Alumni Association.