Carlos Garcia is a financial advisor at Merrill with 22 years of industry experience. He holds Series 65 and Series 66 licenses. His prior work includes roles at First Trust Advisors L.P., First Trust Portfolios L.P., and The Vanguard Group, Inc., as well as an earlier tenure at Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Ana Del Valle is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior work includes roles at JPMorgan Chase Bank, the Florida Legislature, and involvement with a state senate campaign. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities, operating on a non-discretionary basis with a centralized due-diligence framework.

Martha Vasallo is a Series 66-licensed financial advisor at Stifel with 40 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2021 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Stifel serves a diverse client base, including individual, institutional, and municipal clients, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Carlos Parra Subero is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank and Scotiabank. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Carolyn Trammell is a financial advisor at J.P. Morgan Securities with six years of industry experience. She has worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2019, and previously at The Northern Trust Company from 2015 to 2019. She holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors, delivering advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Kameron Muzic Ali is a financial advisor with Charles Schwab in Coral Gables, FL, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior roles include positions at Morgan Stanley, E*TRADE, Bank of America, Merrill, and Td Ameritrade. Outside of investing, he has worked as a field sales manager at Vector Marketing. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory services with access to discretionary separately managed accounts and emphasizes multi-asset model portfolios with periodic reviews and alternative investment options.

Maya Casanova is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding a Series 66 designation and 16 years of industry experience. Her career includes roles at Wells Fargo Clearing, Wells Fargo Advisors, and Truist Investment Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management strategies and affiliated research.

Anthony Petisco is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Raymond James Financial Services Advisors Inc. and City National Bank. He serves as a board member and chairman of the Miami Dade Community Council, a zoning and land use decision body. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Steven Delgado Oramas is a financial advisor with Merrill based in Coral Gables, FL, holding Series 63 and Series 66 designations and eight years of industry experience. He has worked at Bank of America, Merrill, and Wells Fargo in various capacities. Outside of his advisory role, he works as a part-time delivery consultant for Uber Technologies, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, pension, corporate, and charitable clients.

Javier Aviles is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he develops personalized financial strategies designed to address clients’ individual goals and changing market conditions. Javier provides access to Merrill’s investment insights along with the banking and lending solutions from Bank of America, assisting clients with comprehensive wealth management. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, institutional investment consulting, services for defined benefit and defined contribution plans, legacy planning, managing new wealth, personal retirement planning, and portfolio management services. Javier holds a Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Florida International University. Fluent in both Spanish and English, he supports a broad client base. Outside of his professional work, Javier is involved in community volunteering aligned with Merrill’s tradition of service. He enjoys biking, running, and spending time with his family.

Robert Rogers is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and previously worked at Goldman Sachs. Outside of finance, he is the owner of Second Screen Games LLC, a digital entertainment platform. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework and offers services on a non-discretionary basis, with recommendations limited to approved funds and strategies.

Ricardo Garcia is a financial advisor with UBS Financial Services in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Manuel Alonso III is a financial advisor with Raymond James Financial Services Advisors, Inc. in South Miami, FL, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. His prior roles include positions at MML Investors Services and MassMutual Life Insurance Co. He is also involved with The 401(k) Lab, a company he operates. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals, with a range of advisory programs and specialized municipal and retirement plan services.

Jonathan Barrios is a financial advisor at J.P. Morgan Securities with 16 years of experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2010. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Edoardo De Vassimon Castelli is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 66 credentials and 15 years of industry experience. His work history includes roles at Morgan Stanley Smith Barney LLC and JPMorgan Chase Bank, N.A. He has been with J.P. Morgan Securities since 2017. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Monica Malta is a financial advisor at Charles Schwab with six years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2019. Her prior experience includes positions at TD Ameritrade, the Law Offices of Jerome M. Douglas, and Prada. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by strategic asset allocation models and due diligence from the Schwab Center for Financial Research.

Maria Cardenas is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and 20 years of industry experience. She previously worked at UBS Financial Services from 2010 to 2020 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning backed by extensive resources, including modeling tools and a structured planning process.

Giselle Hernandez Pavon is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing Services LLC since 2018, following her start at Wells Fargo Bank NA in 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broader range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Melissa Seifer is a financial advisor with Raymond James & Associates in Miami, FL, holding a Series 63 designation and 38 years of industry experience. She previously worked for Morgan Stanley Dw Inc. and Morgan Stanley & Co. LLC before joining Raymond James in 2007. Outside of her advisory role, she serves as a panel member for FINRA Dispute Resolution Services, handling arbitration cases related to securities and employment disputes. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a variety of portfolio management styles and affiliated research resources.

Joanna Mora is a CFP® professional with 46 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2022. Her prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC, spanning over a decade. She is also involved in a private investment-related business, JMCLM, LLC, in Miami, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with other financial products through a network of advisors.