Valerie Brown is a financial advisor at Osaic Wealth, Inc. with 20 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Lincoln Financial Advisors and its affiliated firms for over 12 years prior to joining Osaic. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing a range of asset-allocation tools and access to third-party money managers to construct portfolios across various asset classes.

Brittany Bartlett is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds a Series 66 designation and has 14 years of industry experience. Her tenure at Raymond James spans multiple affiliated entities since 2012. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting through Wealth Advisory Services, wrap fee programs, and institutional consulting, often working in an advisory and implementation-support role rather than as a delegated manager.

Daniel Kemler is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 17 years of industry experience. He has been with Raymond James & Associates since 2007. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and emphasizes public finance and municipal services alongside its retail advisory offerings.

Amie Quattrocki is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors and related entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services through a network of advisors, using proprietary research and tools to develop tailored recommendations.

Patrick O'Connor is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 24 years of industry experience. He has been with Raymond James & Associates since 2001 and also serves as a director and member of the executive committee of Junior Achievement, a nonprofit organization, where he is involved in overseeing the charity’s activities. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets and employing over 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutional clients, and government entities, emphasizing a non-discretionary, client-directed approach supported by a broad affiliate network and municipal finance capabilities.

Jeremy Jones is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley and Valic Financial Advisors. Jones is based in St. Petersburg, FL. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, pension plans, corporations, and government entities. The firm provides wealth advisory planning and investment consulting on a non-discretionary basis, supported by extensive research and an affiliate network that includes banking, trust, and insurance services.

Seth Bolno is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 17 years of industry experience. He has been with Raymond James & Associates since 2016. Outside of his advisory role, he assists with organizing business records and financial transactions for his wife’s personal training business. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, pension plans, corporations, and government entities, delivering advice on a non-discretionary basis supported by extensive affiliate resources and specialized municipal finance services.

Robert Scott is a financial advisor with MML Investors Services, LLC, a subsidiary of MassMutual, based in Tampa, FL. He holds the Series 63 and Series 65 licenses and has 11 years of industry experience. His prior roles include positions at Ameriprise and Wells Fargo. Outside of his advisory work, he is an insurance broker specializing in life, disability, long-term care, group, fixed annuities, and health insurance. MML Investors Services provides financial planning and investment advisory services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a collaborative planning approach using proprietary software tools and serves a broad client base including high-net-worth individuals.

Richard J. Cotton is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in financial services. As a Senior Portfolio Manager, he manages discretionary portfolios through his own personalized or defined strategies, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. His approach focuses on family wealth management, investment consulting for defined contribution plans, personal retirement planning, portfolio management services, and retirement income strategies. Rick Cotton holds the Chartered Financial Analyst® (CFA®) designation, along with certifications as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from the University of Florida and a master's degree from Nova Southeastern University. A lifelong resident of Florida, he is married and has two grown daughters. In addition to his professional work, Richard is active in community service through participation in organizations such as Rotary. His personal interests include fishing, football, and traveling.

Keith Rust is a financial advisor with Raymond James & Associates in St. Petersburg, Florida. He holds a Series 66 designation and has 14 years of industry experience, including roles at Raymond James Financial Services and Raymond James & Associates. Rust serves as a board member and Finance/Investment Committee member for The Florida Orchestra, a nonprofit organization. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm offers wealth advisory planning, investment consulting, wrap fee programs, and institutional consulting services to a diverse client base including individuals, pension plans, corporations, and government entities.

Heath Howell is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding the Series 66 designation and 13 years of industry experience. He previously worked at T. Rowe Price for nine years before joining Raymond James in 2019. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations using firm research and planning tools, serving both retail and institutional clients.

Todd Demko is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 63 designation and previously worked at Flaharty Asset Management, LLC and LPL Financial, LLC. He serves as Treasurer on the Board of Directors for the Rotary Club of Safety Harbor Noon Foundation. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations through a centralized team working alongside advisors.

Sotiraq Qirjollari is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 66 designation and has previously worked at Cetera Investment Services and Regions Bank. His additional business activities include a management role at SQ Wealth Management for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a wide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management, supported by research and diverse portfolio options.

Michael Dunlap is a financial advisor with Raymond James & Associates, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Equitable Advisors LLC and Applus IDIADA Karco, as well as experience with Dunlap Diversified LLC. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, pension plans, corporations, and government entities, with a notable focus on municipal and public finance services.

Nancy Toro Delcid De Figueroa is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 designation and seven years of industry experience. She previously worked with Merrill and Bank of America from 2016 to 2024. Outside of her advisory role, she is a co-owner of a property management business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Trevor Glassman is a Series 66 licensed financial advisor at Fidelity in Clearwater, FL, with one year of industry experience. Prior to joining Fidelity Investments, he worked in various roles including at Coastal Cards and Wag, and has operated an entertainment business for five years alongside other ventures. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs. The firm also serves registered investment companies and delivers model portfolios to intermediary platforms.

Gerri Price is a financial advisor with Raymond James Financial Services Advisors, Inc. in Tampa, FL, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. She has been with Raymond James Financial Services since 2004 and with Raymond James Financial Services Advisors since 2013. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension and profit-sharing plans, charitable organizations, corporations, and governmental entities. The firm offers financial planning and non-discretionary investment consulting through Wealth Advisory Services, wrap fee programs, and institutional consulting supported by outside managers and its Institutional Fiduciary Solutions division.

Steven Wilcox is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds Series 65 and Series 66 designations and has worked at Raymond James since 2015. Wilcox has also been involved in education, currently working with Pinellas County Schools at East Lake High School. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers both non-discretionary advisory relationships and institutional consulting, with notable activities in public finance and municipal services.

Lixanelle Roman Valentin is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. She holds the Series 66 designation and has been affiliated with Wells Fargo Clearing since 2017. Her prior experience includes roles at Bank of America and Merrill in 2017. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition, sports and entertainment, and special-needs planning.

Philip Cox is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 65 and Series 66 credentials and 14 years of industry experience. He has been with Raymond James & Associates since 2015. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal government clients. The firm also offers wrap fee advisory programs and institutional consulting through its Institutional Fiduciary Solutions division.