Marina Borden is a CFP® and Series 66 holder with 7 years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2018 and previously held roles at Keeler Group, University of Central Florida, and Orlando Magic. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions using multi-asset model portfolios and provides centralized custody and operational support.

William Winslow is a CFP® professional with 14 years of industry experience, currently serving at Edward Jones since 2011. He holds the Series 66 designation and is based in Winter Garden, Florida. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including wrap fee strategies and separately managed accounts, operating under a fiduciary standard.

Lana Costello is a financial advisor with Charles Schwab & Co., Inc. in Orlando, FL, holding a Series 66 designation and 16 years of industry experience. She has been with Charles Schwab since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Stacy Dearman is a financial advisor at Edward Jones with 15 years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Marlies Schubiger is a financial advisor at Raymond James Financial with five years of industry experience. She holds a Series 66 designation and has worked at firms including UBS Financial Services and Robinhood Markets. Additionally, she is involved with the Swiss Club of Central Florida. Raymond James Financial Services Advisors provides financial planning and investment consulting to individual and institutional clients, including high-net-worth investors and public entities, offering tailored, non-discretionary advisory services and specialized programs for small businesses.

Jennifer Inigo is a financial advisor at Cetera with five years of industry experience. She holds a Series 66 designation and has worked at Cetera Wealth Services, LLC, and Voya Financial Advisors, Inc. Inigo also serves as a registered representative and investment advisor representative for Bruce Woodruff & Associates, a financial services firm, and works as an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of third-party money managers.

Daniel Ruiz Vallejo is a financial advisor with Ameriprise in Orlando, FL, holding a Series 66 designation. He has been with Ameriprise and its affiliated entities since 2025, with prior experience at Graydel Capital LLC and ISL Agency. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting team approach, supporting clients with advisory, brokerage, and insurance solutions.

Craig Ratick is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 42 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Harry Overton III is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has previously worked at Voya Financial Advisors, Inc. and has maintained his own entity, Overton Financial Group, since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services with a variety of management approaches and access to research and model portfolios.

Fernando Garcia is a financial advisor with Merrill based in Orlando, FL. He holds Series 63 and Series 66 licenses and has 10 years of industry experience. He has been affiliated with Bank of America and Merrill since 2001. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm’s integration with Bank of America allows access to a broad range of products and services beyond traditional investment management.

Andrew Giles is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 designation and nine years of industry experience. He has been with Charles Schwab since 2015. Outside of his advisory role, he owns a printing and publishing business through which he self-published a book under a pseudonym. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Colton Bundy is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at The Country Club of Orlando and multiple engagements with the University of South Florida. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, algorithmic methods including AI, and its advisory role to various registered investment companies.

Bruce Kavenagh is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at Continental Casualty Company for 19 years. Outside of advising, he owns a rental property in Winter Springs, Florida. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors.

Sarah Grafton is a financial advisor at LPL Financial with 17 years of industry experience. She holds a Series 66 designation and previously worked at Bank of America and Merrill. Outside her advisory role, she is involved with DWS Partners, LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by model portfolios, research, and technology solutions.

Bayohan Martinez is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 66 licenses and having three years of industry experience. He has been with Wells Fargo Clearing since 2022 and has worked at Wells Fargo since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical large institutional advisers.

Jacob Rothman is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to joining Fidelity, he served in the United States Army Reserve for nine years and worked in healthcare and the restaurant industry. Outside of his advisory role, he works as a delivery driver and online seller on platforms such as DoorDash, Uber, and eBay. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI-driven research, and its advisory roles to registered investment companies and fund-of-funds.

Beth Stapp is a financial advisor with LPL Financial in Winter Park, FL, holding Series 65, Series 63, and Series 66 licenses and bringing nine years of industry experience. Her prior work includes roles at The Huntington National Bank and The Huntington Investment Company. She is also involved with Seacoast Bank in an investment-related capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Steven Porter is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Raymond James in 2025, he worked at Charles Schwab and Charles Schwab Bank for nine years. Raymond James & Associates provides financial planning and investment consulting to a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both discretionary and non-discretionary advisory relationships.

Elizabeth Olivera Gonzalez is a financial advisor with Wells Fargo Clearing in Winter Park, FL. She holds Series 63 and Series 66 licenses and has 13 years of industry experience. Since 2016, she has been associated with various Wells Fargo entities. Outside of her advisory role, she co-owns Gonzalez Legacy Corporation with her spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics from Wells Fargo Investment Institute and third-party sources to guide its investment approach, offering both brokerage and advisory solutions.

Lisette Vizcarrondo Perez is a financial advisor at Ameriprise with 15 years of industry experience. She holds a Series 66 designation and has worked previously at Popular Securities LLC and Citibank NA. She serves on a nonprofit advisory board in Orlando, FL. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.