Erin Mellott is a financial advisor at Fidelity with five years of industry experience. She holds a Series 66 designation. Her prior work includes multiple roles at Bar Louie and The Melting Pot before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction with a focus on model portfolios using mutual funds, ETFs, and ETPs.

Keyana Avery is a Series 66-licensed financial advisor with nine years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2018 and previously held roles at TD Ameritrade from 2014 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Nathan Alexander is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 1998. He partners with families to build, preserve, and transfer their wealth, utilizing available resources to help clients work towards their financial goals. Nathan has held the position of Vice President, Financial Consultant since 2005. Prior to that, he served as an Account Executive at Fidelity Investments from 1998 to 2005. He holds insurance licenses in Arkansas and California.

Russell Holley is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in the financial services industry in 1984 as a Financial Advisor specializing in professionally managed assets. Russell joined Merrill Lynch in 1990 and has since become a Managing Director and Wealth Management Advisor, contributing to the expansion of Merrill's managed money program. Russell holds a Bachelor of Science in Finance from Louisiana State University. He is a CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA), Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He studied at the Wharton School of Business to obtain his CIMA designation from the Investments & Wealth Institute™. Throughout his 42-year career, Russell has dedicated time and resources to various community organizations, including White's Chapel United Methodist Church, Southlake Baseball Association, Big Brothers/Sisters, Junior Achievement, Cook Children's Hospital, and others. He resides in Southlake, Texas, with his wife Lana and values being close to their two adult children and grandchildren.

Thomas Kerwin is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at TD Ameritrade and Charles Schwab Bank. Outside of advising, he is president of CTK Products LLC, an agriculture business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and advisory services.

Bibhor Regmi is a Series 66 licensed financial advisor with three years of industry experience. He is currently with Fidelity Investments and has previously worked at Atlas Capital Trade and the U.S. Patent and Trademark Office. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services, fund advisory, and model portfolio solutions.

Bronwyn Cordiak is a Planning Consultant who focuses on creating successful financial plans by connecting with clients and understanding their unique experiences. She utilizes the tools and resources available through Fidelity to build lifelong relationships that align clients with their goals and dreams. Bronwyn's professional experience includes serving as a Financial Advisor at RBC Wealth Management from 2021 to 2025 and as an Associate Financial Advisor at the same firm from 2020 to 2021. She has developed expertise in financial planning during her tenure in these roles. Outside of her professional work, Bronwyn engages in family activities, fitness, horseback riding, and skiing.

Gregory Newlin is a financial advisor with Charles Schwab and holds a Series 66 designation. He has 20 years of industry experience, having previously worked at TD Waterhouse Investor Services and Ameritrade Inc. He is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, using multi-asset model portfolios and a centralized operational structure.

Justin Ball is a financial advisor at Fidelity with a Series 66 credential and three years of industry experience. Before joining Fidelity in 2022, he worked in retail positions at Magnolia Audio Video and Best Buy. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies, with services that include discretionary and non-discretionary portfolio management.

Phillip Elder is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. His background includes roles at Fidelity Brokerage Services LLC and Fidelity Investments, as well as earlier positions in education at the University of Texas at Arlington and Denton Independent School District. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a combination of fundamental research and quantitative analysis to construct algorithm-driven model portfolios across mutual funds, ETFs, and ETPs.

Luke Harper is an Investment Solutions Representative III at Fidelity Investments. He currently assists individuals and families in developing personalized financial strategies aimed at meeting their evolving goals. Luke focuses on understanding each client's unique needs to provide guidance, education, and ongoing support for confident financial decision-making. He has been with Fidelity Investments since 2022, progressing through various roles including Customer Relationship Advocate, Investment Solutions Representative I and II, before his current position. His experience centers on building long-term client relationships and delivering service that helps clients navigate financial opportunities and challenges. Outside of his professional responsibilities, Luke's personal interests include beach activities, camping, cooking and baking, snowboarding, and traveling.

Yavuz Edgu is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. Prior to joining Schwab in 2022, he worked for 15 years at TD Ameritrade and its investment management division. Outside of his advisory role, he owns and manages short-term rental properties in Graford, Texas. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, combining multi-asset model portfolios with a centralized operational structure.

Robin Pearce is a financial advisor with Ameriprise based in Roanoke, TX, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service designed for individuals with substantial investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers these services through a centralized consulting team in partnership with its financial advisors.

David Dick is a Series 66-credentialed financial advisor with Ameriprise in Flower Mound, TX, and has 21 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2011. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized retirement income advice, supported by a centralized consulting team and algorithmic automation.

Mia Jeffords is a CFP® professional with five years of industry experience, currently with Charles Schwab in Westlake, TX. Her work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., Atchison Account Management, Mercer, and Benedictine College. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

John Lorica is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 18 years of industry experience. He has been with Fidelity in various roles since 2007. Outside of his advisory work, he is a silent partner and capital provider for a business process outsourcing company based in Texas. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable and registered investment entities. The firm employs a systematic investment process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction, and provides advisory services including discretionary management and model portfolio delivery.

Angel Ramirez is a financial advisor at Fidelity with Series 63 and Series 66 designations and two years of industry experience. Prior to joining Fidelity, he worked in logistics and marketing roles at Revit Logistics, Vantage Marketing, and PTC Air Freight. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing model portfolios, its registrations with the CFTC and NFA, and the use of advanced methods such as AI in its research processes.

Haley King is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Merrill and Bank of America since 2012 and 2015, respectively. Outside of her advisory role, she serves as a co-trustee for a family trust. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Feras Chowdhury is a financial advisor at Charles Schwab with nine years of industry experience. He has held positions at Charles Schwab since 2019, following prior roles at Innovate Fast and TD Ameritrade. Outside of his advisory work, he owns an LLC for personal real estate investments. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investments supported by centralized custody and operational infrastructure.

Jack Sladek is a financial advisor at Charles Schwab with one year of industry experience. He holds Series 63 and Series 66 licenses and previously worked as a professional golfer and at Double Diamond Resorts. He also spent several years in full-time education, including at East Texas Baptist University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a blend of non-discretionary and discretionary investment options supported by comprehensive research and centralized client service.