Kevin Golden is a financial advisor with Ameriprise in Phoenix, AZ, holding Series 63 and Series 65 licenses and with 25 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2009. Outside of his advisory role, he is involved in a business ownership unrelated to investments. Ameriprise is an institutional firm that offers a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria. The firm combines research and modeling with tax-efficient strategies to provide tailored, non-discretionary recommendations, primarily for clients with Ameriprise-managed accounts.

Melvin Primas III is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab & Co., Inc. since 2007, including time at Charles Schwab Bank, SSB, and OptionsXpress, Inc. Outside of his advisory role, he owns Arisma LLC, which manages mortgage and operating expenses for a short-term rental property. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized supervision and custody with a comprehensive range of advisory products.

Sam Zimmerman is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 14 years of industry experience. He has been with Charles Schwab since 2010. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a structured approach to alternative investments.

Michael Ruggieri is a financial advisor at LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 licenses with 27 years of industry experience. His career includes roles at United Planners' Financial Services, USAA Investment Services, Cue Financial Group, and the University of Phoenix. He is also involved with MGI Publishing as an author. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Kenneth Knapp is a Series 63-licensed financial advisor with LPL Financial in Phoenix, Arizona, and has 40 years of industry experience. He has been with LPL Financial and its predecessor firms since 1991. Knapp also sells term insurance, health, and long-term care insurance as part of his business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Andrew Godwin is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and three years of industry experience. His work history includes roles at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB, as well as prior experience at Mark-Taylor Inc. and Broadmoor Development. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s investment approach combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

James Marten serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he focuses on developing deep and genuine relationships with clients to address a wide range of financial situations. He leads The Marten Group with a commitment to honesty, diligence, and accountability. With more than 40 years of experience, James and his team have built a professional and flexible practice. He holds the Certified Investment Management Analyst (CIMA) designation and is also a Managing Director and member of Merrill's Institutional Consulting program. Additionally, he holds the Personal Investment Advisor (PIA) designation. James earned his bachelor's degree from the University of Wisconsin System. He is affiliated professionally with Merrill Lynch.

Devon Taylor is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2013, including a three-year period at Charles Schwab Bank. Based in Phoenix, AZ, he advises clients within Schwab’s extensive wealth advisory platform. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios, alternative investment due diligence, and a centralized operational structure.

Brandon Echeverria is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. His prior roles include positions at Cetera and Sentinel Pension Advisors. He is also the owner of Factor Admin LLC, an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting investment decisions with various research and technology tools.

Steven Leonard is a financial advisor at Merrill with 8 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, Merrill, The Federal Savings Bank, and Freedom Mortgage Corporation. Leonard is based in Phoenix, AZ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Wells is a financial advisor at Charles Schwab with 11 years of industry experience. He has been with Charles Schwab since 2014 and holds Series 63 and Series 66 licenses. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.

Shannon Long is a financial advisor with Morgan Stanley in Phoenix, AZ, holding a Series 66 credential and two years of industry experience. Prior to joining Morgan Stanley in 2026, Shannon worked at RBC Capital Markets, LLC for three years and was involved in the hospitality industry as a part-time bartender at GenuWine Arizona, a wine bar in downtown Phoenix. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

Katrina Hanks is a financial advisor with UBS Financial Services in Phoenix, AZ. She holds Series 63 and Series 65 licenses and has 27 years of industry experience. She has been with UBS since 2014. Outside of her advisory role, she has served as treasurer for the Greenfield Elementary Parent Teacher Student Organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and research resources to support client strategies.

Elise Kausen is a CFP®-certified financial advisor with 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent nine years at UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 advisors, offering a range of brokerage and advisory solutions.

Ella Moore is a financial advisor with Cetera, holding a Series 66 designation and based in Phoenix, AZ. She has one year of industry experience, having worked at Cetera Investment Advisers, Cetera Wealth Services, and Renaissance Financial. Outside of her advisory roles, she has experience working at several golf courses. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting various investment strategies and program structures.

Laurel Whitney is a financial advisor with Cetera, holding a Series 66 designation and over 22 years of industry experience. She has been affiliated with Cetera and its related entities since 2013. Whitney also operates L.M. Whitney & Associates as a financial planning and consulting business and works as an insurance agent specializing in life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and provides access to both affiliated and unaffiliated third-party money managers within a multi-manager platform.

Carter Koranda is a financial professional at Cetera with one year of industry experience. He holds a Series 66 designation and previously worked at Renaissance Financial. His background includes roles outside finance, such as positions at Skyline Country Club and educational institutions. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform and supports both discretionary and non-discretionary account management.

Sarahy Gonzalez Gonzalez is a financial advisor with Cetera, holding a Series 66 credential and two years of industry experience. She previously worked at JP Morgan Chase and has experience in both financial services and hospitality, maintaining a role as a server at a restaurant outside of her advisory work. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment managers.

Tana Hiebel is a financial advisor at Charles Schwab with 11 years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2022, following eight years at Bank of America and Merrill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custodial and operational infrastructure.

Brannon Hampton is a financial advisor with Edward Jones in Goodyear, AZ, holding a Series 66 credential and eight years of industry experience. Prior to joining Edward Jones in 2018, he worked at Arizona Public Service for 17 years. He also serves as a council member for the City of Goodyear and is involved with several local and regional organizations, including the Southwest Valley Chamber of Commerce and the National League of Cities and Towns. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm is notable for its large network of advisors and branches and offers additional capabilities such as trust services and securities-based lending.