Jesus Ramirez is a financial advisor with Equitable Advisors, holding a Series 66 designation and six years of industry experience. Before joining Equitable Advisors in 2020, he worked at Healthier Money and has experience in the food service industry. Ramirez also has an outside business activity related to fixed insurance. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to deliver advisory and brokerage solutions.

James Seratt is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and six years of industry experience. Before joining Vanguard in 2019, he worked at Edward Jones for two years. In addition to his advisory role, he assists with administrative tasks at Serco Contracting Incorporated, a construction business, and at Covenant International Church. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, supported by a large advisor team serving hundreds of thousands of clients.

Alexander Lu is a Senior Financial Advisor with Merrill Lynch Wealth Management, a position he has held since 2015. He works collaboratively with a team that collectively brings over 65 years of industry experience. His professional focus is on understanding the priorities of high-net-worth individuals and families to provide customized financial strategies tailored to their needs. \n\nAlex earned a Bachelor's degree in Economics from the University of Michigan - Ann Arbor and serves on the board of the University of Michigan alumni association in Phoenix. He holds FINRA Series 7 and 66 registrations and is fluent in both English and Mandarin Chinese. His advisory services leverage the investment insights of Merrill Lynch Wealth Management combined with the banking services of Bank of America, addressing areas such as asset allocation, education funding, retirement income planning, tax minimization strategies, and estate planning. Alex works closely with team members Steve Gillan, Whitney Fry, and Erica Chavez to serve clients' financial needs.\n\nOutside of his professional role, Alex lives in Phoenix with his family. He values spending quality time with his wife, son, and their dog. Active in his community, he serves on the alumni association board and enjoys recreational activities including basketball, camping, and hiking.

Matthew Donko is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, Merrill, UBS Financial Services, and Genter Capital Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party sources.

Dahr Dietrich is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has been with Vanguard in various capacities since 2008, including his current role at Vanguard Advisers since 2017. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing proprietary models and a wide range of Vanguard funds and ETFs.

Thomas Dohogne is a financial advisor with Vanguard Advisers, holding a Series 66 designation and five years of industry experience. He has worked at The Vanguard Group since 2021 and held prior roles at AXA/Eauitable Advisors, Velocity Retail Group, Grand Canyon University, Culinary Dropout, and Creighton University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, supported by a large team of advisors serving a substantial client base through digital delivery.

William Asher is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has been with Vanguard and its affiliated entities since 2022, following two years at Wiegand Financial Group. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary modeling and personalized asset allocations primarily through Vanguard funds and ETFs.

Jeffrey Kramer is a financial advisor at Stifel with 44 years of industry experience. He holds Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary forward-looking models developed by its Investment Strategy Group to support asset allocation and planning analyses.

Thomas Wiegand is a Series 66-registered financial advisor with J.P. Morgan Securities, based in Fountain Hills, AZ. He has 15 years of industry experience and has been with JPMorgan Securities LLC since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, delivering asset-allocation advice, investment manager searches, and customized performance reporting on a non-discretionary basis. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Cathleen Bielawski is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 registrations and 27 years of industry experience. Her career includes 32 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company, followed by roles at Sii and Royal Alliance Associates, Inc. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios.

Calvin Robinson is a financial advisor at OSAIC with 10 years of industry experience. He holds the Series 65 and Series 63 licenses and has previously worked at Triad Advisors LLC, Securities America, Woodbury Financial Services, FSC Securities Corp, Sagepoint Financial, KMS Financial Services, and Goldbloom Wealth Management. Robinson serves as a successor trustee for family living trusts but has no active duties in that role. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a large network of advisers and advisory platforms. The firm offers integrated brokerage and advisory services, utilizing tools such as asset-allocation models and risk assessments to construct portfolios across various asset classes, with discretionary and non-discretionary management options.

Martial Martinoni is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 13 years before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and access to model portfolios and research from multiple sources.

Seth Gonzalez is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Vanguard Advisers, he worked at Auto-Owners Insurance Company and has a background that includes roles outside finance such as positions at Raising Cane's Chicken Fingers and Shake Shack. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily composed of Vanguard funds and ETFs, offering a digital delivery model supported by a large team of advisors.

Tanner Thorsrud is a CFP® with eight years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2017. Prior to this, he was involved with the University of Arizona Football program from 2014 to 2017. Vanguard Advisers offers automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages a large scale of client relationships with over 2,200 advisors.

Michael Vogt is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with firms including Securities America Advisors and Gather Boutique. Outside of his advisory work, Vogt and his wife are licensed foster parents providing care for children through Cedars. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, financial planning, and retirement consulting. The firm utilizes asset-allocation tools, automated rebalancing, and access to third-party managers to construct diversified portfolios across various asset classes.

Anthony Bellino is a Senior Vice President and Senior Financial Advisor with the Bellino Group at Merrill Lynch Wealth Management. He is the third generation of his family to work at Merrill and plays a key role in business development, investments, portfolio construction, and client relationships. Tony and his team utilize Merrill's resources and specialists to create strategies tailored to complex financial situations and assist clients in making informed decisions during volatile markets. Tony's areas of focus include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. He graduated from Arizona State University and holds a Personal Investment Advisor (PIA) designation. Additionally, he has attended the Massachusetts Institute of Technology without degree conferral and completed his high school education at Chaparral. Tony has previously been involved with the National Association of Stock Plan Professionals (NASPP) to enhance his professional skills and knowledge. Outside of his professional work, he is engaged with his children's school and local community. Tony and his family reside in Scottsdale.

Katrina Buhl is a financial advisor with Robert W. Baird & Co. in Scottsdale, AZ, holding a Series 66 designation and bringing 11 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Edward Jones. She is part of The DDK Group within Baird’s Private Wealth Management practice, which serves a diverse client base including individuals, families, and institutions. The DDK Group offers tailored financial planning and portfolio management services, utilizing a range of strategies from traditional equity and fixed-income allocations to more complex investments, alongside municipal advisory and public finance services unique among large institutional firms.

Mark Shultz is a CFP® professional with 42 years of industry experience. He is currently with Wells Fargo Clearing, where he has worked since 2022, following a 13-year tenure at UBS Financial Services Inc. In addition to his advisory role, he serves as an administrator for his sister’s estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s approach is IPS-driven and incorporates both discretionary and non-discretionary options, including a notable range of insurance-related and bank deposit sweep investment vehicles.

Kimberly Wahl Taylor is a financial advisor with OSAIC based in Scottsdale, AZ, holding a Series 66 designation and 14 years of industry experience. She has been affiliated with Securities America and Securities America Advisors for over a decade. Kimberly is also a partner in a family farm partnership, which she inherited, although she does not take an active role in its management. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers and managed-account solutions. The firm utilizes proprietary asset-allocation tools and supports both discretionary and non-discretionary portfolio management options.

Evangelos Kalomiris is a financial advisor at Robert W. Baird & Co. with seven years of industry experience. He holds the Series 66 designation and has worked at Baird since 2017. His prior roles include positions at ASUO Finance and the University of Oregon. He is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and tax-management overlays.