Jason Griffin is a financial advisor with OSAIC who holds a Series 66 designation and has 24 years of industry experience. He has worked at Royal Alliance Associates and Regal Advisory Services, Inc. since 2002. Outside of advisory roles, he owns and operates tax preparation services under both a sole proprietorship and an S-corporation. OSAIC serves a diverse range of retail and institutional clients through a wide network of affiliated advisers, offering integrated brokerage and advisory services along with access to various investment platforms and third-party managers. The firm employs asset-allocation tools and automated portfolio rebalancing to manage accounts that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Brian Stilwell is a financial advisor with Wells Fargo Advisors who holds a Series 63 designation and has 33 years of industry experience. He has worked at various Wells Fargo entities since 2011, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory role, he owns Bingdom Enterprises Corporation in Westlake Village, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services leveraging Wells Fargo research and tools, with flexible implementation options through brokerage or advisory programs.

Kenisha Amar is a financial advisor at Edward Jones with six years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2020. Prior to this, she had brief tenures at Merrill Lynch Pierce Fenner and Smith and Paradigm Treatment Center. Outside of finance, she works as an early childhood development specialist. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of advisors and branch offices.

Robert Jacobs is a financial advisor with Morgan Stanley in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

John Botrous is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Ameriprise. He previously worked at Edward Jones, Independent Financial Group, TD Ameritrade, and Scottrade. Botrous is also involved with EPIC Operations LLC as an associate financial advisor managing an advisory business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, delivering tailored written recommendations that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and technology-driven processes to offer non-discretionary retirement advice through a centralized consulting team.

Jaime Ocon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. Their advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

Deji Spencer Walters is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at J.P. Morgan Securities and JP Morgan Chase Bank. He is also the owner of Reunites International Corporation, which has been involved in exporting essential goods to countries in Africa. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Jordan Justman is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding a Series 66 designation and having 21 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, emphasizing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Grant Khechumyan is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in a range of client focus areas including college education planning, divorce transition planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, socially responsible, values based, and ESG investing, individual and corporate investment strategy, and retirement income. Grant holds a Bachelor's Degree from the University of Southern California and has earned the Professional Investment Advisor (PIA) designation. Outside of his professional role, he has interests in basketball, music, and reading.

Michael Goldberg is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. Prior to joining LPL Financial and Townsgate Wealth Management in 2025, he spent ten years with The Vault Pro Scooters. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies.

Kay Bowers is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 20 years of industry experience. Her prior work includes nearly a decade at J.P. Morgan Securities and JPMorgan Chase Bank. She is based in West Hills, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Charlene Pemstein is a financial advisor at Raymond James Financial with 13 years of industry experience. She holds the Series 66 designation and has been associated with Monument Associates and Raymond James Financial Services since 2015. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non‑HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations, often serving in an advisory and implementation-support role rather than as a delegated manager.

Daryl Kibota is a financial advisor with Morgan Stanley in El Segundo, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Karl Orlowski is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior roles include positions with Avantax Investment Services, Triad Advisors, and Summit Financial Consultants. Outside of Cetera, he is also a financial advisor with Concierge Wealth Management Services Inc., focusing on wealth management and financial planning. Cetera Investment Advisers LLC operates a nationwide network of independent advisors, serving a diverse client base that includes individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports various investment strategies and program structures.

Weber Wang is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Oppenheimer & Co., Inc., Wells Fargo Clearing, and Wells Fargo Advisors LLC. Outside of his advisory role, he is involved in property management as the sole proprietor of a rental property business in Honolulu, Hawaii. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs that include tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and advanced modeling tools but typically acts in an advisory capacity without providing individual security recommendations as part of standalone plans.

David Paller is a financial advisor at Raymond James & Associates with 34 years of industry experience. He previously worked at UBS Financial Services Inc. and Sentra Securities Corporation. Outside of his advisory role, he serves as Treasurer and Director for the nonprofit Friends of Roots. Raymond James & Associates provides financial planning and investment consulting to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations primarily through non-discretionary advisory relationships and also delivers institutional consulting and public finance services.

John Maquar is a financial advisor with J.P. Morgan Securities in Westlake Village, CA, holding a Series 66 designation and 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has prior experience with MKPF Investments LLC, JMJR Enterprises LLC, and related entities from 2012 to 2017. Maquar also has a concurrent role with JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its process.

Judith Chipps is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has been advising clients since 1979. She leads The Chipps Group, a team dedicated to providing the extensive resources of a large wealth management firm combined with the personalized service of a boutique practice. Judith and her team primarily serve wealthy individuals and families, many referred by clients or external professionals, focusing on a holistic approach to wealth management, preservation, and transfer. With over four decades of experience, Judith specializes in helping clients navigate major financial decisions and life events while coordinating closely with their external advisors to align tax and estate planning with their personal and financial goals. Her expertise encompasses family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, and tailored strategies for women and wealth. Judith holds a Bachelor's degree in Chemistry from Smith College and an MBA in Finance from UCLA. She is a CERTIFIED FINANCIAL PLANNER® certificant, Chartered Financial Consultant® (ChFC®), and Certified Plan Fiduciary Advisor® (CPFA®). She resides in Sherman Oaks, where she enjoys kickboxing. Judith is a mother of two, including her daughter Jessie, who works with her at Merrill.

Jonathon Brauer is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his expertise in investment management and client advisory services. Jonathon earned his Bachelor's Degree from Columbia University. His role involves providing tailored financial guidance and wealth management strategies to clients, utilizing his educational background and professional qualifications.

Robin Liebes is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. Prior to LPL Financial, Liebes worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of advisory work, Liebes serves in a fiduciary capacity for an estate. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting through a national network of representatives, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.