Caitlyn Klenk is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Her prior work includes roles at Bank of America, N.A., Cedar Rapids Community School District, and Harrison Group, Inc. She has been involved in education and sports organizations, including Cedar Rapids Xavier High School and Adrenaline Volleyball Academy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Armendariz is a financial advisor with Primerica Advisors in Newbury Park, CA, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Primerica Advisors since 1991 and Primerica Financial Services since 1990. Outside of investment advising, he is involved in the sale of loan products and home-related services through affiliated Primerica companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Michael Moody is a financial advisor at LPL Financial with 42 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked with Western International Securities, Inc. for over two decades. Outside of his advisory work, he is a USCF-certified chess coach who provides private chess lessons to children. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, offering financial planning, various advisory programs, and retirement plan consulting through a national network of representatives.

Olga Gorokhovsky is a financial advisor with LPL Enterprise and holds a Series 66 designation. She has experience in financial services through roles at Independent Credit Research LLC and Sberbank CIB, totaling over a decade prior to joining LPL Enterprise in 2025. Outside of advising, she is involved in a non-variable insurance agency. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Brad Kalas is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Jorgelina Roisenzvit is a Series 66 licensed financial advisor with 7 years of industry experience, currently with Merrill in Santa Clarita, CA. She has worked at Bank of America and Merrill since 2020 and has an ongoing involvement with 3 Generations Arts & Shop, also known as GiuVa Boutique, since 2011. Additionally, she is an independent consultant for Arbonne, a company selling makeup and nutritional products. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Benjamin Stern is a financial advisor with Fidelity in Burbank, CA, holding Series 63 and Series 66 registrations and one year of industry experience. Prior to joining Fidelity, he held positions at Fullstack Academy, LanguageBird, and several other companies, spanning roles outside the financial sector. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios, notably using AI and systematic methodologies.

James Winklhofer is a financial advisor at Raymond James Financial with 38 years of industry experience. He holds a Series 63 designation and has been with Raymond James in various capacities since 1991. Outside of his advisory role, he is also a licensed broker involved in non-variable insurance. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a broad client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and promotes implementation through advisory programs or other providers, supporting a wide network of advisors and affiliated firms.

Chung On Wang is a financial advisor with Primerica Advisors based in Burbank, CA, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. His work background includes long-term roles at Primerica Advisors, Primerica Financial Services, Sintex Sales, and Lyco Enterprises. He is also involved in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors is a large institutional firm that sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery investment strategies created by unaffiliated asset managers and offers discretionary portfolio management with support from BNY Mellon Advisors and Pershing.

Londyn Crowder Maree is a financial advisor at Morgan Stanley with 17 years of industry experience and holds the Series 66 designation. She has been with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Emily Brudnicki is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. She holds a Series 66 designation and previously worked at RBC Capital Markets for 11 years before joining Wells Fargo Clearing in 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jonathan Archila is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses and one year of industry experience. His prior firms include Citi Bank, Bank of America Merrill, Prudential Financial, and Morgan Stanley. Outside of finance, he has worked in diverse roles including professional soccer and dog training. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Armin Janani is a financial advisor at Equitable Advisors with a Series 66 credential and less than one year of industry experience. Prior to joining Equitable Advisors, Armin has been involved in various roles including real estate sales at Royas Realty, vehicle rental management as a Turo Vehicle Host, and service work in the restaurant industry. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering advisory and brokerage channels to meet client needs.

Laurie Lujan is a financial advisor at Cambridge Investment Research Advisors with 27 years of industry experience. She previously worked at Western International Securities, Inc. for 17 years and had brief tenures at LPL Financial and Cambridge Investment Research, Inc. Lujan holds Series 63 and Series 65 credentials. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform options tailored to client objectives.

Holden Hartmann is a Series 66 licensed financial advisor with Morgan Stanley in Sherman Oaks, CA, and has eight years of industry experience. He has been with Morgan Stanley and its affiliated entities continuously since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes and firm-approved tools to support client goals.

Pablo Avina is a CFP® and ChFC® with 29 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to this, he was with Ameriprise Financial Services, Inc. for 15 years. He is also a partner and franchise advisor at RGAA, LLC, a business that supports his practice operations. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves a broad client base with advisory, brokerage, and insurance solutions typical of a large institutional firm.

Manuela Ellen is a financial advisor at Osaic with a Series 66 designation and one year of industry experience. She has previously worked at KGE Wealth Management and Securities America, Inc. There are no additional outside activities reported. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to various managed account solutions, employing a range of asset-allocation tools and third-party platforms.

Gianni Stillo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. He has worked at Wells Fargo Clearing since 2020 and previously was employed by Spireworks and the University of Oregon. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from internal and third-party sources.

Nathan Matthews is a financial advisor with Ameriprise in North Hollywood, CA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Thrivent Financial, Pruco Securities LLC, and OsteoStrong, as well as work with the Matthews Law Firm and the University of Oregon. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, utilizing a centralized consulting team to provide non-discretionary, research-driven income strategy recommendations.

Sirtaj Puri is a financial advisor at Charles Schwab with eight years of industry experience and a Series 66 designation. His prior roles include positions at TD Ameritrade Investment Management and ACRC Trials. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by centralized supervisory and custody services.