Jeffrey Rao is a financial advisor with Fidelity and holds the Series 63 and Series 66 designations. He has 26 years of industry experience, including roles at Strategic Advisers, Inc. and Fidelity Personal and Workplace Advisors. Rao is based in Charlotte, NC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs, and it is notable for its advisory role to multiple registered investment companies and use of systematic methodologies including AI-based research.

John Rizzo is a Series 66-licensed financial advisor with UBS Financial Services in Charlotte, NC, and has 18 years of industry experience. He has been with UBS Financial Services since 2006. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of services including fee-based financial planning, portfolio management, and capital markets solutions supported by proprietary research and market insights.

Roger Mcdonald is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Exertus Financial Partners, Cetera Advisor Networks LLC, Vicus Capital, Inc., and Tucker Boynton Co., Inc. He is also involved with Tucker Boynton Financial Group, a non-variable insurance business in Charlotte, NC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Daniel Gillette is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill since 2009 and has worked at Bank of America, N.A. since 2008. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based, discretionary, and tax-aware investment strategies for individuals, high-net-worth clients, and institutional accounts. The firm is integrated with Bank of America’s broader platform, providing access to various financial products and services.

Yuval Ezer is a CFA® charterholder and Series 66 licensee with three years of industry experience. He currently serves as a financial advisor at UBS Financial Services and has held prior roles at Foster Victor Wealth Advisors and Wealth Enhancement Group LLC. Outside of his advisory work, he is an advisory board member for ACS Industries, a manufacturing firm. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining proprietary research and capital market insights with wealth management services and institutional trading capabilities.

Jackson Spires is a financial advisor at Fidelity with a Series 66 credential and approximately one year of experience. His prior roles include positions at Truffles, DoorDash, and the University of Alabama. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary services along with model portfolios.

John Ager is a Certified Financial Planner (CFP®) with 30 years of industry experience. He has been affiliated with Raymond James Financial Services Advisors Inc. since 2013. In addition to his advisory role, he owns Ager Financial Corporation. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, providing tailored recommendations supported by firm research and a broad affiliate network.

Carol Reynolds is a financial advisor at Morgan Stanley in Charlotte, NC, with 33 years of industry experience. She has been with Morgan Stanley since 2009 and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients. The firm emphasizes structured financial planning and offers a broad range of investment products and services.

Kristin Rossell is a financial advisor with Ameriprise in Fort Mill, SC, holding Series 63 and Series 66 credentials and 15 years of industry experience. She previously worked at Fidelity Personal and Workplace Advisors and Fidelity Investments from 2010 to 2021. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized retirement-income consulting team.

Johnathan Dungan is a financial advisor with Wells Fargo Clearing in Charlotte, NC. He holds the Series 66 designation and has one year of industry experience, including prior roles at Atlas Investment Management of Nest Capital and the University of North Carolina at Wilmington. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research and analytics to support its investment approach.

Daniel Maday is a financial advisor with Equitable Advisors in Waxhaw, NC, holding a Series 66 designation and over 22 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2002. Maday also operates under the DBA Royal Financial Partners. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to execute client recommendations.

Benjamin Davis is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Equitable Advisors, Alternative Health Distributions, and Davidson College. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement plan consulting through a national network of investment adviser representatives.

Jason Freeman is a financial advisor with LPL Financial based in Rock Hill, SC, holding Series 63 and Series 66 credentials and totaling 25 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Wells Fargo Clearing from 2016 to 2021 and WELLS FARGO ADVISORS LLC from 2014 to 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of financial planning, advisory programs, and retirement plan consulting services.

Andrew Eckhardt is a financial advisor at UBS Financial Services with three years of industry experience. He holds a Series 66 designation and has worked at UBS since 2022. Prior to this, he spent time at Prosek Partners and Hobart and William Smith, and was involved in community activities such as the "Truck Guys" at Squirrel Island and the Squirrel Island Village Corporation. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, model-based investment strategies tailored to clients’ goals and risk tolerances.

Madison Melle is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial in 2023, Madison held various roles including positions at the University of Mississippi and West Michigan Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and proprietary research.

Charles Dekrafft II is a financial advisor with OSAIC in Charlotte, NC, holding Series 63 and Series 65 credentials and with 34 years of industry experience. He spent 32 years at Lincoln Financial Advisors Corporation before joining OSAIC in 2025. Outside of his advisory role, he is involved in the solicitation and placement of various insurance and annuity products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a broad network of advisors, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to tailor portfolios that can include a range of investment vehicles.

Bryan Perry serves as a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been part of The Payne Perry Group since 2003, after joining Merrill Lynch in 2001. Bryan began his financial career in 1997 at a small financial planning boutique. Bryan holds several professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter® (CLU®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His educational background includes a Bachelor's degree in Finance from Bloomsburg University and a Master's degree in Taxation from Villanova University. Residing in Sea Girt since 2013 with his wife Jennifer and their two daughters, Bryan is actively involved in his community. He serves as a councilman for the Borough of Sea Girt and has participated on the Sea Girt Elementary School Board of Education. In addition, he coaches basketball and baseball with local youth sports organizations.

Andrew Szklinski is a financial advisor at Mass Mutual Investors Services in Charlotte, NC. He holds Series 63 and Series 65 designations and has been with Mass Mutual since 2025. Prior to joining the financial industry, his work history includes roles at Restoration Hardware and the University of North Carolina at Charlotte. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to deliver written recommendations and offers specialized planning programs, including recent additions such as Divorce Planning.

Cortney Fluegeman serves as Vice President Private Wealth Management Advisor at Fidelity Investments. She has been with Fidelity since 2006, progressing through various roles including Vice President Regional Planning Consultant and Vice President Financial Consultant. With over two decades of industry experience, she focuses on delivering thoughtful guidance and personalized wealth planning aligned with clients' values and goals. Her professional journey at Fidelity encompasses a wide range of financial advisory roles, demonstrating a commitment to trusted insight and building lasting relationships with clients. Cortney emphasizes the importance of understanding what matters most to clients and their families in wealth planning. Outside of her professional work, Cortney enjoys activities such as camping, attending concerts, exploring culinary interests, golfing, hiking, and traveling.

Lauren Gehrig is a financial advisor with UBS Financial Services in Charlotte, NC, holding a Series 66 designation and three years of industry experience. Prior to joining UBS, she worked at Valeo Financial Advisors, Boiler Financial Track, and Southeast Financial Group. She also has an academic background with experience at Purdue University and Cardinal Gibbons High School. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, blending institutional trading capabilities with wealth management services and leveraging proprietary research to tailor client portfolios.