Johnathan Patterson is a financial advisor with Vanguard Advisers holding a Series 66 designation and five years of industry experience. He has worked at Merrill Lynch, Bank of America, Wells Fargo, and currently at Vanguard since 2020. Outside of his advisory roles, he owns and manages RJ Patterson Properties LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to design personalized portfolios mainly composed of Vanguard funds and ETFs.

Kyle Smithers is a financial advisor at Morgan Stanley in Cornelius, NC, holding a Series 66 designation with six years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Prior to his advisory career, he was a student at UNC Charlotte and worked at Tenders Fresh Food during the same period. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs supported by structured planning tools and the Global Investment Committee’s market analyses.

Geraldo Senouillet is a financial advisor at Vanguard Advisers with one year of industry experience. He holds the Series 66 designation and has worked at The Vanguard Group since 2024. Prior to his current role, his background includes positions at Randstad and ProCam Pilots, as well as various non-advisory roles. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios primarily composed of Vanguard funds and ETFs, supporting customization and tax-aware features.

David Cochran is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 credentials and nine years of industry experience. He has been with The Vanguard Group since 2017 and has operated self-employed businesses since 2009, including a ticket sales venture unrelated to investment management. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs.

Brandon Whelan is a CFP®-designated financial advisor with 12 years of industry experience, currently with Wells Fargo Clearing Services, LLC since 2022. He previously worked at Morgan Stanley Private Bank and Morgan Stanley from 2018 to 2022, and at LPL Financial from 2016 to 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its investment solutions.

Garrick Becker is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2020. In this role, he partners with local Financial Consultants to engage clients in meaningful planning, aiming to align resources to support clients as they work towards their financial goals and desires. Becker has been with Fidelity Investments since 2007, holding various positions including Assistant Branch Leader, Retirement Relationship Manager, Retirement Solutions Manager, Premium Relationship Associate Manager, Facilitator, Premium Relationship Associate, and Financial Representative. This progression reflects his extensive experience within the company and his involvement in different facets of financial services and client relationships. No additional information regarding his education, credentials, personal interests, or community involvement has been provided.

Jesse Powers is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers since 2011. He has been associated with Vanguard entities since 2005, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Powers is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and offers a range of portfolio customization options, managing a large client base through an automated platform supported by a team of over 2,200 advisors.

Sergei Skiba is a CFP® with 25 years of experience at Vanguard Advisers. He has worked at The Vanguard Group, Inc. since 2001 and has maintained a photography business, Earth Captured Photography, since 2015. Additionally, he works as a consultant for Suggs Sports Marketing, providing tours of NASCAR race tracks. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and retirement plan participants. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, supported by a large advisor team and digital platform.

Hugh Christian is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 20 years of industry experience. He has been with Vanguard Advisers since 2017 and is also affiliated with The Vanguard Group, Inc. and Vanguard Marketing Corporation. Additionally, he serves as a trustee for an immediate family member's investment trust. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios primarily composed of Vanguard funds and ETFs, supporting a large client base through its digital platform and team servicing model.

Mark Thomas is a financial advisor at Cambridge Investment Research Advisors with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Cambridge Investment Research, OneAmerica Securities, and W&S Brokerage Services. Thomas serves as a board member for Cabarrus Area Crime Stoppers and is a commissioned notary public. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party strategies across various platform arrangements.

Marcia Willis is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing four years of industry experience. She has been with Vanguard-affiliated entities since 2021 and previously worked at Winthrop University. Outside of her advisory role, she is an owner of a rental property investment in Oak Island, NC. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios built mainly from Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor teams.

Roberto Gonzalez Vigil is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 designations with 26 years of industry experience. He has been with The Vanguard Group, Inc. since 1999. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs, with options for tax awareness and customization.

Richard Johnson is a financial advisor with Osaic Wealth, Inc. He holds Series 63 and Series 66 designations and has 25 years of industry experience. Prior to joining Osaic in 2023, he worked for Sagepoint Financial, Inc. for 14 years. Johnson also serves as a FINRA arbitrator and owns a limited liability company that supervises compliance for multiple registered representatives. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and advisory platforms. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and multiple investment strategies, offering both discretionary and non-discretionary account management.

Jason Lindley is a CFP® professional with 21 years of industry experience, currently serving at Vanguard Advisers since 2015. He has also worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2010. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base using a combination of proprietary modeling and Vanguard fund products.

Danny Rodriguez is a financial advisor with Primerica Advisors in Huntersville, NC, holding Series 65 and Series 63 licenses and 19 years of industry experience. He has worked with Primerica Advisors since 2007 and has connections to Primerica Financial Services dating back to 2006. Rodriguez is the owner of AIKI Associates LLC, an investment-related business operating in Charlotte, NC. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services through model-based strategies created by unaffiliated asset managers.

Tamala Harris is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has been with Vanguard since 2013 and also owns Mastering Your Inner Self LLC, where she provides life coaching. Prior to that, she spent seven years with Dream Building Coaching. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed largely from Vanguard funds and ETFs, emphasizing scalable digital delivery and a range of customization options.

Anna Greer is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has been with Vanguard Advisers since 2020 and has also been associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2016. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, emphasizing scale and digital delivery.

Vincent Princiotta III is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with Vanguard Advisers since 2019 and has worked within various Vanguard entities since 2018. Vanguard Advisers delivers automated and human-supported investment advice through digital platforms and personal advisory services, focusing primarily on retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering features such as tax-aware strategies and customization options.

Ryan Shoaf is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2020. His prior experience includes roles at TIAA-CREF and Axa Advisors. He also acts as a trustee for a family irrevocable trust. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs.

Jay Malick is a financial advisor with Mass Mutual Investors Services in Mooresville, NC, holding Series 66 and Series 63 licenses and bringing 24 years of industry experience. His background includes over two decades at Bank of America and Merrill, and he has engaged as an author and lecturer since 2021. He also holds a current affiliation with Costco. Mass Mutual Investors Services, LLC operates as a subsidiary of MassMutual, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships using firm-approved tools and provides a range of event-driven planning programs.