Jiani Zhu is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank, PNC Bank, and Regions Bank. Outside of her advisory role, she owns and manages a small portfolio of rental properties. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research to develop model asset allocations and incorporates ESG criteria, with implementation support from affiliated investment management entities.

Tony Delumen is a financial advisor with Mass Mutual Investors Services in Walnut Creek, CA, holding a Series 66 credential and 24 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance since 2003. Outside of advising, he owns Madison Vineyards, a winery involved in growing and selling wine grapes, as well as producing and selling wine. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s planning approach involves annual, collaborative engagements using firm-approved software to analyze client goals and deliver written recommendations.

Robert Hanlein is a financial advisor with Merrill in Walnut Creek, CA, holding a Series 66 designation and six years of industry experience. His prior roles include five years with OpEx Advisors Business before joining Merrill and Bank of America in 2020. Outside of his advisory duties, he holds a power of attorney role unrelated to investment activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Diane Poepping is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has worked at Bank of America, Merrill Lynch, and Ameriprise Financial Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonah Simenauer is a Planning Consultant at Fidelity Investments in Walnut Creek. In this role, he helps clients gain confidence in their financial decisions by providing clear and practical guidance tailored to their individual needs. Prior to his current position, Jonah worked as a Relationship Manager at Fidelity Investments from 2025 to 2026. Before joining Fidelity, he was a Financial Advisor at LA Pension Planners from 2023 to 2025. Jonah holds a California Insurance License.

Kakhaber Chkheidze is a CFP®-designated financial advisor with Ameriprise, based in Martinez, CA, with 19 years of industry experience. He has been with Ameriprise and its affiliate since 2006. Ameriprise provides retirement-income planning services primarily to individuals nearing or in retirement who meet specific asset criteria, using a centralized consulting team that delivers non-discretionary, research-driven recommendations focused on income sources, Social Security strategies, and tax-efficient withdrawals.

Sohrob Tehrani is a financial advisor with J.P. Morgan Securities in Walnut Creek, CA, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at AIG Capital Services, AIG Insurance, and JPMorgan Chase Bank, N.A. He has also been involved in activities outside finance such as working with Excel Basketball Camp and Las Lomas High School. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Yu Sun Chan is a Financial Advisor at Merrill Lynch Wealth Management. He has been active in the financial services industry since 2009 and joined Merrill Lynch in 2021. As a Certified Financial Planner® (CFP) professional since 2011, he holds additional professional designations including Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Yu Sun Chan focuses on developing tailored financial strategies by thoroughly understanding the unique circumstances, goals, and values of individuals, families, and businesses. His expertise areas include education planning, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He earned a Bachelor of Science degree from Rutgers University, College of Engineering, which provides him with analytical skills useful for financial planning. Originally from New Jersey, Yu Sun Chan relocated to California in 2013. Outside of his professional work, he enjoys painting, antiquing, drawing/sketching, football, hiking, spending time with family, and traveling. He is fluent in English and Chinese.

Dale Whitmer is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation with 18 years of industry experience. He has worked at Morgan Stanley since 2014, following prior roles at Robert Baird & Co., UBS Financial Services, and Merrill. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning through structured discovery and analytical tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through employer partnerships.

Athena Yost is a financial advisor with Charles Schwab & Co., Inc. She holds Series 63 and Series 65 licenses and has 19 years of industry experience. Prior to joining Schwab in 2022, she worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers multi-asset model portfolios alongside alternative investment options.

Stephany Thompson is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with Morgan Stanley and its Private Bank division since 2017, following an 18-year tenure at Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients with comprehensive financial planning and investment advisory services, managing approximately $2.74 trillion in client assets through tailored programs and a structured planning process.

Sarah Draper is a Series 66-licensed financial advisor with J.P. Morgan Securities in Walnut Creek, CA, and has four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2025, she worked at Citigroup for eleven years. She is also involved with Raga Yoga Inc. outside of her financial advisory role. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Dana Aboud is a financial advisor at Merrill with 18 years of industry experience and holds a Series 66 designation. He has been with Bank of America and Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies managed by internal and third-party teams.

David Bobrowsky is a CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant with 25 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2014, following previous roles at LPL Financial, Osaic FA, Inc., and Ameriprise. He serves on the board of the Contra Costa Jewish Community Center. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates with thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Candice Wiegand is a Wealth Management Advisor at Merrill Lynch Wealth Management in Walnut Creek, California. She works closely with individuals, families, and businesses to integrate multiple aspects of their finances into a cohesive whole. Candice focuses on understanding clients' overall goals and priorities to develop personalized wealth management strategies that address their unique needs and aspirations. She specializes in areas such as college education planning, managing new wealth, personal retirement planning, socially responsible and values-based investing, as well as supporting women and wealth. With experience in wealth management since 2002, Candice brings a seasoned perspective and comprehensive professional education to her clients. She holds a Bachelor's Degree from the University of California System and a Master's Degree from the College for Financial Planning. Her professional credentials include CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), Chartered SRI Counselor (CSRIC), and Personal Investment Advisor (PIA). Outside of her professional role, Candice enjoys cooking, music, reading, yoga, and spending time with her family, including her husband and their dachshund, Twiggy. She is actively involved in the community, volunteering and fundraising for organizations such as Muttville Senior Dog Rescue.

Mark Werner is a CFA® charterholder and holds a Series 66 license, currently serving as a financial advisor at LPL Financial with seven years of industry experience. His prior roles include positions at Fred Alger & Company, Bank of America, Merrill, and Ashfield Capital Partners. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of solutions including financial planning, model portfolios, and institutional platforms, supported by research and technology tools for advisors.

Vy Tieu is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, Vy works with clients to understand their current financial situations and introduce them to solutions available through Merrill and Bank of America. Vy's approach focuses on helping clients uncover what matters to them and their families to create strategies that pursue their financial goals. Vy holds a Bachelor's Degree from the University of Illinois System and has earned the Professional Investment Advisor (PIA) designation. This background supports Vy's work in providing clients with the knowledge and tools to take control of their financial lives and choose the platform that best fits their needs.

Alastair Patterson is a CFP® certificant with eight years of industry experience, currently advising at Wells Fargo Advisors. He previously worked at Morgan Stanley Private Bank and Morgan Stanley for five years, and has held roles at Bank of America and Merrill. Outside of his advisory work, he operates a rideshare business through Lyft in San Francisco. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a wide range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations and integrates advisory services with various financial products and referral channels.

David Ellman is a financial advisor with Wells Fargo Clearing in Concord, CA, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. His prior roles include positions at LPL Financial, BMO Bank NA, and BancWest Investment Services. He also holds a California real estate license and is responsible for licensing oversight within the state. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mia Jay is a Series 66-registered financial advisor at UBS Financial Services with one year of industry experience. She has previously worked at Northwestern Mutual and held roles outside finance, including at The Well Coffeehouse and Sisi Cafe. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, offering financial planning, portfolio management, and capital markets solutions supported by proprietary research and institutional trading capabilities.